# Lyra: AI Budget Tracker — Expense planner, safe to spend

> AI-powered budget and expense tracker with privacy focus. (iPhone/iPad app by Mohsen Saeed.)

- Source: https://appshunter.io/ios/app/lyra-ai-budget-tracker/id6777105592 (this page in markdown: same URL + `.md`)
- Developer: [Mohsen Saeed](https://appshunter.io/developer/6777105714)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 5.00/5 from 3 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.0 · 60 MB
- Languages: American English
- Released: 2026-06-19
- Data updated: 2026-07-23
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/lyra-ai-budget-tracker/id6777105592/reviews.md

## What is Lyra?

Stop guessing where your money goes. Lyra logs it for you — in seconds.

Lyra is the AI budget tracker that does the typing for you. Pay with your iPhone and the purchase can log itself. Snap a receipt and Lyra reads it instantly. Paste a bank SMS and Lyra turns it into a logged transaction. Then one glance at your Safe-to-Spend card tells you exactly how much is yours to spend today — after bills, savings, and goals.

WHY PEOPLE SWITCH TO LYRA

• Automatic Tracking — Turn it on once and purchases you make with your iPhone log themselves the moment you tap (iOS 26+). Quick guided setup — no bank login, no typing.

• AI Receipt Scanning — Photograph any receipt and watch it become a categorized expense. No manual entry.

• Bank SMS Import — Paste your bank's transaction text and Lyra logs it for you in seconds. No bank login, ever.

• Safe-to-Spend — The single number that matters: what's actually free to spend right now, after bills, savings and goals.

• Multi-Currency — Track BHD, AED, USD, EUR, GBP, INR, PHP and more in one place, including 3-decimal Gulf currencies (BHD, KWD, OMR). Built for expats, travelers, and anyone earning across borders.

• AI Insights — Six coaching cards that explain your real spending like a friend who's good with money.

• Savings Goals — Set a target, watch your progress, and hit it.

• Bills & Reminders — Never miss a due date or pay a late fee again.

• Custom Budget Periods — Budget by your payday, not the calendar month.

PRIVATE BY DESIGN
Lyra works fully offline and an account is optional. No bank credentials, no ads, no tracking. Optional encrypted cloud backup (Sign in with Apple), and you can delete your account and all data any time, in-app.

DESIGNED FOR THE GULF AND BEYOND
Multi-currency by default and bank-SMS-aware — Lyra fits how money actually works in Bahrain, the UAE, Saudi Arabia, Qatar, Kuwait and Oman, while working anywhere in the world.

LYRA PRO — try the AI features with free included credits, then a simple monthly or annual plan. Unlocks AI Receipt Scan, Bank SMS Import, AI Insights and advanced analytics. Subscriptions renew automatically; cancel anytime in App Store settings.

Take control of your money in seconds — not spreadsheets.

Terms of Use:
https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Privacy Policy:
https://lyra-legal.vercel.app/privacy

## Key features

- Real-time budget tracking
- Quick expense entry
- Spending category charts
- AI-powered financial insights
- Receipt scanning
- Bank transaction import
- Cloud backup option

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Lyra PRO | $4.99 | per month |
| Lyra PRO | $29.99 | per year |


## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/lyra-ai-budget-tracker/id6777105592/reviews.md

### 5/5 — Bu Yusuf

*2026-06-20*

Best application for budgeting organizing your stuff

## Frequently asked questions about Lyra

### What is Lyra?

Lyra is a budget and expense tracker app designed to simplify personal finance. It helps users track spending, set budgets, and provides AI-powered insights to understand financial habits. The app prioritizes user privacy, with financial data stored locally on the device.

### How does Lyra use AI?

Lyra's AI features, available with Lyra PRO, analyze spending patterns to offer insights into savings, potential leaks, and future financial considerations. It can also automatically parse expenses from bank SMS or statements and scan receipts.

### Is Lyra free to use?

The core features of Lyra, including budget setting and expense tracking, are free. Advanced features like AI Insights, Receipt Scan, and Bank Import require a subscription to Lyra PRO.

### What are the Lyra PRO subscription options?

Lyra PRO offers monthly and annual subscription plans. The monthly plan costs $4.99, and the annual plan is $29.99. Both plans typically include a 7-day free trial.

### How can I cancel my Lyra PRO subscription?

Subscriptions can be managed or canceled at any time through your Apple ID settings. This allows for flexibility in managing your subscription to Lyra PRO.

### Is Lyra secure and private?

Yes, Lyra is designed with privacy as a priority. Financial data primarily resides on your device, and the app does not sell user data. An account is only needed for optional cloud backup.

### What devices does Lyra support?

Lyra is available for iPhone and iPod devices. The app is rated for ages 4 and up, making it accessible for a wide range of users.

### How often is Lyra updated?

Lyra was last updated on June 19, 2026, with version 1.0. While this is the initial release date, users can expect ongoing updates to improve functionality and add new features based on user feedback and development cycles.

## Version history (last 2 releases)

### 1.1.0 — 2026-07-09

Lyra 1.1 — the update that does the typing for you.

• NEW — Automatic Tracking: purchases you make with your iPhone can log themselves the moment you tap (iOS 26+). Quick guided setup, no bank login, no typing.
• NEW — AI Insights, redesigned: six coaching cards that explain your real spending.
• NEW — Free AI credits: try receipt scanning and insights before subscribing.
• NEW — Full dark mode (System / Light / Dark) and a faster, smoother start.
• Fixed: auto-logged expenses now show up instantly from the capture banner.
• Accessibility improvements throughout.

### 1.0 — 2026-06-19

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-23.*