# m-ba > Mobile banking service for managing accounts, payments, and cards. (iPhone/iPad app by UniCredit Bank d.d..) - Source: https://appshunter.io/ios/app/m-ba/id1011241697 (this page in markdown: same URL + `.md`) - Developer: [UniCredit Bank d.d.](https://appshunter.io/developer/1011241696) - Category: Finance, Business - Price: Free - Rating: 4.77/5 from 1,176 App Store ratings · 42 written reviews indexed - Age rating: 4+ - Requires: iOS 13.0 · 442 MB - Languages: Bosnian, Croatian, English, Serbian - Released: 2015-07-09 - Data updated: 2026-08-21 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/m-ba/id1011241697/reviews.md ## What is m? BH: Sa mobilnim bankarstvom (m-ba) upravljajte svojim računima kada god poželite. m-ba je brza, jednostavna i praktična usluga UniCredit Bank d.d. Mostar koja Vam omogućava potpuni nadzor nad vlastitim novcem: - Pregled stanja i prometa svih Vaših računa i računa po kojima ste opunomoćeni - Plaćanje režija i drugih računa - Mogućnost slanja naloga ino platnog prometa - Ugovaranje trajnih naloga - Prijenos sredstava između Vaših računa - Pregled troškova i limita po karticama - Podjela transakcija na rate nastalih kreditnim karticama - Upravljanje sigurnosnim dnevnim limitima - Apple Pay – beskontaktno plaćanje telefonom na POS terminalima - Aktiviranje novih i reizdanih kartica - 3DS autorizacija web kartičnih transakcija putem m-ba ili m-token aplikacije - Pregled PIN koda za debitne i kreditne kartice - Ugovaranje i plaćanje e-uplatnica - Dokumenti u m-ba - Prijava u aplikaciju pomoću biometrije - Upravljanje budžetom i troškovima - Brza provjera računa bez prijave u m-ba - Pregled kontakata u Banci... m-token je aplikacija koja služi za identifikaciju korisnika i potvrdu izvršavanja transakcija putem usluge Internet bankarstvo (e-ba). m-ba i m-token aplikaciju možete ugovoriti u najbližoj poslovnici UniCredit Bank d.d. Mostar. EN: Mobile banking (m-ba app) enables you to manage your accounts wherever you want. m-ba is simple, fast and user-friendly mobile service of UniCredit Bank d.d. Mostar, which provides you with the full oversight of your personal finances: - Checking account balances and list of transactions for all your accounts, including accounts which you are authorised to operate - Payment of utility bills and other invoices - Foreign exchange within your accounts - International payments processing - Standing orders contracting - Credit card installments - Card limits management - Apple Pay – contactless payment by phone at POS terminals - Card activation - 3DS authorize card transactions with m-ba or m-token app - Card PIN view - Set-up and payment of e-bills - Documents in m-ba - Application login with biometrics authentication - Personal finance manager - Fast check account balance using widget option - Bank contact details… m-token is an application which serves for client identification and transaction verification via Internet banking (e-ba). Apply for m-ba and m-token services at all UniCredit Bank d.d. Mostar branches. ## Key features - Account balance and transaction overview - Bill payments - International payments - Card management and limits - Contactless payments with Apple Pay - Biometric login - Personal finance manager ## What do users think of m? Overall sentiment: neutral **Pros** - 👍 Excellent app - 👍 Functional and simple - 👍 Best mobile banking app in BiH - 👍 Great app, works well - 👍 Improved with each update **Cons** - 🐛 Inaccurate transaction confirmations - 🐛 Inconsistent app behavior across devices - 🐛 Outdated and confusing UI - 🐛 Slow app performance - 🐛 Unreliable account balance information **Commonly reported bugs** - App crashes on iPhone 8+ - NFC payments not working - Widget functionality lost **Most requested features** - Add Apple Pay support - Implement dark theme - Improve transaction categorization - Introduce 24/7 fund transfers - Provide an easily accessible exchange rate list ## Recent user reviews (10 of 42) All indexed reviews: https://appshunter.io/ios/app/m-ba/id1011241697/reviews.md ### 5/5 — Korisnik *2025-10-29, version 25.5.28* Odlična aplikacija, jako sam zadovoljan! ### 5/5 — M-ba *2025-09-04, version 25.4.14* Aplikacija je odlicna, funkcionalna je, jednostavna, bas kakva i treba biti. ### 1/5 — Apple Pay *2024-12-09, version 5.48.19* Kada mislite uvesti apple pay???? ### 5/5 — m-ba *2024-07-29, version 5.45.19* Odlično, razumljivo i jednostavno! ### 5/5 — Aplikacija za primjer drugim bankama *2024-02-12* Najbolja mobilna aplikacija za mobilno bankarstvo, još sam Apple Pay :) **Developer response:** Poštovani, Zahvaljujemo za Vašu povratnu informaciju. Kontinuirano radimo na unaprijeđenju naše usluge, stoga Vaše mišljenje izrazito cijenimo. Nažalost, Apple pay tehnologija još uvijek nije dostupna na tržištu BiH. Sve najbolje, Vaša UniCredit Bank ### 1/5 — Notifikacije *2024-01-24, version 5.42.32* Na iPhone 14 Pro Max, ne stizu notifikacije gotovo nikako. Sve je