# Luminate Home Loans > Streamline home buying and refinancing with mortgage tools and team access. (iPhone/iPad app by Luminate Home Loans, Inc.) - Source: https://appshunter.io/ios/app/luminate-home-loans/id1641793408 (this page in markdown: same URL + `.md`) - Developer: [Luminate Home Loans, Inc](https://appshunter.io/developer/1641793410) - Category: Finance, Business - Price: Free - Rating: 5.00/5 from 6 App Store ratings - Age rating: 4+ - Requires: iOS 18.0 · 102 MB - Languages: American English - Released: 2022-10-04 - Data updated: 2026-08-01 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/luminate-home-loans/id1641793408/reviews.md ## What is Luminate Home Loans? At Luminate Bank, we believe that finding a home should be as simple as flipping on a switch. We always want to stay at the cutting edge of technology, providing you with the tools that you need to get the job done. From pre-approval to close—and now through our Go Luminate App— we've got your back. Whether you’re a homebuyer, homeowner, or real estate agent, our app is here to help streamline the process for you. Here are a few of the app’s key features: Check if homeownership is an affordable option for you using your current income and monthly expenses. Calculate possible savings or costs for refinancing your current mortgage. Compare different lending scenarios and loan products to see which is the best fit for you or your client. Scan and upload all required documents from your phone to speed up the approval process. Access contact information for everyone on your Luminate mortgage team at any time. Get updates on industry news that could impact your loan or interest rates. Our technology is at your fingertips to streamline the mortgage process for you or your clients, but our mortgage experts will do the hard work for you. All of the numbers provided by our Go Luminate App are there to give you an idea of what homeownership or refinancing could mean for you. We make it our priority to guide you through the best financial decisions for your unique situation, all with your interest in mind. It’s our goal to help you feel informed and engaged throughout the entire lending process. ## Key features - Assess homeownership affordability - Calculate refinancing costs - Compare lending scenarios - Scan and upload documents - Access mortgage team contacts - Receive industry news updates ## Frequently asked questions about Luminate Home Loans ### What can Luminate Home Loans do for me? Luminate Home Loans helps you assess homeownership affordability, calculate refinancing costs, compare loan products, and manage required documents. It also provides access to your mortgage team and industry news. ### Is Luminate Home Loans free to use? Yes, Luminate Home Loans is available for free. There are no costs associated with downloading or using its core features for managing your mortgage needs. ### What devices does Luminate Home Loans support? Currently, Luminate Home Loans is supported on iPhone devices. Compatibility with other platforms may be considered in future updates. ### How secure is Luminate Home Loans? While specific security measures are not detailed, the app is developed by Luminate Home Loans, Inc., a financial institution. Users can expect standard security protocols for financial applications. ### When was Luminate Home Loans last updated? The latest version of Luminate Home Loans was updated on May 18, 2026. This indicates ongoing development and support for the application. ### What is the age rating for Luminate Home Loans? Luminate Home Loans has an age rating of 4+. This suggests it is suitable for a wide range of users, including younger individuals who may be involved in family home-buying discussions. ### Does Luminate Home Loans have ads? No, Luminate Home Loans does not contain advertisements. Users can utilize the app's features without interruption from promotional content. ### How does Luminate Home Loans compare to other mortgage apps? Luminate Home Loans focuses on streamlining the mortgage process from pre-approval to closing, offering tools for affordability assessment, loan comparison, and document management. It also emphasizes direct access to your mortgage team. ## Version history (last 5 releases) ### 26.7.000 — 2026-07-27 Bug fixes and performance improvements. ### 26.5.002 — 2026-05-18 Bug fixes and performance improvements. ### 26.2.003 — 2026-02-18 Bug fixes and performance improvements. ### 25.12.004 — 2026-01-16 Bug fixes and performance improvements. ### 25.10.001 — 2025-10-22 Bug fixes and performance improvements. ## Apps similar to Luminate Home Loans | App | Rating | Price | Category | | --- | --- | --- | --- | | [PENNYMAC MOBILE](https://appshunter.io/ios/app/pennymac-mobile/id1349950272) | 4.8 (159,382) | Free | Finance | | [Novus Home Mortgage](https://appshunter.io/ios/app/novus-home-mortgage/id1494980360) | 4.3 (12) | Free | Finance | | [Homebot](https://appshunter.io/ios/app/homebot/id6448762620) | 3.7 (120) | Free | Finance | | [Your Mortgage Servicing Center](https://appshunter.io/ios/app/your-mortgage-servicing-center/id1616535130) | 4.8 (1,829) | Free | Finance | | [MyMortgage by Liberty FCU](https://appshunter.io/ios/app/mymortgage-by-liberty-fcu/id6446104297) | 5.0 (2) | Free | Finance | | [Qualia Connect](https://appshunter.io/ios/app/qualia-connect/id1279573162) | 2.6 (18) | Free | Finance | ## More apps by Luminate Home Loans, Inc - [Heritage Home Loans](https://appshunter.io/ios/app/heritage-home-loans/id1588790474) - [NEO Home Loans](https://appshunter.io/ios/app/neo-home-loans/id1609316409) - [Luminate Bank Mortgage](https://appshunter.io/ios/app/luminate-bank-mortgage/id6762389320) All apps by Luminate Home Loans, Inc: https://appshunter.io/developer/1641793410 ## Related topics [luminate home loans](https://appshunter.io/ios/topics/luminate-home-loans) · [go luminate](https://appshunter.io/ios/topics/go-luminate) · [luminate](https://appshunter.io/ios/topics/luminate) · [home loan state bank mobiledge](https://appshunter.io/ios/topics/home-loan-state-bank-mobiledge) · [edge home finance](https://appshunter.io/ios/topics/edge-home-finance) · [luminate bank mortgage](https://appshunter.io/ios/topics/luminate-bank-mortgage) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-01.*