# Luxa: Budget & Expense Tracker — 50/30/20 Money Method

> 50/30/20 Money Method (iPhone/iPad app by Minhaj Zubair.)

- Source: https://appshunter.io/ios/app/luxa-budget-and-expense-tracker/id6778473614 (this page in markdown: same URL + `.md`)
- Developer: [Minhaj Zubair](https://appshunter.io/developer/1860718080)
- Category: Finance
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.1 · 59 MB
- Languages: American English, Arabic, Dutch, French (France), German (Germany), Italian, European Portuguese, European Spanish, Turkish
- Released: 2026-06-24
- Data updated: 2026-09-13
- User reviews in markdown: https://appshunter.io/ios/app/luxa-budget-and-expense-tracker/id6778473614/reviews.md

## What is Luxa?

Money disappears fast. Rent, subscriptions, groceries, bills, impulse buys… by the end of the month, it is hard to know where it all went.

Luxa helps you take back control with a clear, visual and private way to manage your money.

Built for everyday budgeting, Luxa lets you track expenses, organize your budget with smart pockets, spot recurring payments and import PDF bank statements without connecting directly to your bank.

Key features:

Smart Budget Pockets: Start with the 50/30/20 method — needs, wants and savings — then adjust the split whenever your life changes. See what is left in each pocket in real time.

Expense & Income Tracking: Add transactions manually in seconds with amount, category, date, notes, recurrence and optional visual logos.
Subscription Tracking: Keep an eye on recurring expenses like Netflix, Disney+, Spotify, rent, insurance, mobile plans and gym memberships.
Visual Spending Calendar: See your financial history by day, week, month or year with a clean calendar and transaction timeline.

Financial Stats: Understand your spending by period, category and recurring charges so you can make better money decisions.

PDF Statement Import: Import a PDF bank statement, review extracted transactions, edit them if needed and save only what you approve.

Privacy first: Luxa never asks for your bank login or credentials. Your bank statement PDF stays on your device. Only cleaned-up transaction labels may be used to help categorize your spending, and you review every extracted transaction before saving.

Take control of your budget. See where your money goes. Keep more of it.
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Luxa Pro Monthly | $5.99 | per month |
| Luxa Plus Yearly | $29.99 | per year |



## Version history (last 5 releases)

### 1.4.2 — 2026-09-07

New in 1.4.2

A new Luxa paywall shows trial eligibility and a clear Free vs Plus comparison. Quick Add is now the default from the + button. We also fixed purchase cancellation and restore feedback, expense/income arrows, the “-0 €” dashboard state, tab-bar spacing, long onboarding copy, Arabic alignment, and missing accessibility labels.

### 1.4.1 — 2026-08-22

What’s New ? 

Bug Fixes & Improvements

### 1.4 — 2026-08-01

Luxa 1.4.0 — Release Notes
What's New
Expanded Localization: Terms of Service and Privacy Policy are now available in all 9 app languages (previously FR/EN only).

Automated Monthly Catch-up: Returned after a long break? Luxa now generates individual monthly summaries for each missed month instead of grouping them together.

Accessibility Enhancements: Improved VoiceOver and TalkBack navigation for the back button and password visibility toggle.

Bug Fixes & Improvements
Available Balance: Fixed an issue where the available balance showed an incorrect total due to upcoming monthly savings targets not yet debited.

Recurring Transactions: End-of-month recurring transactions (29th–31st) now remain on their correct dates without drifting over time.

Time Zone Alignment: The "Today" marker in statistics and the calendar view no longer shifts based on time zone differences.

Daily Average: Corrected daily average spending calculations at the start of a new tracking period.

Language Consistency: Dates and currency formats now strictly follow the app's selected language rather than defaulting to system settings.

Monthly Review Reminders: Adjusted notification timing so monthly closure reminders no longer arrive after the period has already closed.

Onboarding Data Leak: Fixed a bug where income entered during registration could persist on shared devices across different accounts.

Security
Error Handling: On-screen error messages no longer expose internal technical details.

Image Assets: Images (avatars, transaction attachments) are now exclusively fetched from verified, trusted sources.

Session Management: Session tokens are encrypted instantly at login, eliminating any unencrypted exposure windows.

### 1.3.3 — 2026-07-24

What’s new in Luxa 1.3.3

This update makes adding and reviewing your transactions smoother and more reliable.

• A more compact transaction form, with date and recurrence fields now displayed side by side
• A smoother animated switch between expenses and income
• Clearer colors and formatting for positive and negative amounts
• Whole amounts are now displayed without unnecessary decimals
• Fixed an iOS issue that could cause the Save button to move or disappear when the keyboard opened
• Improved visual consistency after signing in
• A smoother loading experience when importing a bank statement
• General stability and performance improvements

Thank you for using Luxa!

### 1.3.2 — 2026-07-21

What's New 
- A new, clearer onboarding that helps you understand your budget from the very first screen.
- Statement import now reads your PDF directly on your device. The file is no longer uploaded to our servers.
- New app icon.
- Updated Terms of Use and Privacy Policy.
- Stability improvements and bug fixes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-13.*
