# Lumi – Smart Budget Planner — Expense & Budget Tracker

> Expense & Budget Tracker (iPhone/iPad app by Ints Graveris.)

- Source: https://appshunter.io/ios/app/lumi-smart-budget-planner/id6778431172 (this page in markdown: same URL + `.md`)
- Developer: [Ints Graveris](https://appshunter.io/developer/1164680923)
- Category: Business, Finance
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.1 · 34 MB
- Languages: American English
- Released: 2026-06-14
- Data updated: 2026-08-13
- User reviews in markdown: https://appshunter.io/ios/app/lumi-smart-budget-planner/id6778431172/reviews.md

## What is Lumi?

Meet Lumi — the AI-powered finance companion that helps you spend smarter, save faster, and actually understand your money.
Lumi combines effortless expense tracking with a built-in Gemini AI coach that knows your numbers and gives you personalised, actionable advice — not generic tips.

SMART BUDGETING

- Set monthly budgets per category and get alerts before you overstep
- Set an overall monthly spending cap based on your income
- Recurring expenses logged automatically — never miss a bill
- Subscription tracker to catch charges you forgot about

AI THAT KNOWS YOUR FINANCES

- Lumi Coach: chat with a Gemini-powered financial advisor about your
    actual spending data — not a generic chatbot
- Smart Insights: AI-generated spending score, 6-month trend, category
    breakdown, and personalised saving tips refreshed every session
- Scan a receipt and Lumi fills in the amount, category, and date
    automatically

SAVINGS GOALS THAT WORK

- Create goals (Travel, Home, Tech…) with a target amount and monthly
    saving plan
- Lumi auto-allocates your monthly contributions when income is logged
- See your ETA and get alerted when you're behind — or when you arrive

FULL FINANCIAL PICTURE

- Track income and expenses in one clean timeline
- Monthly comparison: this month vs last month at a glance
- Net balance, savings rate, and forecast for month-end spend
- Budget alerts sent as push notifications at your chosen threshold

DESIGNED FOR REAL LIFE

- Clean, fast interface — add a transaction in under 5 seconds
- No account required — your data stays on your device
- Supports 10 currencies: USD, EUR, GBP, JPY, AUD, CAD + more

SUBSCRIPTION DETAILS
Payment will be charged to your App Store account at confirmation of purchase. Subscriptions automatically renew unless canceled at least 24 hours before the end of the current billing period. You can manage or cancel your subscription anytime in your App Store account settings.

Privacy Policy:
https://sites.google.com/view/lumi-budget-tracker/privacy

https://sites.google.com/view/lumi-budget-tracker/terms

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Weekly Lumi | $6.99 | per 7 days |
| Yearly Lumi | $49.99 | per year |



## Version history (last 2 releases)

### 1.1 — 2026-08-06

This version includes a few bug fixes to improve overall user experience

### 1.0 — 2026-06-15

No release notes.

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All apps by Ints Graveris: https://appshunter.io/developer/1164680923

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-13.*