# m-zaba > Mobile banking app for managing accounts, payments, loans, and investments. (iPhone/iPad app by Zagrebačka banka d.d..) - Source: https://appshunter.io/ios/app/m-zaba/id1436818157 (this page in markdown: same URL + `.md`) - Developer: [Zagrebačka banka d.d.](https://appshunter.io/developer/1436818156) - Category: Finance - Price: Free - Rating: 4.80/5 from 1,001 App Store ratings · 25 written reviews indexed - Age rating: 4+ - Requires: iOS 15 · 500 MB - Languages: American English, Croatian - Released: 2019-02-13 - Data updated: 2026-09-02 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/m-zaba/id1436818157/reviews.md ## What is m? Bez obzira na to gdje se nalazili, m-zaba vam omogućuje potpunu kontrolu nad financijama. m-zabom možete: • plaćati račune putem m-foto plati • uplaćivati na račune u Hrvatskoj i inozemstvu • prenositi novac na najjednostavniji način uslugom IziPay - dovoljno je znati broj telefona primatelja • provjeravati stanja i promete po računima, štednjama i kreditima • dobiti informativni izračun gotovinskog i stambenog kredita • ugovoriti gotovinski kredit, kreditnu karticu, dopušteno prekoračenje • ugovoriti ili promijeniti paket proizvoda i usluga • naknadno podijeliti na rate jednokratne transakcije učinjene Individualnom Mastercard kreditnom karticom ili one po tekućem računu u eurima • pronaći sve informacije o karticama, provjeriti PIN-ove, upravljati dnevnim limitima te blokirati karticu u slučaju gubitka ili krađe • dobivati obavijesti o primljenim uplatama • trgovati udjelima u fondovima ZB Investa i kreirati svoj investicijski plan te ugovarati do pet trajnih naloga istovremeno u različite investicijske fondove • trgovati na svjetskim burzama uz uslugu ZB Trader Global • plaćati parking te uzeti listić s brojem za red u poslovnici. m-zabu ugovorite u poslovnici. SIGURNOST Zagrebačka banka posvećuje posebnu pozornost sigurnosti korisnika mobilnog bankarstva. • PIN kojim se pristupa poznat je samo korisniku, stoga u slučaju krađe ili gubitka mobitela ne može doći do zlouporabe. • Podaci o PIN-u i računima ne pohranjuju se u mobitel, a unos PIN-a zaštićen je varijabilnom tipkovnicom. • Usluge kojima se pristupa PIN-om automatski se blokiraju u slučaju višestrukog uzastopnog unosa netočnog PIN-a. • Nakon tri minute nekorištenja m-zaba će automatski odjaviti korisnika. Regardless of where you are, m-zaba gives you complete control over your finances. With m-zaba you can: • pay bills via m-foto pay • make payments to the accounts in Croatia and abroad • easily transfer money with the IziPay service. Recipient’s phone number is all you need. • check the balances and transfers of accounts, savings, and loans • obtain an informative calculation of cash and housing loan • arrange a cash loan, credit card, contracted overdraft • contract or change a package of products and services • subsequently divide one-time transactions made with an Individual Mastercard credit card or transactions on the current account in euros into instalments • find all card information, check PIN’s, manage daily limits and block the card in the event of loss or theft • receive notifications about received payments • trade shares in ZB Invest funds and create your investment plan and contract up to five standing orders into investment funds • trade on world stock exchanges with the ZB Trader Global service. • pay for parking and take queue number ticket for the queue in the branch office. Arrange m-zaba in a branch. SAFETY Zagrebačka Banka pays special attention to the security of operations performed by mobile banking clients. • PIN used to access the services is only known by the user and therefore there is no threat of abuse if a mobile device is stolen or lost. • PIN and account information are not stored in the mobile device, and the entry of PIN is protected by a variable keypad. • The services that are accessed by entering PIN are automatically blocked if an incorrect PIN is repeatedly entered. • After a 3-minute period of inactivity, m-zaba automatically logs out the user. ## Key features - Pay bills via m-foto pay - Transfer money with IziPay - Check account balances and transactions - Apply for cash and housing loans - Trade shares in investment funds - Manage credit cards and limits - Pay for parking ## What do users think of m? Overall sentiment: negative **Pros** - 👍 Excellent service - 👍 Easy to use credit cards - 👍 Simple and easy - 👍 Bills paid in seconds - 👍 Excellent service **Cons** - 🐛 Biometry activation bug - 🐛 App not working on iOS 16.3.1 - 🐛 App no longer working with new iOS on iPhone 14 - 🐛 Blocked after update, new version is terrible - 🐛 Outdated, unintuitive, and cluttered UI **Commonly reported bugs** - Biometry activation bug - App not working on iOS 16.3.1 - App no longer working with new iOS on iPhone 14 - Blocked after update, new version is terrible **Most requested features** - Enable changing dates for previous transactions - Add Apple Pay support - Improve Face ID/Touch ID integration - Allow transferring money between Euro and Kuna accounts ## Recent user reviews (10 of 25) All indexed reviews: https://appshunter.io/ios/app/m-zaba/id1436818157/reviews.md ### 5/5 — Good job *2024-09-15* Excellent service and easy to use your credit cards Thank you **Developer response:** Dear Madam/Sir, thank you for the compliment and for using