# MadaliCompass - Credit Analyst > Neutral loan analysis and repayment management tool with APR conversion and calendar. (iPhone/iPad app by Mtaxy Technologies Inc..) - Source: https://appshunter.io/ios/app/madalicompass-credit-analyst/id6749214761 (this page in markdown: same URL + `.md`) - Developer: [Mtaxy Technologies Inc.](https://appshunter.io/developer/1626043261) - Category: Finance, Business - Price: Free - Rating: 5.00/5 from 1 App Store ratings - Age rating: 4+ - Requires: iOS 14.0 · 42 MB - Languages: American English - Released: 2025-07-31 - Data updated: 2026-08-13 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/madalicompass-credit-analyst/id6749214761/reviews.md ## What is MadaliCompass? Tired of confusing loan products and misleading "low daily interest" ads? The world of lending is filled with complex terms and hidden traps. MadaliCompass is a 100% neutral, third-party smart analysis and management tool. We don't issue loans. We do two things: reveal the full truth behind any loan and help you effortlessly manage every repayment. We help you calculate the true Annual Percentage Rate (APR) including all fees, so you can make informed decisions before you borrow. We also provide a powerful repayment calendar to keep you organized and avoid late payments after you borrow. MadaliCompass is your guide through the entire financial journey, from decision-making to management. Core Feature Highlights: 【Reveal the True Cost】 Say goodbye to confusing daily and monthly rates! We automatically convert them into the universal "True Annual Percentage Rate (APR)," incorporating all hidden fees to make the real cost of loans clear at a glance. 【Smart Match Recommendations】 Forget the "up to..." advertising bait. Simply enter your desired amount and term, and we'll filter and match you with a list of real loan products that fit your needs, empowering you to make data-driven decisions. 【Clear List-Based Comparison】 No manual organization needed. We present matched loan products in a clear, easy-to-read list. Intuitively compare key metrics like interest rates, fees, net proceeds, and total repayment. Pros and cons become crystal clear. 【Post-Loan Repayment Management】 Introducing the new Repayment Calendar! Easily add your loans, whether single payment or installment. Get automatic reminders for due dates, track paid and upcoming bills, and effectively avoid late fees. It's your financial manager, right in your pocket. 【Built-in Financial Tools】 Discover more useful features! Use the built-in loan calculator for quick estimates or learn financial literacy with our glossary flashcards. We don't just provide data; we empower you with knowledge. 【100% Objective & Neutral】 We are not affiliated with any lending institution. Our platform has no ads and we never accept paid rankings. All product comparison results are sorted based solely on objective data and your personal preferences. Our Commitment: We firmly believe that every user has the right to completely transparent and fair information when making important financial decisions. MadaliCompass was created to break down information asymmetry. We are not your loan broker; we are your faithful "Credit Guide." We are committed to providing a clean, ad-free, and absolutely neutral platform where you can compare with confidence and choose the best option for you. Please Note: MadaliCompass is a financial information and analysis tool. We do not offer any form of loans or credit services. All product information is sourced from publicly available data, and the final terms and conditions should be confirmed with the respective lending institution. Download MadaliCompass now and make every financial decision with clarity and confidence! ## Key features - Convert rates to true APR - Compare loan products - Repayment calendar with reminders - Smart loan matching - Financial literacy glossary - Objective and neutral analysis ## Frequently asked questions about MadaliCompass ### What is MadaliCompass? MadaliCompass is a neutral, third-party tool designed to help you understand and manage loan products. It focuses on revealing the true cost of loans through APR conversion and provides a repayment calendar for effective management. ### Does MadaliCompass issue loans? No, MadaliCompass does not issue any loans or credit services. It is purely a financial information and analysis tool to help you make informed decisions. ### How does MadaliCompass calculate the true cost of a loan? MadaliCompass converts confusing daily or monthly interest rates into the universal 'True Annual Percentage Rate (APR),' incorporating all associated fees to clearly show the real cost of borrowing. ### Can MadaliCompass help me manage my loan repayments? Yes, MadaliCompass features a Repayment Calendar where you can add your loans, set reminders for due dates, track payments, and avoid late fees. ### Is MadaliCompass objective and unbiased? Yes, MadaliCompass is 100% objective and neutral, with no affiliation to any lending institution. It has no ads and does not accept paid rankings, ensuring all comparisons are based solely on data. ### What devices is MadaliCompass available on? MadaliCompass is currently available for iPhone and iPod devices. ### How often is MadaliCompass updated? The latest version, 1.0.4, was released on October 30, 2025, indicating regular updates to improve functionality and data accuracy. ### What is the user rating for MadaliCompass? MadaliCompass has a perfect rating of 5.0 stars from 1 rating, suggesting a highly positive initial user reception. ## Version history (last 5 releases) ### 1.0.4 — 2025-10-30 - New feature: Sharing function ### 1.0.3 — 2025-10-19 - Optimizing recommendation algorithms ### 1.0.2 — 2025-09-12 - Enhanced the recommendation algorithm ### 1.0.1 — 2025-08-18 - Optimized the app UI layout - Added a favorites feature - Enhanced the recommendation algorithm - Supported changing profile pictures in the profile page ### 1.0 — 2025-07-31 No release notes. ## Apps similar to MadaliCompass | App | Rating | Price | Category | | --- | --- | --- | --- | | [Plentina PH](https://appshunter.io/ios/app/plentina-ph/id1605931503) | 5.0 (1) | Free | Finance | | [Madacash Compare](https://appshunter.io/ios/app/madacash-compare/id6763976352) | 4.5 (2) | Free | Finance | | [HelloPag-IBIG by AUB](https://appshunter.io/ios/app/hellopag-ibig-by-aub/id1482120029) | 4.9 (318) | Free | Finance | | [BPI BanKo Mobile App](https://appshunter.io/ios/app/bpi-banko-mobile-app/id1401097498) | 3.5 (6) | Free | Finance | | [JuanCash-ZYBI Tech](https://appshunter.io/ios/app/juancash-zybi-tech/id1458711891) | 5.0 (4) | Free | Finance | | [Skyro](https://appshunter.io/ios/app/skyro/id1635398736) | 4.8 (93) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-13.*