# M-Smile > Comprehensive mobile banking for managing accounts, credit cards, and transactions. (iPhone/iPad app by BANK MEGA, PT TBK.) - Source: https://appshunter.io/ios/app/m-smile/id1446543289 (this page in markdown: same URL + `.md`) - Developer: [BANK MEGA, PT TBK](https://appshunter.io/developer/675723576) - Category: Finance, Business - Price: Free - Rating: 1.86/5 from 7 App Store ratings · 2 written reviews indexed - Age rating: 4+ - Requires: iOS 15.0 · 204 MB - Languages: Dutch, English, French, German, Italian, Portuguese - Released: 2020-04-29 - Data updated: 2026-06-10 - Monetization: ad-supported - User reviews in markdown: https://appshunter.io/ios/app/m-smile/id1446543289/reviews.md ## What is M? M-Smile (Mega Smart Mobile) adalah sebuah terobosan mobile banking Bank Mega yang serba bisa, mudah, aman dan praktis digunakan. Mulai dari fitur tabungan, kartu kredit, uang elektronik, dan informasi promo Bank Mega ada dalam satu genggamanmu! Kenapa harus M-Smile? 1. Kamu bisa cek informasi tabungan, kartu kredit, deposito, giro, pinjaman, M-Money dan produk Bank Mega lainnya 2. Berbagai fitur layanan kartu kredit Bank Mega seperti ubah transaksi menjadi cicilan, kenaikan limit tetap, pendaftaran Mega Bill, pendaftaran asuransi, blokir kartu kredit, dan ubah pin kartu kredit. 3. Dompet ketinggalan atau ngga bawa kartu ATM? Tenang. Kamu bisa transaksi QR di merchant yang menggunakan logo QRIS, tinggal scan, bayar, selesai! atau kamu juga bisa tarik tunai tanpa kartu di semua ATM. Bank Mega 4. Praktis buka rekening tabungan baru dan berbagai layanan untuk kemudahan pemilik tabungan dan kartu kredit Bank Mega 5. Kamu juga bisa cek poin kartu kredit dan tabungan dengan mudah 6. Kamu bisa lihat fitur tanpa login dan Akses login dengan biometric (finger print & face ID) 7. Mudah beli pulsa, bayar tagihan dan top up e-wallet praktis! 8. Bisa transfer kemanapun melalui transfer antar rekening, transfer realtime, SKN atau RTGS dan transfer virtual acount Bank Mega 9. Kamu bisa cek informasi promo kartu kredit dan kartu debit Bank Mega 10. Transaksi menjadi lebih mudah dan cepat menggunakan voice command 11. Kamu bisa cek informasi lainnya seperti M-Calendar, kurs valuta asing, lokasi ATM dan cabang, inbox rekening, dan pengaturan semua rekening kamu di Bank Mega!   Berbagai fitur baru M-Smile akan terus ditambahkan agar kamu semakin bisa melakukan banyak hal di Bank Mega. Download M-Smile sekarang! ## Key features - Account and credit card management - QRIS and cardless ATM withdrawals - Bill payments and top-ups - Credit card promotions - Biometric login - Voice command transactions ## Recent user reviews (2 of 2) All indexed reviews: https://appshunter.io/ios/app/m-smile/id1446543289/reviews.md ### 1/5 — Aplikasi busuk *2024-08-03* Kenapa abis update malah koneksi failed terus, trus pas liat tagihan kredit malah ga keliatan berapa jumlah nya, tolong lah team IT nya sebelum rilis aplikasi ke appstore di cek sendiri dulu, gitu aja mesti di ajarin, noob **Developer response:** Hi, Bapak/Ibu busukloe. Mohon maaf atas ketidaknyamanannya. Untuk mempermudah melakukan investigasi permasalahan yang dialami, silahkan sampaikan detail keluhannya melalui DM Media Sosial resmi kami (FB : Bank Mega, Twitter & IG : @bankmegaid) ya. Terima kasih. ^yni ### 2/5 — Scan QR Error *2021-03-18* Scan QR tidak bisa digunakan di iphone 8 **Developer response:** Hi, Bapak/Ibu Jipop. Mohon maaf atas kendala yang dihadapi. Mohon dipastikan aplikasi M-Smile yg digunakan adlh aplikasi M-Smile yg terbaru, koneksi internet pada Hp dlm keadaan stabil dan storage penyimpanan pada Hp mencukup. Jika masih terkendala silahkan sampaikan keluhan melalui Megacall 08041500010. Terima kasih. ^afs ## Frequently asked questions about M ### What can I do with M-Smile? M-Smile allows you to check savings, credit card, and deposit information, manage credit card features like changing transactions to installments, and