# Macquarie Mobile Banking > Mobile banking app for personal and business accounts with budgeting and security features. (iPhone/iPad app by Macquarie Bank Limited.) - Source: https://appshunter.io/ios/app/macquarie-mobile-banking/id942349750 (this page in markdown: same URL + `.md`) - Developer: [Macquarie Bank Limited](https://appshunter.io/developer/455148996) - Category: Finance - Price: Free - Rating: 3.29/5 from 17 App Store ratings · 173 written reviews indexed - Age rating: 4+ - Requires: iOS 16.0 · 314 MB - Languages: English - Released: 2015-08-31 - Data updated: 2026-08-30 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/macquarie-mobile-banking/id942349750/reviews.md ## What is Macquarie Mobile Banking? Experience beautiful banking, designed to give you clarity and control. Our award-winning digital banking experience¹ makes managing your money effortless. Save with no hoops, no catches with the Macquarie Savings Account. - Earn interest without the hassle of meeting monthly spend and save requirements. - To open a Macquarie Savings Account, you’ll first need to open a Macquarie Transaction Account. You can then open a savings account in seconds. Supported by Q, your AI agent. - Designed with you in mind, Q is here to make managing your money easier and more intuitive than ever. - Whether it’s answering a quick question or supporting you with a more detailed financial task, Q is ready to help you, 24/7. Secured with Macquarie Authenticator. - Download Macquarie Authenticator, our two-factor authentication app designed to help maximise your security. - Receive detailed alerts directly to your device so you have all the​ information you need to authorise activity on your account before it happens. Get instant access to your digital card with the Macquarie Transaction Account. - Add your debit card to your mobile wallet and pay on the go from the moment you open your account. A debit card that travels with you. - Travelling overseas? Keep your banking all in one place. Our debit card works around the world.² - Enjoy $0 international account fees on overseas purchases, both in-store and online.² Manage your home loan on the go. - See your loan repayment details, including your current interest rate and monthly repayments. - Open multiple offset accounts per eligible home loan account. Mobile banking for our Business Banking clients. - Add your Business Banking profile to seamlessly switch between personal and business accounts within the Macquarie Mobile Banking app. - View balances, make payments and approve tasks in bulk - on the go. Need help? Visit Macquarie Help Centre to learn more about how to use the Macquarie Mobile Banking app. Disclaimers This information is provided by Macquarie Bank Limited ABN 46 008 583 542 AFSL and Australian Credit Licence 237502 and doesn't take into account your objectives, financial situation or needs - consider if right for you. 1. Our digital banking experience is part of why we were awarded Money Magazine’s Bank of the Year 2023/2024/2025. 2. Wherever Mastercard is accepted. Others may charge overseas transaction fees. ## Key features - Set budgets and track spending - Search transactions with natural language - Real-time account activity alerts - Secure transaction authentication - Upload photos of receipts - Manage personal and business accounts ## Recent user reviews (10 of 173) All indexed reviews: https://appshunter.io/ios/app/macquarie-mobile-banking/id942349750/reviews.md ### 4/5 — Travel *2026-06-17, version 8.22* My only complaint is the inability to both provide a foreign phone number and still tick email as the best means of contact. Why isn’t it possible to provide the number I’ll be using whilst away, yet still have email as preferred contact method? ### 5/5 — Macquarie app *2026-06-10, version 8.21* Great app simple and fast ### 5/5 — Improvement *2026-06-09, version 8.21* App is great but when transferring between accounts the font of the available balance is tiny!! Can you pls make it bigger so I can read it 😂 ### 1/5 — i really wnTed to bank with macquarie *2026-05-28, version 8.21* Had opened my account and in the same day it was blocked and closed because of terms and conditions, Never told me what term and conditions. I never actually did anything and it’s quite frustrating ### 1/5 — App is worse not working properly *2026-05-26, version 8.21* Worse app I have ever experienced it , I am in overseas can’t access my account , email customer service two times no one fix the problem and I need money to withdraw, really bad experience. ### 1/5 — Poor security and support *2026-05-25, version 8.21* No other bank requires a poorly designed separate app for authentication of transactions. Also, no other bank takes 45 minutes on a call to unblock a card. Macquarie is the worst bank I’ve used in Australia. Security precautions are outdated, and customer support is slow. ### 5/5 — Great app experience *2026-05-22, version 8.20* The app experience over all is amazing, looks great, and love that it doesn’t try push