# Lumy for YNAB — Budget charts and reports

> Companion app for You Need A Budget (YNAB) with advanced charts and reports. (iPhone/iPad app by Elyon Labs, LLC.)

- Source: https://appshunter.io/ios/app/lumy-for-ynab/id6454931849 (this page in markdown: same URL + `.md`)
- Developer: [Elyon Labs, LLC](https://appshunter.io/developer/1587032887)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 4.70/5 from 43 App Store ratings · 23 written reviews indexed
- Age rating: 4+
- Requires: iOS 13.0 · 46 MB
- Languages: American English
- Released: 2024-01-16
- Data updated: 2026-09-01
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/lumy-for-ynab/id6454931849/reviews.md

## What is Lumy for YNAB?

Lumy for YNAB is the #1 companion app to the You Need A Budget (YNAB) app. If you are searching for an app with beautiful charts, reports, and metrics that help you better visualize your spending habits, look no further!

Lumy for YNAB works by linking to your YNAB budget and using the data returned by YNAB's public API (fancy-talk for "a way to talk to YNAB's servers") to create amazing charts and nerdy reports. Here are just a few things Lumy for YNAB offers:

Charts, charts, charts!
- Daily Net Income--How much money are you earning on a daily basis?
- Days of Buffer--How many days of spending would your budget support if you no longer had income?
- Net Worth--When considering your assets and liabilities, how much money do you have?
- Income v. Expense--Visualize your spending against your income. Are you making more than you're spending?
- Spend by Category--Which categories are you spending the most in?
- Spend by Day of Week--What days make you feel extra spendy?
- Spend by Payee--Who are you giving all your money to?

Spend Trackers: Track spending by category (or category group), payee, memo keyword, flag color, or even a combination of these. See net spend, weekly spending, monthly spending, percentage of income spent, and more!

Frugal Months: Want a challenge? Push yourself to spend less than the limit you set in a given month. Notifications help you stay updated and on track all month.

Lumy for YNAB takes your YNAB experience to the next level. Trust us, you've never YNAB'd like this before.

Resources:

Privacy policy: https://lumyforynab.app/privacy
Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Key features

- Daily Net Income charts
- Days of Buffer visualization
- Net Worth tracking
- Income vs. Expense reports
- Spend by Category analysis
- Spend Trackers
- Frugal Months challenges

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Monthly Plan | $1.99 | per month |
| Yearly Plan | $12.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Morning coffee | $4.99 | one-time |
| Day of coffee | $9.99 | one-time |
| Coding all night coffee | $29.99 | one-time |
| Day of coffee | $9.99 | one-time |
| Coding all night coffee | $29.99 | one-time |
| Morning coffee | $4.99 | one-time |


## Recent user reviews (10 of 23)

All indexed reviews: https://appshunter.io/ios/app/lumy-for-ynab/id6454931849/reviews.md

### 5/5 — Love The App

*2026-04-30*

It gets frequent updates too! I love it! Such great overviews with charts!

**Developer response:** Thank you for reviewing Lumy! We hope Lumy continues to help, and those updates won’t stop coming! Happy budgeting!

### 1/5 — Can't open

*2026-04-12*

I have never seen this app before and I've certainly never loaded it into my phone. But from the moment I downloaded it, all I get is a trial has ended notification. I have not done anything with this app. I can't request support because that leads me to the trial has ended notification.

### 5/5 — Insights

*2026-02-18*

Best way to get insights on your money plan on mobile!

### 5/5 — A must for YNAB users

*2024-12-31*

Extends YNAB on mobile to become far more useful, giving you the reports you need.

**Developer response:** Thank you for the 5-star rating and kind words! Words like that make my day.

### 5/5 — Everything we needed

*2024-12-15*

Lumy app is a great companion to YNAB. Lumy has all of the reporting wants that you wish would come natively with YNAB. He is super responsive and extremely open to feedback to add enhancements. Keep up the great work Brandon

**Developer response:** Thank you so much! The best part about Lumy is the users, and you're no exception! Happy budgeting!

### 5/5 — Great YNAB Companion

*2024-11-16*

Keep up the great work! Everything YNAB should have but doesn’t - and does it elegantly. Thank you!!!

