# Luminate Bank

> Personal financial management app for banking, payments, and account oversight. (iPhone/iPad app by Luminate Bank.)

- Source: https://appshunter.io/ios/app/luminate-bank/id1588174149 (this page in markdown: same URL + `.md`)
- Developer: [Luminate Bank](https://appshunter.io/developer/935800582)
- Category: Finance
- Price: Free
- Rating: 4.90/5 from 216 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 18.4 · 171 MB
- Languages: American English, European Spanish
- Released: 2021-12-06
- Data updated: 2026-09-02
- Monetization: ad-supported
- User reviews in markdown: https://appshunter.io/ios/app/luminate-bank/id1588174149/reviews.md

## What is Luminate Bank?

Luminate Bank is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances.

Here’s what you can do with Luminate Bank:
Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks.
Set up alerts so you know when your balance drops below a certain amount
Make payments, whether you’re paying a company or a friend
Transfer money between your accounts
Deposit checks in a snap by taking a picture of the front and back
Reorder your debit card or turn it off if you’ve misplaced it
View and save your monthly statements
Find branches and ATMs near you

Secure your account with a 4-digit passcode or biometric on supported devices.

## Key features

- Organize transactions with tags, notes, and receipt photos
- Set custom balance alerts
- Make payments and transfer money
- Deposit checks via photo
- Manage debit cards (reorder/disable)
- View and save monthly statements
- Find nearby branches and ATMs

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/luminate-bank/id1588174149/reviews.md

### 5/5 — Awesome Bank

*2025-01-01*

Every interaction feels personal because it is.  Great team and interest too!

## Frequently asked questions about Luminate Bank

### What does Luminate Bank do?

Luminate Bank is a personal financial management app designed to help you manage your money. It allows you to organize transactions, set alerts, make payments, transfer funds, deposit checks, and manage your debit card.

### What are the key features of Luminate Bank?

Key features include organizing transactions with tags and notes, setting balance alerts, making payments and transfers, depositing checks by photo, managing debit cards, viewing statements, and finding branches/ATMs.

### Is Luminate Bank free to use?

The app is free to download and use. However, it does display advertisements within the application.

### How can I secure my account with Luminate Bank?

You can secure your account using a 4-digit passcode. Additionally, on supported devices, you can utilize biometric authentication for enhanced security.

### What are common use cases for Luminate Bank?

Common use cases include quickly checking your account balance, paying bills, sending money to friends, depositing checks without visiting a branch, and tracking your spending by adding notes and tags to transactions.

## Version history (last 5 releases)

### 3.37.0 — 2026-08-18

Version 3.37.0
• Bug fixes and performance improvements

### 3.36.0 — 2026-07-16

Version 3.36.0
• Bug fixes and performance improvements

### 3.35.1 — 2026-06-13

Version 3.35.1
• Bug fixes and performance improvements

### 3.35.0 — 2026-06-09

Version 3.35.0
• Bug fixes and performance improvements

### 3.34.1 — 2026-05-22

Version 3.34.1
• Bug fixes and performance improvements

## Apps similar to Luminate Bank

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [HomeTown Mobile](https://appshunter.io/ios/app/hometown-mobile/id6443548580) | 4.8 (1,312) | Free | Finance |
| [Tradition Capital Bank](https://appshunter.io/ios/app/tradition-capital-bank/id867163198) | 2.3 (3) | Free | Finance |
| [NEO Experience](https://appshunter.io/ios/app/neo-experience/id1623184910) | 5.0 (2) | Free | Finance |
| [Luminate Home Loans](https://appshunter.io/ios/app/luminate-home-loans/id1641793408) | 5.0 (6) | Free | Finance |
| [Lakeview Bank Mobile App](https://appshunter.io/ios/app/lakeview-bank-mobile-app/id6443548006) | 4.9 (170) | Free | Finance |
| [Highland Bank](https://appshunter.io/ios/app/highland-bank/id1469888800) | 4.8 (957) | Free | Finance |

## More apps by Luminate Bank

- [Luminate Treasury Management](https://appshunter.io/ios/app/luminate-treasury-management/id6448735734)

All apps by Luminate Bank: https://appshunter.io/developer/935800582

## Related topics

[luminate bank](https://appshunter.io/ios/topics/luminate-bank) · [luminate](https://appshunter.io/ios/topics/luminate) · [dcb bank lumos](https://appshunter.io/ios/topics/dcb-bank-lumos)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-02.*