podeseno u aplikaciji i podesavanjima telefona. Dva puta reinstalirano i ponovo aktivirano. Kada se mogu osnovne funkcije dobiti? Da je in time notifikacija sa placanjem ili barem sa nekim razumnim delay-om nakon placanja? Ponekad stigne notifikacija o uplati eventuano i to je max. Nadam se da cemo dobiti opcije kao na androidu jer je ovo sramotno. Ocajna aplikacija funkcionalno za iOS. I kada ce biti omoguceno placanje telefonom ne mora biti Apple Pay, ali barem iz aplikacije. ### 5/5 — Apple pay *2024-01-23, version 5.42.32* Zanima me kada planirate omoguciti dodavanje kartica u Apple pay? Ima li sta novo? Kakvih informacija? ### 5/5 — Apple Pay *2024-01-19* Cekamo Apple Pay :) **Developer response:** Poštovani, Zahvaljujemo za Vašu povratnu informaciju. Kontinuirano radimo na unaprijeđenju naše usluge, stoga Vaše mišljenje izrazito cijenimo. Nažalost, Apple pay tehnologija još uvijek nije dostupna na tržištu BiH. Sve najbolje, Vaša UniCredit Bank ### 3/5 — Widget *2023-12-22, version 5.42.25* Izgubili ste Widget ### 5/5 — Najbolja bankovna aplikacija u BiH *2023-12-08* Sve super, nadamo se Apple Pay-u u narednih 5 godina! :) ## Frequently asked questions about m ### What does the m-ba app do? The m-ba app is a mobile banking service that allows users to manage their bank accounts from their smartphones. It provides features like checking account balances, viewing transactions, paying bills, transferring funds between accounts, and managing credit and debit cards. ### What are the key features of the m-ba app? Key features include real-time account balance and transaction overviews, utility and invoice payments, international payment processing, standing order setup, credit card installment management, card limit management, and contactless payments via Apple Pay. It also offers biometric login for enhanced security and a personal finance manager. ### Is the m-ba app free to use? Based on the provided information, the m-ba app is a free service offered by UniCredit Bank d.d. Mostar. There is no mention of subscription fees or in-app purchases for its core functionalities. ### What are the use cases for the m-ba app? This app is ideal for UniCredit Bank customers who want to perform banking tasks conveniently from anywhere. Common use cases include quickly checking account balances, paying bills without visiting a branch, making international payments, managing card spending, and tracking personal expenses. ### How do I get started with m-ba? To use the m-ba service, you need to apply for it at any UniCredit Bank d.d. Mostar branch. Along with m-ba, you can also apply for the m-token application, which is used for user identification and transaction verification for internet banking. ## Version history (last 5 releases) ### 26.2.50 — 2026-05-04 BH: • Vizualna poboljšanja i unaprijeđena preglednost aplikacije • Pristup osobnom bankaru za Prime klijente • Ispravke grešaka i ostale manje dorade EN: • Improved visuals and enhanced app experience • Access to a personal banker for Prime clients • Bug fixes & Other minor improvements ### 25.8.3401 — 2026-04-08 - Bug fixes & Other minor improvements ### 25.8.34 — 2025-12-10 • Automatic card payment notifications • View card reservations • Available limit for credit cards • Business Mastercard Charge is now visible in the app • Bug fixes & Other minor improvements ### 25.5.28 — 2025-10-15 - PDF payment confirmations - Bug fixes & Other minor improvements ### 25.4.14 — 2025-07-29 BH: • Plaćajte putem Apple Pay-a! Dodajte svoju karticu u Apple Wallet i uživajte u sigurnom i beskontaktnom plaćanju na svim podržanim uređajima. EN: • Pay with Apple Pay! Add your card to Apple Wallet and enjoy secure, contactless payments on all supported devices. ## Apps similar to m | App | Rating | Price | Category | | --- | --- | --- | --- | | [Smart Nova Mobile](https://appshunter.io/ios/app/smart-nova-mobile/id6746182379) | 5.0 (2) | Free | Finance | | [Raiffeisen Mobile Banking](https://appshunter.io/ios/app/raiffeisen-mobile-banking/id1486334843) | 4.8 (1,037) | Free | Finance | | [Aircash](https://appshunter.io/ios/app/aircash/id1178612530) | 4.6 (50) | Free | Finance | | [Mobile Banking UniCredit](https://appshunter.io/ios/app/mobile-banking-unicredit/id396670008) | 4.7 (3,053) | Free | Finance | | [m-zaba](https://appshunter.io/ios/app/m-zaba/id1436818157) | 4.8 (1,001) | Free | Finance | | [UniCredit RO - Mobile Banking](https://appshunter.io/ios/app/unicredit-ro-mobile-banking/id555013028) | 4.8 (570) | Free | Finance | ## More apps by UniCredit Bank d.d. - [m-token e-ba Plus](https://appshunter.io/ios/app/m-token-e-ba-plus/id1193550394) - [m-ba Plus](https://appshunter.io/ios/app/m-ba-plus/id1639516373) All apps by UniCredit Bank d.d.: https://appshunter.io/developer/1011241696 ## Related topics [mba](https://appshunter.io/ios/topics/mba) · [unisaver](https://appshunter.io/ios/topics/unisaver) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-21.*