Had to come back and update my review to give you props for the recurring transactions reporting. Would love to see functionality in this area grow! Thank you!!

**Developer response:** Thank you! Glad you're liking the recurring transactions reporting. Never hesitate to drop me a line through the app or Discord, or even file a feature request on our Canny board. Would love to hear from you!

### 5/5 — Fantastic App

*2024-11-07*

I will be subscribing. This is a great app to check all the data analysis of YNAB!

**Developer response:** Thank you so much! I love to see happy users and I'm so happy it's providing value for you.

### 5/5 — Perfect Partner

*2024-08-10*

This is the perfect companion to YNAB. It helps visualize the data so much better and cleaner!

**Developer response:** Amazing! Thank you for the high praise, it means the world to me!

### 5/5 — Great YNAB Companion

*2024-07-21*

Keep up the great work! Everything YNAB should have but doesn’t - and does it elegantly. Thank you!!!

### 5/5 — Fantastic App!

*2024-07-14*

This app and it’s reports make up for all the reporting shortcomings that YNAB refuses to address…. Well worth the money!

**Developer response:** Thank you so much! I am so glad to hear Lumy provides value to your financial life.

## Frequently asked questions about Lumy for YNAB

### What does Lumy for YNAB do?

Lumy for YNAB is a companion app designed to enhance your You Need A Budget (YNAB) experience. It connects to your YNAB account via its public API to generate a variety of detailed charts and reports. These visualizations help you better understand your spending habits, track your net worth, and monitor your income versus expenses.

### What kind of charts and reports are available?

The app offers numerous charts including Daily Net Income, Days of Buffer, Net Worth, Income v. Expense, Spend by Category, Spend by Day of Week, and Spend by Payee. It also provides Spend Trackers that allow you to monitor spending by category, payee, memo, or flag color, showing metrics like net spend and percentage of income spent.

### Is Lumy for YNAB free to use?

The application is free to download and use, but it offers in-app purchases. This means you can access basic features for free, with the option to purchase additional features or unlock full functionality through in-app transactions.

### What are the use cases for Lumy for YNAB?

This app is ideal for YNAB users who want to visualize their financial data beyond what the main YNAB app offers. It's useful for identifying spending patterns, tracking progress towards financial goals like frugal months, and gaining a clearer picture of your overall financial health through detailed analytics.

### Does Lumy for YNAB work with other budgeting apps?

No, Lumy for YNAB is specifically designed as a companion app for You Need A Budget (YNAB). It utilizes YNAB's public API to access and process your budget data, meaning it will not function with other budgeting applications.

## Version history (last 5 releases)

### 1.26.0 — 2026-07-13

Lumy is now free and open source. Read more about this change here: https://lumyforynab.app/open-source/

### 1.25.2 — 2026-07-08

- Performance improvements
- Fixed an issue caused by the YNAB API team down-scoping the transactions API call with limited warning

### 1.25.0 — 2026-05-05

- You can now change the email address associated with your Lumy account. Just navigate to Settings -> Account.
- Fixes an issue that would cause intermittent duplication of split transactions created from a scheduled transaction.

### 1.24.21 — 2026-02-08

Bug fixes and performance improvements

### 1.24.19 — 2025-09-21

- Fixes an issue where the app may request write access even after being granted it.
- Fixes an issue where transaction templates would not reflect the settings they were created with (fire immediately, flag, etc.).

## Apps similar to Lumy for YNAB

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| --- | --- | --- | --- |
| [Milo: Your Money Guide](https://appshunter.io/ios/app/milo-your-money-guide/id6747768621) | 4.8 (1,027) | Free | Finance |
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| [Cents for YNAB](https://appshunter.io/ios/app/cents-for-ynab/id1482995866) | 4.3 (29) | Free | Finance |

## More apps by Elyon Labs, LLC

- [kawfy](https://appshunter.io/ios/app/kawfy/id6654927848)

All apps by Elyon Labs, LLC: https://appshunter.io/developer/1587032887

## Related topics

[lumy for ynab](https://appshunter.io/ios/topics/lumy-for-ynab)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-01.*