# Lydia AI Budgeting Coach — Smart Budget Traking with AI > AI-powered personal finance app for budgeting, expense tracking, and savings. (iPhone/iPad app by Kata Technology Bilisim Yazilim Hizmetleri Limited Sirketi.) - Source: https://appshunter.io/ios/app/lydia-ai-budgeting-coach/id6737857464 (this page in markdown: same URL + `.md`) - Developer: [Kata Technology Bilisim Yazilim Hizmetleri Limited Sirketi](https://appshunter.io/developer/1679642280) - Category: Finance, Productivity - Price: Free with in-app purchases - Rating: 4.90/5 from 24 App Store ratings · 5 written reviews indexed - Age rating: 4+ - Requires: iOS 15.6 · 60 MB - Languages: American English - Released: 2025-02-21 - Data updated: 2026-08-19 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/lydia-ai-budgeting-coach/id6737857464/reviews.md ## What is Lydia AI Budgeting Coach? LydiaVault is the pioneer AI-powered budget management app—designed to help you master your money, track expenses effortlessly, and grow your savings smarter than ever. Take full control of your finances with LydiaVault AI. Powered by intelligent automation, Lydia helps you manage your budget, track spending, monitor bills and subscriptions, and build better money habits—all in one easy-to-use app. KEY FEATURES Effortlessly track your daily spending and income Create a personalized budget that adapts to your lifestyle Automatically categorize your expenses and get smart insights Manage subscriptions and bills—never miss a payment Set and automate savings goals Monitor debts, loans, and credit cards Get a real-time view of your net worth Automate recurring transactions Stay organized with bill and payday reminders YOUR SMART AI FINANCE COMPANION Whether you want to track your expenses, save for a goal, or pay off debt, LydiaVault gives you the AI-powered tools to make smarter financial choices every day. PLAN, TRACK & GROW Smarter Budgeting: Build a flexible budget tailored to your needs Automated Savings: Set savings targets and let Lydia grow them for you Full Financial Overview: Track net worth, assets, debts, and income in one place Bill & Subscription Alerts: Avoid late fees and surprise charges Join thousands of users taking control of their money with LydiaVault—your intelligent partner for better financial health. Download LydiaVault today and start managing your money like a pro. LydiaVault offers various auto-renewal subscription plans for premium features, including monthly, three-month, and annual plans. Budget Management Premium Subscriptions automatically renew unless auto-renew is turned off at least 24-hours before the end of the current period. Subscriptions may be managed and auto-renewal may be turned off by going to your iPhone Account Settings. Payment for subscriptions is managed through the Apple App Store platforms, and all purchases are subject to their billing policies via iTunes.( https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ ) LydiaVault Budget Management Premium Subscriptions lengths and prices: Monthly - $4.99* / month 3 Monthly - $12.99 / 3 months Annual - $49.99* / year Prices are in U.S. dollars, may vary in countries other than the U.S., and are subject to change without notice. Free Trials: Some plans may offer a free trial period. If you do not cancel before the trial ends, you will be charged according to the plan selected. Refunds: All refund requests are subject to Apple App Store refund policies. ( https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ ) LydiaVault Privacy Policy: https://www.lydiavault.download/privacy-policy LydiaVault Terms of Use: https://www.lydiavault.download/terms-and-conditions For more informatino: support@katatechnology.co ## Key features - AI-powered budget management - Effortless expense and income tracking - Automated expense categorization - Bill and subscription monitoring - Automated savings goal setting - Net worth and debt monitoring ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Yearly Offer | $44.99 | per year | | Monthly Offer | $7.99 | per month | | Lydia Weekly | $7.99 | per 7 days | | Lydia Monthly | $14.99 | per month | | Weekly | $3.99 | per 7 days | | Monthly | $7.99 | per month | | Monthly, $4.99 | $4.99 | per month | | Three Months, $12.99 | $12.99 | per 3 months | | Yearly, $49.99 | $49.99 | per year | | Yearly, $39.99 | $39.99 | per year | | Yearly, $28.49 | $28.49 | per year | | Yearly, $24.99 | $24.99 | per year | | Yearly, $14.99 | $14.99 | per year | | Yearly, $49.99, 3dft | $49.99 | per year | **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | Lydia Special Offer | $89.99 | one-time | ## Recent user reviews (5 of 5) All indexed reviews: https://appshunter.io/ios/app/lydia-ai-budgeting-coach/id6737857464/reviews.md ### 1/5 — Bad *2025-11-13* Confusing design, super long onboarding before you can actually start using the app, have to pay to do anything, no free trial available, doesn’t connect to all my banks. ### 4/5 — Good *2025-09-10* Good ### 1/5 — Currency *2025-08-08* AUD wasn’t available in the app, while providing services in Australia. **Developer response:** Hi there, Thank you for your feedback! We’re excited to share that AUD (Australian Dollar) support has been added in today’s update of Lydia. You can now manage your budget in AUD seamlessly within the app. We appreciate you bringing this to our attention and helping us improve Lydia for everyone. If you have any