# Luminus Financial Mobile App — Clearly Better Banking

> Mobile banking app for account management, payments, and transfers. (iPhone/iPad app by Luminus Financial Services & Credit Union Limited.)

- Source: https://appshunter.io/ios/app/luminus-financial-mobile-app/id1067452072 (this page in markdown: same URL + `.md`)
- Developer: [Luminus Financial Services & Credit Union Limited](https://appshunter.io/developer/1067452071)
- Category: Finance, Productivity
- Price: Free
- Rating: 5.00/5 from 1 App Store ratings · 3 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 73 MB
- Languages: English, French
- Released: 2015-12-30
- Data updated: 2026-08-03
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/luminus-financial-mobile-app/id1067452072/reviews.md

## What is Luminus Financial Mobile App?

Clearly Better Banking at your fingertips. Access your accounts from anywhere with the Luminus Financial Mobile App.
Get instant and secure access to your accounts, pay your bills, deposit cheques or transfer money with the Luminus Financial Mobile App.  Download the free app now so you can:

• View your account activity and recent transactions 
• Manage multiple accounts 
• Pay bills now or set up payments for the future 
• Scheduled payments: view and edit upcoming bills and transfers 
• Transfer money between your accounts or to other Credit Union members 
• Use Interac e-Transfer to send money securely via email or text 
• Keep track of foreign exchange rates 
• Choose to display your balances onscreen without having to log in 
• Get messages about your account straight to your phone 
• Pay us a visit or locate an ATM you can use free of charge using the Branch/ATM locator utilizing your phone’s GPS

To access all of the features this app provides, you must already be registered and have logged in to Online Banking. If you are not an Online Banking Member, you can still access  the Branch/ATM locator, Rates and our Contact Us options in the app.  If you haven't tried online banking at www.luminusfinancial.com yet, call us toll free at 1-877-782-7639 and we’ll help you get started.

Contact us (https://www.luminusfinancial.com/Personal/Contact-Us)

Read More

While there is no charge for this app, mobile data downloading and Internet charges may apply. Check with your mobile phone provider for details.
 
Your security is our priority, which is why our mobile banking app uses the same level of secure protection as our full online banking website. You log in with the same membership details and once you log out or close the app, your secure session will end.

## Key features

- View account activity and transactions
- Manage multiple accounts
- Pay bills and schedule payments
- Transfer money between accounts
- Send Interac e-Transfers
- Locate branches and ATMs

## Recent user reviews (3 of 3)

All indexed reviews: https://appshunter.io/ios/app/luminus-financial-mobile-app/id1067452072/reviews.md

### 5/5 — My best bank

*2025-03-27, version 17.14.2*

I love this bank

### 3/5 — Not bad

*2023-01-18, version 15.2.55*

Calling into the main branch is quick and easy and they always solve my issues.

The problem I am having is that I may only attempt to log into my Luminus online banking or app once and then I am locked out. Most banks allow three attempts before lockout. Sometimes I hit a wrong character while attempting to log in and this requires me to call during business hours to have them unlock my account. This can especially be a pain if I have been locked out out of business hours. 

That so far is my only issue with Luminus Financial

Regards,
JamesC

### 5/5 — Cost

*2020-10-30, version 15.2.30*

Why does it cost me one dollar every time I do a transaction. Is there not a fee I could pay monthly for unlimited, all other banks have it. I have been with this bank for about 35 to 40 years within the the 3 banks it has change into. Thanks in advance hoping you can help!

## Frequently asked questions about Luminus Financial Mobile App

### Is Luminus Financial Mobile App free to download?

Yes, Luminus Financial Mobile App is free to download. While there is no charge for the app itself, mobile data downloading and internet charges may apply depending on your mobile provider.

### What devices does Luminus Financial Mobile App support?

Luminus Financial Mobile App is available for iPhone, iPad, and iPod devices. It is designed for iOS users.

### How secure is Luminus Financial Mobile App?

Luminus Financial Mobile App uses the same level of secure protection as the full online banking website. It utilizes your online banking membership details for login, and your secure session ends when you log out or close the app.

### Can I deposit checks with Luminus Financial Mobile App?

Yes, the app allows you to deposit cheques. This feature, along with others like bill payments and transfers, is available to users who are registered for online banking.

### How often is Luminus Financial Mobile App updated?

The app was last updated on July 28, 2025, with version 17.26.4. Luminus Financial Services & Credit Union Limited regularly releases updates to improve functionality and security.

### What features can I access if I'm not registered for online banking?

If you are not registered for online banking, you can still access the Branch/ATM locator, view exchange rates, and use the Contact Us options within the Luminus Financial Mobile App.

### Does Luminus Financial Mobile App have ads?

No, Luminus Financial Mobile App does not contain advertisements. The app is free to download and use without any ad interruptions.

### What is the age rating for Luminus Financial Mobile App?

Luminus Financial Mobile App has an age rating of 4+. This indicates it is suitable for users of all ages, with no content restrictions.

## Version history (last 5 releases)

### 18.1.1 — 2026-07-28

Minor Bug Fixes

### 17.26.4 — 2025-07-28

Our refreshed app gives an improved look and feel, easy navigation, and additional security for your protection.

### 17.14.2 — 2024-03-26

Our refreshed app gives an improved look and feel, easy navigation, and additional security for your protection.

### 15.2.78 — 2023-10-11

Our refreshed app gives an improved look and feel, easy navigation, and additional security for your protection.

### 15.2.55 — 2022-07-20

This release includes general enhancements and bug fixes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-03.*
