# Magnifi Financial — user reviews > 165 indexed App Store user reviews of Magnifi Financial by Magnifi Financial Credit Union, rated 4.20/5 from 1,703 ratings. - Source: https://appshunter.io/ios/app/magnifi-financial/id407346826/reviews - App overview in markdown: https://appshunter.io/ios/app/magnifi-financial/id407346826.md - Rating breakdown: 5★ 1,189 · 4★ 166 · 3★ 61 · 2★ 88 · 1★ 199 ## What do users think of Magnifi Financial? Overall sentiment: neutral **Pros** - 🚀 Easy to use - 👍 User-friendly layout - 🚀 Convenient features (mobile deposit, Zelle) - 🔒 Secure app - 👍 Helpful customer service **Cons** - 🐛 Glitches with mobile deposit - 🐛 App crashes/freezes - 🐛 Inconsistent performance - 👎 Complicated navigation after update - 👎 Reduced functionality compared to previous app **Commonly reported bugs** - Delayed transaction posting - Facial recognition issues - Frequent log-in problems **Most requested features** - Ability to change expense categories - Upfront display of transfer limits - Persistent dismissal of notification banners - Separate apps for personal and business accounts ## Newest reviews (18 of 165) ### 3/5 — meh *2026-06-11, version 9.0.251000* it’s okay but it never fails that when i need to transfer money it will glitch and won’t show any accounts so i can rarely transfer anything ever plz fix 🫰🏻 ### 4/5 — Credit union. *2026-01-02, version 9.0.251000* I like the credit union because it is close to home. And everyone there is very nice. ### 3/5 — Functional, but not optimized *2025-12-12, version 9.0.251000* It works good for what it does, but it obviously is basically one of those where they moved over the website onto the app. Not great, but not bad ### 5/5 — Miss *2025-12-11, version 9.0.251000* They are always so helpful when i go in there and i need a question answered. ### 5/5 — Easy to use *2025-12-10, version 9.0.251000* The CMCU app is perfect for checking balances, transferring money between funds, and depositing checks. I’m a fan! ### 5/5 — Amazing *2025-12-06, version 9.0.251000* Always ready for me. ### 3/5 — El Zelle *2025-12-06, version 9.0.251000* No me quiere funcionar el Zelle ### 5/5 — Excellent service *2025-12-05, version 9.0.251000* I can’t say enough how the staff at the Sartell location always goes above and beyond on everything they do for me. I’m so glad I switched to Magnifi. Super friendly too ### 5/5 — I love my bank *2025-12-05, version 9.0.251000* This bank is the best, when you need a help on anything they will be there to assist you immediately. This bank will be my bank forever. ### 5/5 — Easy to use *2025-12-05, version 9.0.251000* App is easy to use and the bank has good communication about app updates. ### 5/5 — CMCU app *2025-12-04, version 9.0.251000* Outstanding platform! ### 5/5 — Every day user *2025-12-04, version 9.0.251000* I really like the update! ### 4/5 — simple and easy *2025-12-03, version 9.0.251000* Not a fan of “loan payment” change to payoff Visa ### 3/5 — Print *2025-11-14, version 9.0.250800* Would be nicer with bigger print or the ability to zoom in ### 5/5 — Web App *2025-11-14, version 9.0.250800* Very integrated and easy to use!!! ### 4/5 — E-banking *2025-11-05, version 9.0.250800* Overall, I like Magnifi Financial’s digital banking option and I love the new AI service to answer most any question. But I have some other suggestions to make it better. First, Magnifi should get rid of the old search feature as I have found it to be virtually worthless. I have asked it numerous questions over the years and I have never once gotten any useful answer. All you need is the new “Iris” AI feature. Second, when I have used the digital transfer feature to another financial institution, the process requires you to enter several pieces of information (source account, target account, amount) and only after that will it tell you that the amount exceeded the limit. The application should just tell you upfront what the parameters are before you waste your time entering information. ### 5/5 — Excellent service *2025-11-05, version 9.0.250800* I can’t say enough how the staff at the Sartell location always goes above and beyond on