# Lunar — Bank smarter

> All-in-one banking, savings, and investment app for individuals and businesses. (iPhone/iPad app by Lunar Bank A/S.)

- Source: https://appshunter.io/ios/app/lunar/id1068850213 (this page in markdown: same URL + `.md`)
- Developer: [Lunar Bank A/S](https://appshunter.io/developer/1068850212)
- Category: Finance, Lifestyle
- Price: Free
- Rating: 4.67/5 from 145 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 291 MB
- Languages: Danish, English, Norwegian Bokmål, Norwegian Nynorsk, Swedish
- Released: 2023-02-23
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/lunar/id1068850213/reviews.md

## What is Lunar?

Join 1 million users across the Nordics who trust Lunar for their everyday banking – and more. Get paid, spend, save, invest, and make your money work for you – all in one powerful app.

· Private, business, and youth accounts
· Free bank account – apply from the app
· 1 million users across the Nordics
· 4.6 stars on Trustpilot
· English and local speaking support

ACCOUNTS AND CARDS
· Free account and digital Visa card
· No hidden fees
· Youth accounts built for under 18s
· Joint accounts
· Upgrade for premium cards, metal cards, SAS EuroBonus Lunar, travel benefits – and more

SMARTER EVERYDAY BANKING
· Award-winning banking app
· Easy spend overview
· Set your budget with three swipes
· Notifications to help you stay on track
· Save each time you use your card
· No withdrawal fees

GET WORLDWIDE TRAVEL BENEFITS
· Earn points when using your SAS EuroBonus Lunar card
· Exchange your points for worldwide travel rewards
· Pick between flights, hotels, exclusive products, and more
· No withdrawal- or currency exchange fees when you travel abroad*
· Travel insurance packages

*Please be aware that foreign financial institutions may charge a fee when you withdraw cash, or may impose a currency exchange fee for card transactions. This is not associated with Lunar.

MAKE YOUR MONEY WORK FOR YOU
· High interest rates on savings and deposits*
· Payout every month
· No binding period
· Easy investment platform with stocks, ETFs, and index funds**

*The interest rate and requirements for earning interest depend on the country you live in.
**Investing involves risk.

ACCOUNT AND CARD BUILT FOR KIDS AND TEENS
· Easy sign-up from the Lunar app
· As a parent, you control the account from your Lunar app
· Let your kid or teen design their own card
· Lunar Youth is included in selected paid Lunar plans

A NORDIC BANK YOU CAN TRUST
· Nordic bank with own banking license
· Under the supervision of the Danish Financial Supervisory Authority
· Your money is covered by the Danish Guarantee Fund up to 100,000 EUR

—

LUNAR BUSINESS: BANK FOR SMALL BUSINESSES
Get a Nordic business bank built for small businesses. Apply in minutes from your phone like 25,000 others.

· Choose between our 3 plans
· Automatic bookkeeping: Integrate with various partners
· Cashflow overview
· Automate payments
· Pay your bills with one click
· VAT account 
· Expense management and company cards
· Add more admins and manage finances together

And much more
· Cyber insurance and travel insurance packages
· Business loans with various partners (Denmark and Sweden)
· Discount on a wide range of services for small businesses

—

LUNAR - DENMARK
· Interest rate of up to 1%*
· Denmark’s cheapest business account**
· Lunar Youth for the 7-14 year-olds
· Account and card for the 15-17 year-olds.

*The specific rate depends on your plan. Interest is variable, calculated annually, and paid out monthly. In order to receive interest, you’re required to have your NemKonto with us.
**Based on Lunar Business Simple, which was included in a comparison of first-year spending on business accounts in a survey by Samlino (2024).

LUNAR - SWEDEN
· Interest rate of up to 2.25% up to 1,050,000 SEK*
· Multi-currency card – switch between SEK, NOK, GBP and EUR (no fee withdrawals and transfers)
· Sweden’s cheapest business account**
· Lunar Youth for the 7-17 year-olds

*Applies to a separate savings account available with paid plans. Interest is variable, calculated annually, and paid out monthly.
**Lunar has made the comparison based on current offers as of 30/1-25 for equivalent business accounts with access to Bankgirotjänster. It is based on a compilation of fees for the first year at Swedish business banks in 2025. See the comparison below.

LUNAR - NORWAY
· Interest rate at 4.5% up to 1,000,000 NOK*
· Business account package built for sole traders
· Lunar Youth for the 7-17 year-olds

*Applies to paid plans. Interest is variable, calculated annually, and paid out monthly.

## Key features

- Private, business, and youth accounts
- Free digital Visa card
- Budgeting tools
- Investment platform
- Travel benefits and insurance
- Automated bookkeeping for businesses

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/lunar/id1068850213/reviews.md

### 1/5 — Bad

*2025-02-20*

I told a friend to open the account and the account was functioning not until he deposited huge funds of 7000dnk and they blocked the account for no reason so he asking for refunds or they open the app back

**Developer response:** Thank you for bringing this to our attention. We apologize for the inconvenience your friend has experienced with their account being blocked.

Please have your friend contact our customer service directly at support@lunar.app so we can investigate the situation and resolve it as quickly as possible. We are committed to ensuring that all our customers have a smooth and secure experience with us.

Best regards,
Lunar

## Frequently asked questions about Lunar

### Is Lunar free to use?

Yes, Lunar offers a free bank account and digital Visa card with no hidden fees. Some premium features and cards are available through paid plans.

### What types of accounts does Lunar offer?

Lunar provides private, business, and youth accounts. They also offer joint accounts and accounts specifically designed for individuals under 18.

### Can I invest with Lunar?

Yes, Lunar has an easy investment platform where you can invest in stocks, ETFs, and index funds. Investing involves risk.

### What are the travel benefits with Lunar?

With the SAS EuroBonus Lunar card, you can earn points for travel rewards. The app also offers travel insurance packages and no currency exchange fees abroad.

### How secure is Lunar?

Lunar is a Nordic bank with its own banking license, supervised by the Danish Financial Supervisory Authority. Your money is covered by the Danish Guarantee Fund up to 100,000 EUR.

### What devices does Lunar support?

Lunar is available on iPhone, iPad, and iPod. The app is updated regularly, with the latest version being 5.13.2 as of July 28, 2025.

### How does Lunar handle business accounts?

Lunar Business offers plans for small businesses with features like automatic bookkeeping, cashflow overview, expense management, and company cards. It aims to be Denmark's cheapest business account.

### What is the user sentiment for Lunar?

Lunar has a high user rating, with 4.6 stars on Trustpilot and a 4.7-star rating from 145 ratings within the app store. Users generally trust Lunar for everyday banking and more.

## Version history (last 5 releases)

### 5.13.2 — 2025-07-28

Bugfixes and Improvements.

### 5.13.1 — 2025-07-02

Bugfixes and Improvements.

### 5.13.0 — 2025-06-30

Bugfixes and Improvements.

### 5.12.2 — 2025-06-25

Bug fixes and improvements

### 5.12.1 — 2025-06-20

Bugfixes and Improvements.

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## More apps by Lunar Bank A/S

- [Lunar Youth](https://appshunter.io/ios/app/lunar-youth/id6473892034)

All apps by Lunar Bank A/S: https://appshunter.io/developer/1068850212

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*