perform QRIS transactions or cardless ATM withdrawals. You can also pay bills, top up e-wallets, and transfer funds. ### Is M-Smile secure? Yes, M-Smile is designed to be secure, offering biometric login options such as fingerprint and face ID for enhanced protection of your financial information. ### Can I open a new account with M-Smile? Yes, the app provides a practical way to open a new savings account and access various services for existing Bank Mega account and credit card holders. ### Does M-Smile have ads? Yes, M-Smile contains advertisements, which is common for free financial applications that offer a wide range of services. ### What devices support M-Smile? M-Smile is available for iPhone, iPad, and iPod devices, indicating compatibility with Apple's mobile operating systems. ### How often is M-Smile updated? The latest version of M-Smile is 5.79.7, last updated on August 25, 2025. New features are continuously added to enhance its capabilities. ### What are the transaction options in M-Smile? You can transfer funds through inter-account transfers, real-time transfers, SKN, RTGS, and Bank Mega virtual accounts. The app also supports QRIS payments and cardless cash withdrawals. ### What is the user rating for M-Smile? M-Smile has a user rating of 1.9 stars based on 7 ratings. This indicates a mixed reception from its current user base. ## Version history (last 5 releases) ### 5.79.7 — 2025-08-25 Kini semakin nyaman & mudah bertransaksi di M-Smile Bank Mega versi 5.79.7 Untuk menghadirkan pengalaman terbaik dalam melakukan transaksi perbankan, M-Smile hadir dengan peningkatan performa M-Smile. Yuk, update versi terbaru M-Smile! #BankMega #BringSmiletoLife ### 5.79.6 — 2025-08-17 Kini semakin nyaman & mudah bertransaksi di M-Smile Bank Mega versi 5.79.6 Untuk menghadirkan pengalaman terbaik dalam melakukan transaksi perbankan, M-Smile hadir dengan peningkatan performa M-Smile. Yuk, update versi terbaru M-Smile! #BankMega #BringSmiletoLife ### 5.79.0 — 2025-04-22 Kini semakin nyaman & mudah bertransaksi di M-Smile Bank Mega versi 5.79.0 M-Smile hadir dengan penambahan fitur-fitur terbaru: 1. Bayar BPJS Kesehatan pakai sumber dana Kartu Kredit 2. Layanan Aktivasi Rekening Dormant 3. Upgrade Chatbot MILA 4. Pantau Keuangan di Financial Dashboard Yuk, update versi terbaru M-Smile! #BankMega #BringSmiletoLife ### 5.78.0 — 2024-12-13 Semakin lengkap, mudah & nyaman bertransaksi di M-Smile Bank Mega versi 5.78.0 Untuk meningkatkan pengalaman dan performa yang lebih baik dalam melakukan transaksi perbankan, M-Smile telah melakukan update ke versi 5.78.0 Ayo upgrade ke versi terbaru M-Smile! ### 5.77.8 — 2024-11-04 Semakin lengkap, mudah & nyaman bertransaksi di M-Smile Bank Mega versi 5.77.8 Untuk meningkatkan pengalaman dan performa yang lebih baik dalam melakukan transaksi perbankan, M-Smile telah melakukan update ke versi 5.77.8 Ayo upgrade ke versi terbaru M-Smile! ## Apps similar to M | App | Rating | Price | Category | | --- | --- | --- | --- | | [Flip: Transfer & Cashback](https://appshunter.io/ios/app/flip-transfer-and-cashback/id1439301290) | 4.8 (250) | Free | Finance | | [HSBC Indonesia](https://appshunter.io/ios/app/hsbc-indonesia/id1544734144) | 4.8 (132) | Free | Finance | | [OCTO by CIMB Niaga](https://appshunter.io/ios/app/octo-by-cimb-niaga/id505917174) | 4.8 (1,380) | Free | Finance | | [Superbank: Save, Borrow, Grow](https://appshunter.io/ios/app/superbank-save-borrow-grow/id6444720285) | 4.3 (6) | Free | Finance | | [Welma](https://appshunter.io/ios/app/welma/id1440242405) | 2.4 (5) | Free | Finance | | [Halo BCA](https://appshunter.io/ios/app/halo-bca/id1527740494) | 3.1 (13) | Free | Finance | ## More apps by BANK MEGA, PT TBK - [M-Smile by Bank Mega](https://appshunter.io/ios/app/m-smile-by-bank-mega/id6746247532) All apps by BANK MEGA, PT TBK: https://appshunter.io/developer/675723576 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*