any sales or marketing on me - no BS, just simple and what I need! I found it hard to find some of the settings when I first joined, though eventually found them deep under the menu. ### 1/5 — Unusable *2026-05-20, version 8.8* If you start the use of the app when your phone version was on 15.5 on IOS, Now if you can’t update above 16.0 ver you can’t use the app. That means you got kicked out of your bank and money control. ### 1/5 — Not Happy So Far *2026-05-20, version 8.20* Opened account and they spent most of the day blocking my account everytime I made a transaction, now I can’t even use the card because they blocked that too. So now all my money is sitting here waiting for them to send me an actual card. Don’t recommend so far ### 4/5 — Very decent *2026-05-14* Macquarie offer great hassle free banking. Great interest and top notch security. Their digital offering is good however for a digital only bank that is quality it has some quite odd issues. Merchant logos and clear transaction descriptions! NAB has correct logo and description for basically everywhere. Macquarie picks up the majors but gets it wrong a lot. Kmart logo actually displays the American Kmart logo bizarre. Also insights - needs upcoming bills and the ability to move them in importance on the insights page. Cash flow I want to Love to the top and hide monthly budgets Hope Macquarie keep improving the app Can’t fault them but just needs a polish ## Frequently asked questions about Macquarie Mobile Banking ### What can I do with the Macquarie Mobile Banking app? The app allows you to manage your everyday banking, including making payments and transferring money. You can also set budgets, track your spending with automatic categorization, search transactions using natural language, and upload photos of receipts. It also provides real-time notifications and enhanced security features. ### How does the app help with security? The app offers several security features, including real-time notifications for account activity and the option to use Macquarie Authenticator for approving or denying online transactions. It also provides a rolling code option for verification when not connected to a network and allows you to notify the bank of travel plans to keep your accounts secure. ### Is the Macquarie Mobile Banking app free to use? Based on the provided information, the app is free to download and use. There are no mentions of subscription fees or in-app purchases for core banking functionalities. ### Can I manage business accounts with this app? Yes, the app is designed for both personal and business clients. You can add your business banking profile to seamlessly switch between personal and business accounts, view balances at a glance, and easily search your business transaction history. ### What are the benefits of using the transaction search feature? The transaction search feature allows you to find past transactions by typing questions in everyday language, such as 'How much did I spend at Woolworths this year?'. This makes it much easier to quickly locate specific spending information without needing to remember exact dates or amounts. ## Version history (last 5 releases) ### 8.25 — 2026-08-17 We have made some small improvements and bug fixes. ### 8.24 — 2026-07-24 We have made some small improvements and bug fixes. ### 8.23.2 — 2026-07-09 We have made some small improvements and bug fixes. ### 8.23.1 — 2026-07-08 We have made some small improvements and bug fixes. ### 8.23 — 2026-07-06 We have made some small improvements and bug fixes. ## Apps similar to Macquarie Mobile Banking | App | Rating | Price | Category | | --- | --- | --- | --- | | [ING Australia Banking](https://appshunter.io/ios/app/ing-australia-banking/id427100193) | 2.5 (15) | Free | Finance | | [Suncorp Bank App](https://appshunter.io/ios/app/suncorp-bank-app/id1383025759) | 3.9 (47) | Free | Finance | | [Beyond Bank](https://appshunter.io/ios/app/beyond-bank/id1055826405) | 4.9 (8) | Free | Finance | | [Westpac](https://appshunter.io/ios/app/westpac/id299111811) | 4.6 (343) | Free | Finance | | [St.George Mobile Banking](https://appshunter.io/ios/app/stgeorge-mobile-banking/id294380705) | 2.9 (14) | Free | Finance | | [Bendigo Bank](https://appshunter.io/ios/app/bendigo-bank/id482844929) | 4.7 (59) | Free | Finance | ## More apps by Macquarie Bank Limited - [Macquarie Little Black Book](https://appshunter.io/ios/app/macquarie-little-black-book/id455148993) - [YBR Empower Mobile Account](https://appshunter.io/ios/app/ybr-empower-mobile-account/id1240045950) - [Mortgage Choice Accounts](https://appshunter.io/ios/app/mortgage-choice-accounts/id1240061726) - [Mortgage Asset Services](https://appshunter.io/ios/app/mortgage-asset-services/id1240063543) - [AFG](https://appshunter.io/ios/app/afg/id1250668932) All apps by Macquarie Bank Limited: https://appshunter.io/developer/455148996 ## Related topics [ing australia banking](https://appshunter.io/ios/topics/ing-australia-banking) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-30.*