everything they do for me. I’m so glad I switched to Magnifi. Super friendly too ### 2/5 — Difficult log in *2025-11-04, version 9.0.250800* Too hard to log in. Doesn’t show pending transactions. ## Most critical reviews (10 lowest-rated) ### 1/5 — Very confusing trying to make credit card payments which is the only reason I have this app *2026-01-26, version 9.0.251000* Above ### 1/5 — Struggling with Billpay *2025-12-09, version 9.0.251000* Hard to set up and getting failed bill pays. Costing late payment /NSF charges!!!!! ### 1/5 — Do NOT like this bank app at all!!!! *2025-10-20, version 9.0.250800* This is the worst bank app I have ever used. ### 1/5 — IB *2025-08-27, version 8.0.5905* I have got pay twice and my money never goes to my account. I already lost $400.0 ### 1/5 — Bad service *2025-07-16, version 8.0.5905* Opened a new account nearly a month ago and still waiting on my checks to be delivered. It took them a few days to fix the initial app access issues=I couldn’t access my own money. Left in quite a demeaning predicament. ### 1/5 — Terrible customer service *2025-05-29, version 8.0.5905* Zelle & external transfer limited ### 1/5 — Terrible Service *2025-01-04, version 8.0.5905* Absolutely no customer service! It’s like they want your payments to be late. System constantly down. ### 1/5 — Broken *2024-11-29, version 8.0.5905* Security is when you keep legitimate users with correct credentials out, right? ### 1/5 — Do NOT like this bank app at all!!!! *2024-10-02, version 8.0.5905* This is the worst bank app I have ever used. ### 1/5 — Dislike Very Much *2024-09-05, version 8.0.5905* I dislike that to pay my credit card I have to go under LOAN PAYMENTS, and take 10 times longer to pay it! The updated version make everything so hard to find! ## Most praised reviews (10 highest-rated) ### 5/5 — Magnifi *2026-08-01, version 9.0.251000* I like this app. It feels safe. I trust this app ### 5/5 — Magnifi *2026-07-23, version 9.0.251000* We got our mortgage through Magnifi so we bank there now. App works great. Can be a little annoying cause they are only open during the week but really my only complaint ### 5/5 — Blackie *2026-04-10, version 9.0.251000* All is great ### 5/5 — The app *2026-03-30, version 9.0.251000* It took me a little while to figure it out but once I got it I appreciate it ### 5/5 — Ease of Use *2026-03-24, version 9.0.251000* I have never had any trouble using this app. Even when a change of Bank names occurred. ### 5/5 — Review *2026-02-26, version 9.0.251000* It’s so very easy to use ### 5/5 — Great App *2026-01-05* I use this App often and it is very easy to maneuver around. I like the remote deposit ability as it saves time depositing a check. The App seems to have glitches when I take pictures of a check to deposit. It has crashed a few times while taking the pictures of the front and back of a check. The App must not shut down when finished, I try to use it and it doesn’t use the facial recognition so I close the app and restart the app and then it works. ### 5/5 — E-banking *2026-01-02* Overall, I like Magnifi Financial’s digital banking option and I love the new AI service to answer most any question. But I have some other suggestions to make it better. First, Magnifi should get rid of the old search feature as I have found it to be virtually worthless. I have asked it numerous questions over the years and I have never once gotten any useful answer. All you need is the new “Iris” AI feature. Second, when I have used the digital transfer feature to another financial institution, the process requires you to enter several pieces of information (source account, target account, amount) and only after that will it tell you that the amount exceeded the limit. The application should just tell you upfront what the parameters are before you waste your time entering information. ### 5/5 — Easy Access *2025-12-19, version 9.0.251000* Easy access. Easy to track of deposits and withdrawals to ensure a payment is made on timely manner. ### 5/5 — Easy to use *2025-12-18, version 9.0.251000* Pleasant layout and easy to use --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*