# Macquarie Authenticator — Security that moves with you

> Secure account authentication via push notifications and one-time passcodes. (iPhone/iPad app by Macquarie Bank Limited.)

- Source: https://appshunter.io/ios/app/macquarie-authenticator/id1441276749 (this page in markdown: same URL + `.md`)
- Developer: [Macquarie Bank Limited](https://appshunter.io/developer/455148996)
- Category: Finance
- Price: Free
- Rating: 3.00/5 from 2 App Store ratings · 104 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 185 MB
- Languages: American English
- Released: 2019-05-24
- Data updated: 2026-08-30
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/macquarie-authenticator/id1441276749/reviews.md

## What is Macquarie Authenticator?

Protect your Macquarie account with Macquarie Authenticator. Our two-factor authentication app is designed to maximise your security, while also providing a beautiful banking experience.​ 
 
Separate security, seamless experience  

Macquarie Authenticator works seamlessly with the Macquarie Mobile Banking app. Approve or deny requests in an instant, directly through your notifications, for stronger security that feels like a single, seamless flow. 
 
More secure than SMS  

Unlike with SMS, you can see exactly what you’re approving. We send detailed alerts directly to your secure app, not your phone number. 
 
You’re in control 

Verify important transaction details upfront, such as the amount, recipient and location, so you can approve or deny transactions with confidence.

## Key features

- Push notifications for transaction approval/denial
- Generate one-time rolling codes
- Offline authentication with rolling codes
- Manage pending tasks
- PIN, fingerprint, and facial recognition unlock

## Recent user reviews (10 of 104)

All indexed reviews: https://appshunter.io/ios/app/macquarie-authenticator/id1441276749/reviews.md

### 1/5 — Almost poetically useless

*2026-07-24*

I truly cannot see how this is anything other than a severely downgraded version of Google authenticator. If the app offloads from your device it will require you to call Macquarie (within business hours, naturally) which is extremely inconvenient on a device with lower storage. Not to mention that you must click three (3!) confirmation prompts EVERY SINGLE TIME you do anything in the app because they clearly think you are stupid.

### 5/5 — Seamless

*2026-06-16*

I’ve only just installed this app but so far it works seamlessly. I had another banking security app that was just a glorified 2fa app with no other integration. This works automatically so you don’t need to do anything. My experience so far, at least.

### 2/5 — Don’t download

*2026-06-11, version 4.3*

After a while it asks to verify and it’s already verified my device before but hasn’t detected it and now keeps asking to contact customer service. I am in a different country and not able to contact Australian number.

### 1/5 — Authenticator Never works - We are now completely moving our banking to another bank.

*2026-05-13*

I have spoken to Macquarie staff multiple times, they have reset stuff on their end. I have signed out of the app, deleted the app, shut down the phone and reinstalled the app while staff on the phone and it still won’t work so I am unable to check any of my accounts.  Macquarie also won’t allow me to use any another Authenticator so I am stuck not being able to check my own accounts online and having to call. I am now in the process of completing moving banks as this is just not acceptable for an online banking platform.

### 1/5 — Broken and redundant app

*2026-05-07*

Deleted the app because it hasn’t asked for verification in months. Out of the blue it asks for verification again whilst just trying to transfer to a friend for dinner. Asks me to ‘open Macquarie authenticator on my other device’. There is no other device. In the end it was easier to transfer to Commbank and send from there. Ridiculous.

### 1/5 — Can’t activate notifications

*2026-03-20*

Update: Mar 2026
Version 4.1.3 has not fixed anything. I still don’t receive codes despite Macquarie Bank having to make me manually verify my information and devices. Macquarie Bank customer service is also using redundant support guides and has repeatedly given me incorrect information regarding troubleshooting of this app version. Not a good look.

Update: Jan 2026
Version 3.35 has not fixed the notifications issue or the broken ‘enable’ button. I wanted to point out, customer support has been repeatedly notified, yet the issue still persists.

Original:
This app requests notifications to be enabled for the app to work, the problem is the app isn’t allowing notifications to activate even if the device has it enabled. Therefore the app is completely useless until the issue is fixed. Zero stars if I could go lower.

### 1/5 — Unable to access my account

*2026-03-01, version 3.31*

The app has apparently been updated by Macquarie but now I can’t access my account?????

### 1/5 — Useless!

*2026-02-27, version 3.31*

Latest update isn’t compatible with my iPad… so how do I access my account now!

### 1/5 — Over the top

*2026-02-27, version 4.1*

I used to use the web interface when I don’t have my phone on me.

Now you can’t use the web without the Authenticator which makes the website completely useless.

No thought out into the practical application of its use.

### 1/5 — unable to open App

*2026-02-19, version 3.31*

the APp request 16.0 version, i am still using apple 7 plus, which can not upgrade to version 16

## Frequently asked questions about Macquarie Authenticator

### What does the Macquarie Authenticator app do?

The Macquarie Authenticator app provides an additional layer of security for your accounts. It allows you to approve or deny online transactions and account changes via push notifications, or generate unique one-time rolling codes for authentication.

### What are the key features of this app?

Key features include receiving real-time push notifications for authentication, generating rolling codes for offline verification, managing pending tasks, and unlocking the app with PIN, fingerprint, or facial recognition for secure approvals.

### Is the Macquarie Authenticator app free to use?

Yes, the Macquarie Authenticator app is available for free. There are no in-app purchases or advertisements mentioned.

### How does this app help when traveling overseas?

The app is more seamless for international travel as it's connected to your device, not your phone number. If you're not connected to cellular or Wi-Fi, you can still use the rolling code feature to verify transactions.

### What Macquarie products are supported by this app?

The app supports a range of Macquarie products including Transaction Accounts, Savings Accounts, Home Loans, Credit Cards, Cash Management Accounts, and Consolidator Cash Accounts.

## Version history (last 5 releases)

### 5.0 — 2026-08-23

We have made some small improvements and bug fixes.

### 4.5 — 2026-08-10

We have made some small improvements and bug fixes.

### 4.4 — 2026-07-15

We have made some small improvements and bug fixes.

### 4.3 — 2026-05-19

We have made some small improvements and bug fixes.

### 4.2 — 2026-04-09

We have made some small improvements and bug fixes.

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## More apps by Macquarie Bank Limited

- [Macquarie Little Black Book](https://appshunter.io/ios/app/macquarie-little-black-book/id455148993)
- [Macquarie Mobile Banking](https://appshunter.io/ios/app/macquarie-mobile-banking/id942349750)
- [YBR Empower Mobile Account](https://appshunter.io/ios/app/ybr-empower-mobile-account/id1240045950)
- [Mortgage Choice Accounts](https://appshunter.io/ios/app/mortgage-choice-accounts/id1240061726)
- [Mortgage Asset Services](https://appshunter.io/ios/app/mortgage-asset-services/id1240063543)
- [AFG](https://appshunter.io/ios/app/afg/id1250668932)

All apps by Macquarie Bank Limited: https://appshunter.io/developer/455148996

## Related topics

[alfalah transact authenticator](https://appshunter.io/ios/topics/alfalah-transact-authenticator)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-30.*