m-zaba. Your Zaba ### 2/5 — Biometry activation bug *2024-04-01* i had biometry login activated, but update disabled it and now every time I want to activate it it says only "Deactivate biometry" (app thinks it is activated). I went to iPhone settings and disabled biometry for Zaba, killed the app, came back and then it said "Activate biometry" in the Zaba settings. Clicked on it, accepted terms, popup shows leading to iPhone Zaba settings to enable faceId for the app, go back to app - app is on login screen again and biometry is not activated. Very annoying loop. Test better. **Developer response:** Dear Marlon7678, we apologise for the inconvenience and would kindly ask you to contact us on 01 3789 785 (Monday-Friday from 8:00 a.m. to 8:00 p.m. and Saturdays from 8:00 a.m. to 1:00 p.m.) or m-zaba@unicreditgroup.zaba.hr. Your Zaba ### 3/5 — Mfoto plati *2024-01-14, version 3.16.21* Ne radi ### 5/5 — Petar *2023-10-12* ZABA Aplikacija 👍 **Developer response:** Poštovani Klokane, hvala Vam na visokoj ocjeni i na tome što se koristite m-zabom. Vaša Zaba ### 5/5 — AB *2023-07-11, version 3.13.54* Super i jednostavno. Racuni placeni u sekundi. Excellent service ### 1/5 — Povratak u prošlost *2023-04-25, version 3.13.28* Jedini razlog zašto koristim aplikaciju je kredit koji imam u banci. Aplikacija je zapela u 2005. Nepregledan UI. Navigacija nepostojeća. Kao da sam na terminalu iz 70ih. Teletekst je intuitivniji od ovoga. ### 2/5 — Ne radi na ios 16.3.1 *2023-02-14* Aplikacija se otvori ali se ne moze pritisnuti nista unutar nje na najnovijem ios. **Developer response:** Poštovani, žao nam je što ste naišli na poteškoću te Vas molimo da nas kontaktirate na 01 3789 785 (ponedjeljak-petak od 8 do 20:30, a subotom od 8 do 13:30 sati). Vaša Zaba ### 1/5 — Više ne radi *2022-12-24* App više ne radi s novim IOSom na Iphone 14 **Developer response:** Poštovana/Poštovani, molimo da nam se javite na 01 3789 785 (ponedjeljak-petak od 8 do 20:30, a subotom od 8 do 13:30 sati) kako bismo utvrdili problem. Vaša Zaba ### 5/5 — Prebacivanje m-zabe na novi iPhone ne radi *2022-10-29* Postovani, Verzija m-Zabe za iOS 16.0.2 se blokira kod pokretanja, pa ju je nemoguce aktivirati jer se kodovi ne mogu unijeti. **Developer response:** Poštovani, žao nam je što ste naišli na problem te molimo da nam se javite na 01 3789 785 (ponedjeljak-petak od 8 do 20:30, a subotom od 8 do 13:30 sati). Vaša Zaba ### 5/5 — excellent *2022-10-24, version 3.10.25* As I am based in UK, the app makes it so easy for me to pay my bills. Hvala! ## Frequently asked questions about m ### What can I do with m-zaba? m-zaba allows you to manage your finances comprehensively. You can pay bills, transfer money easily with IziPay, check account balances, apply for loans, manage credit cards, trade stocks, and even pay for parking. It provides full control over your financial activities from anywhere. ### How do I set up m-zaba? To use m-zaba, you need to arrange it at a branch office. Once set up, you can access all its features through the mobile application on your device. ### Is m-zaba secure? Yes, Zagrebačka Banka prioritizes user security. Access is protected by a PIN known only to you, and sensitive data is not stored on your phone. The app also features a variable keyboard for PIN entry and automatic logouts after inactivity. ### Can I make international payments with m-zaba? Yes, m-zaba allows you to make payments to accounts both within Croatia and internationally. This feature provides flexibility for managing your finances across borders. ### What are the investment features of m-zaba? m-zaba enables you to trade shares in ZB Invest funds, create your investment plan, and set up up to five standing orders for different investment funds. You can also trade on world stock exchanges through the ZB Trader Global service. ## Version history (last 5 releases) ### 3.32.11 — 2026-07-06 Ispravci i manja unaprjeđenja Minor improvements and bug fixes ### 3.31.6 — 2026-05-25 Manja poboljšanja i ispravci grešaka Minor improvements and bug fixes ### 3.31.3 — 2026-05-04 Manja poboljšanja i ispravci grešaka Minor improvements and bug fixes ### 3.30.7 — 2026-03-16 Manja poboljšanja i ispravci grešaka Minor improvements and bug fixes ### 3.30.4 — 2026-02-18 Ispravci manjih bugova Minor bug fixes. ## Apps similar to m | App | Rating | Price | Category | | --- | --- | --- | --- | | [OTPgo](https://appshunter.io/ios/app/otpgo/id6447007924) | 3.9 (16) | Free | Finance | | [KEKS Pay](https://appshunter.io/ios/app/keks-pay/id1434843784) | 4.8 (117) | Free | Finance | | [PBZ mobilno bankarstvo](https://appshunter.io/ios/app/pbz-mobilno-bankarstvo/id1312809304) | 4.2 (122) | Free | Finance | | [George Hrvatska](https://appshunter.io/ios/app/george-hrvatska/id1510735608) | 4.8 (1,058) | Free | Finance | | [mojaRBA - mobile banking](https://appshunter.io/ios/app/mojarba-mobile-banking/id1434799024) | 4.8 (472) | Free | Finance | | [mPorezna](https://appshunter.io/ios/app/mporezna/id1591024128) | 5.0 (4) | Free | Finance | ## More apps by Zagrebačka banka d.d. - [m-zaba poslovno bankarstvo](https://appshunter.io/ios/app/m-zaba-poslovno-bankarstvo/id1478606934) All apps by Zagrebačka banka d.d.: https://appshunter.io/developer/1436818156 ## Related topics [zabas](https://appshunter.io/ios/topics/zabas) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-02.*