# Luminy > All-in-one personal finance app for tracking accounts, spending, and investments. (iPhone/iPad app by Luminy LLC.) - Source: https://appshunter.io/ios/app/luminy/id6782688798 (this page in markdown: same URL + `.md`) - Developer: [Luminy LLC](https://appshunter.io/developer/6782688800) - Category: Finance - Price: Free with in-app purchases - Rating: 5.00/5 from 10 App Store ratings · 6 written reviews indexed - Age rating: 4+ - Requires: iOS 17.0 · 10 MB - Languages: American English - Released: 2026-10-22 - Data updated: 2026-10-31 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/luminy/id6782688798/reviews.md ## What is Luminy? Luminy is a new fintech money management app built to give you a complete view of your money in one place. Connect your bank accounts, credit cards, and investment accounts to automatically track balances, transactions, spending, cash flow, net worth, and investments without switching between multiple financial apps. Luminy turns your financial data into clear dashboards and analytics so you can understand where your money is going, how your finances are changing over time, and what actions you can take next. Key features include: Connect and monitor your financial accounts in one place Automatically organize and review transactions Track spending, income, and cash flow Monitor your net worth over time View investment balances and performance Explore financial trends through quantitative analytics Receive AI-powered financial insights and explanations Quickly understand unusual activity and changes across your accounts Luminy is designed to make personal finance easier to understand by bringing your financial information, analytics, and insights into one simple experience. Your money is complicated. Luminy helps make it clear. Luminy Subscriptions & In-App Purchases: Luminy offers auto-renewable subscriptions to unlock premium features, including advanced analytics, automated financial insights, and extended connectivity. Subscriptions will automatically renew unless canceled at least 24 hours before the end of the current period. You can edit or cancel your subscription anytime in your App's Account Settings. Terms of Use: https://luminyy.com/terms ## Key features - Connect and monitor financial accounts - Organize and review transactions automatically - Track spending, income, and cash flow - Monitor net worth over time - View investment balances and performance - AI-powered financial insights ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Luminy Pro Yearly | $139.99 | per year | | Luminy Pro Monthly | $14.99 | per month | ## Is Luminy safe? Not enough ratings yet to assess Luminy. ## Is Luminy legit? Luminy has limited verification signals. The AppsHunter Legitimacy Score for Luminy is 58 out of 100 points across 7 verification signals from App Store and developer data. ## Recent user reviews (6 of 6) All indexed reviews: https://appshunter.io/ios/app/luminy/id6782688798/reviews.md ### 5/5 — Advanced *2026-10-27* Coming into the age of AI it’s crazy to see how it intersects with personal finance and this app reflects just that which is amazing. Kinda defense like feel to it which I find unique ### 5/5 — Love This App! *2026-10-25* I absolutely love this! It’s easy to use, helpful, and so defense like but for my money! Great job to the team behind this ### 5/5 — Actually insane *2026-10-25* This app is so advanced compared to other platforms ### 5/5 — Review *2026-10-25* I use this over rocket money now highly recommend this app ### 5/5 — Amazing *2026-10-25* Luminy makes it super simple to manage my finances all one place ### 5/5 — 10/10 *2026-10-25* Use to manage all my finances. Best app out there ## Frequently asked questions about Luminy ### What financial institutions does Luminy support? Luminy allows you to connect various financial accounts including bank accounts, credit cards, and investment accounts. Specific supported institutions are not detailed in the provided information, but the aim is to offer a comprehensive view across your financial landscape. ### How does Luminy ensure the security of my financial data? While specific security protocols are not detailed, fintech apps like Luminy typically employ industry-standard encryption and security measures to protect user data. Connecting bank accounts usually involves secure authentication methods. ### Can I track my investments with Luminy? Yes, Luminy enables you to view investment balances and performance. The app provides insights into your investment portfolio alongside your other financial accounts. ### What types of transactions can Luminy automatically organize? Luminy automatically organizes and reviews transactions from your connected bank accounts and credit cards. This includes income, spending, and cash flow, helping you understand where your money is going. ### Does Luminy offer personalized financial advice? Luminy provides AI-powered financial insights and explanations. These insights help you quickly understand unusual activity and changes across your accounts, offering guidance on your financial trends. ### How often is Luminy updated? Luminy was last updated on 2026-10-22 with version 1.0. As a new application, it is expected to receive regular updates based on user feedback and development plans. ### What is the age rating for Luminy? Luminy has an age rating of 4+. This indicates it is suitable for a broad audience, though its financial management features are most relevant to adults. ### What are the premium features in Luminy subscriptions? Premium features unlocked by Luminy subscriptions include advanced analytics, automated financial insights, and extended connectivity. These subscriptions are auto-renewable and can be managed or canceled in account settings. ## Version history (last 2 releases) ### 1.0.1 — 2026-10-28 UI improvments such as changing green buttons blue and increasing header sizes in settings. ### 1.0 — 2026-10-22 No release notes. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-31.*