other suggestions or questions, feel free to reach out! Best, The Lydia Team ### 5/5 — Super helpful for staying on top of my spending *2025-07-12* I wanted to try Lydia AI for few days and see what features they offer, clearly it’s made budgeting very easy. The app actually learns my habits and gives smart suggestions, which makes it unique I guess. I like simple user interface — everything’s super easy to track. It would be great if they could integrate bank accounts spendings, but probably they will develop more features in the near future. Great idea though. ### 5/5 — Good *2025-03-17, version 1.0.2* Bon ## Frequently asked questions about Lydia AI Budgeting Coach ### What is Lydia AI Budgeting Coach? Lydia AI Budgeting Coach is an AI-powered application designed to help users master their money by tracking expenses, managing budgets, and growing savings. ### How does Lydia AI Budgeting Coach help with budgeting? It allows you to create a personalized budget that adapts to your lifestyle, automatically categorizes expenses, and provides smart insights to help you manage your spending effectively. ### Can Lydia AI Budgeting Coach help me save money? Yes, it enables you to set and automate savings goals, and provides tools to monitor your net worth, debts, and loans, supporting your journey to better financial health. ### Does Lydia AI Budgeting Coach offer subscription plans? Yes, Lydia AI Budgeting Coach offers various auto-renewal subscription plans, including monthly, three-month, and annual options, with prices starting at $4.99 per month. ### Are there free trials available for Lydia AI Budgeting Coach? Some plans may offer a free trial period. If you do not cancel before the trial ends, you will be charged according to the plan selected. ### How secure is Lydia AI Budgeting Coach? The app's privacy policy and terms of use are available for review, outlining data handling practices. Specific security measures are not detailed in the provided information. ### Does Lydia AI Budgeting Coach have ads? Yes, the app contains advertisements. ### What devices is Lydia AI Budgeting Coach available on? Lydia AI Budgeting Coach is currently supported on iPhone and iPod devices. ## Version history (last 5 releases) ### 2.0.4 — 2025-12-05 We’re bringing you two highly requested updates: Budget Management in Category Detail: See exactly how each category performs against its monthly budget with clearer, smarter insights. Offline Wallet / Account Usage: Don’t want to connect your bank? No problem. You can now track all your income and expenses manually — fully offline and entirely in your control. Plus general bug fixes and performance improvements to keep everything running smoothly. Update now and enjoy a smarter LydiaVault experience ### 2.0.3 — 2025-11-23 Enhanced performance and stability Update now and experience the smarter, sleeker Lydia ### 2.0.2 — 2025-11-14 Enhanced performance and stability Update now and experience the smarter, sleeker Lydia ### 2.0.1 — 2025-11-07 We’ve completely redesigned LydiaVault with a fresh, modern interface and smoother navigation Your financial overview is now more insightful than ever — enjoy deeper spending insights, smarter summaries, and improved budgeting clarity. What’s new: Brand-new UI & UX for faster, cleaner navigation More personalized insights and analytics Enhanced performance and stability Update now and experience the smarter, sleeker Lydia ### 1.2.0 — 2025-09-19 Meet your new AI-powered finance assistant! Lydia can now help you manage your money smarter with personalized insights, smarter suggestions, and faster answers. You can now securely connect your bank account to Lydia for automatic expense / transaction tracking and real-time insights. No more manual entry — Lydia will keep your budgets and savings up to date for you. This update also includes performance improvements and bug fixes for a smoother experience. Thanks for choosing Lydia to manage your money smarter! ## Apps similar to Lydia AI Budgeting Coach | App | Rating | Price | Category | | --- | --- | --- | --- | | [WalletWize: Track Money Better](https://appshunter.io/ios/app/walletwize-track-money-better/id6480011249) | 4.1 (36) | Free | Finance | | [Bills Organizer App](https://appshunter.io/ios/app/bills-organizer-app/id6759078181) | 3.3 (8) | Free | Finance | | [Envelope Budget - Kualia](https://appshunter.io/ios/app/envelope-budget-kualia/id6466455367) | 4.6 (46) | Free | Finance | | [Pennies: Budget & Bill Tracker](https://appshunter.io/ios/app/pennies-budget-and-bill-tracker/id916741290) | 4.6 (1,806) | Free | Finance | | [AI Budget Calculator - Aisance](https://appshunter.io/ios/app/ai-budget-calculator-aisance/id6739868546) | 4.6 (17) | Free | Finance | | [Cash Coach AI: Money Tracker](https://appshunter.io/ios/app/cash-coach-ai-money-tracker/id6474867987) | 4.5 (19) | Free | Finance | ## More apps by Kata Technology Bilisim Yazilim Hizmetleri Limited Sirketi - [Talk with Socra Chat AI](https://appshunter.io/ios/app/talk-with-socra-chat-ai/id6446910254) - [Rigel: AI Video Film Creator](https://appshunter.io/ios/app/rigel-ai-video-film-creator/id6744178365) All apps by Kata Technology Bilisim Yazilim Hizmetleri Limited Sirketi: https://appshunter.io/developer/1679642280 ## Related topics [lydia ai budgeting coach](https://appshunter.io/ios/topics/lydia-ai-budgeting-coach) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-19.*