# Lumi - Instant Expenses — Instant Expense Tracking

> Instant Expense Tracking (iPhone/iPad app by Nam Vo.)

- Source: https://appshunter.io/ios/app/lumi-instant-expenses/id6767168761 (this page in markdown: same URL + `.md`)
- Developer: [Nam Vo](https://appshunter.io/developer/1841332689)
- Category: Finance
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 17.0 · 15 MB
- Languages: British English, Arabic, Bangla, Catalan, Croatian, Czech, Danish, Dutch, Finnish, French (France) and 34 more
- Released: 2026-05-10
- Data updated: 2026-08-27
- User reviews in markdown: https://appshunter.io/ios/app/lumi-instant-expenses/id6767168761/reviews.md

## What is Lumi?

Most expense apps fail because logging is too slow. Lumi is built for fast daily expense entry on iPhone: type quick notes, save one-off expenses, ask Lumi where your money went, track subscriptions and fixed installment debts, and review simple current-month reports.

Your data stays on your device. Lumi does not require an account, does not show ads, and does not connect to your bank. Choose one setup currency, then keep spending records simple, private, and easy to maintain.

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Pro Weekly | $0.99 | per 7 days |
| Pro Monthly | $1.99 | per month |
| Pro Yearly | $19.99 | per year |



## Version history (last 5 releases)

### 1.5.0 — 2026-07-07

New in 1.5.0:
• Set a monthly Spending Plan and see safe-to-spend after spending and recurring commitments.
• Credit card billing dates now improve cashflow timing for card expenses.
• Daily recap notification taps open the matching Agent recap thread more reliably.

### 1.4.3 — 2026-06-16

New in 1.4.3:
• Add expenses faster with the new Siri Quick Add shortcut.
• Agent answers are more grounded in your real spending data, including date ranges, advice, and generated insight cards.
• You can now swipe to delete your own Agent chat threads, while scheduled recap threads stay protected.

### 1.4.2 — 2026-06-13

- Agent reports are more accurate and better match the requested date range, category, and language.
- Recaps now appear in Agent history after opening the app, even if you miss the notification tap.
- Improved Quick Add, voice input, widget rows, and large Home spending totals for a smoother daily tracking experience.

### 1.4.1 — 2026-06-05

New in 1.4.1:
• Agent chat is now unlimited for free users, with recent spending reports available in chat.
• Add daily, weekly, or monthly recurring expenses and manage them from Home and Bills.
• Set reminders for future expenses, including a custom reminder time and urgent alarm option.
• Improved Agent answers for reports, top categories, recaps, and app capability questions.
• Smoother Bills tab transitions and a more reliable Quick Add to Manual entry switch.

### 1.4.0 — 2026-06-03

New in 1.4.0:
- Meet Lumi Agent: chat to log expenses, review spending, and get recap insights.
- Schedule daily, weekly, or monthly spending recaps.
- Edit/delete recurring bills and loans, drill into report categories, and crop profile avatars.
- Added broader language support plus French and Japanese App Store screenshots.

## More apps by Nam Vo

- [English Podcast Learner](https://appshunter.io/ios/app/english-podcast-learner/id6786941848)

All apps by Nam Vo: https://appshunter.io/developer/1841332689

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*