# Magnolia Federal Credit Union

> Aggregates financial accounts, manages transactions, and facilitates payments and deposits. (iPhone/iPad app by Magnolia Federal Credit Union.)

- Source: https://appshunter.io/ios/app/magnolia-federal-credit-union/id1342487075 (this page in markdown: same URL + `.md`)
- Developer: [Magnolia Federal Credit Union](https://appshunter.io/developer/1215838796)
- Category: Finance
- Price: Free
- Rating: 4.80/5 from 3,073 App Store ratings · 21 written reviews indexed
- Age rating: 4+
- Requires: iOS 18.4 · 172 MB
- Languages: American English, European Spanish
- Released: 2018-08-27
- Data updated: 2026-09-04
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/magnolia-federal-credit-union/id1342487075/reviews.md

## What is Magnolia Federal Credit Union?

Magnolia Federal Credit Union is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances.

Here’s what else you can do with Magnolia Federal Credit Union:

 -Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks.
 -Set up alerts so you know when your balance drops below a certain amount
 -Make payments, whether you’re paying a company or a friend
 -Transfer money between your accounts
 -Deposit checks in a snap by taking a picture of the front and back
 -Reorder your debit card or turn it off if you’ve misplaced it
 -View and save your monthly statements
 -Find branches and ATMs near you

Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. 

To use the Magnolia Federal Credit Union app, you must be enrolled as a Magnolia Federal Credit Union Internet Banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.

## Key features

- Aggregate all financial accounts
- Organize transactions with tags and notes
- Set balance alerts
- Make payments to companies and friends
- Transfer money between accounts
- Mobile check deposit
- Debit card management

## What do users think of Magnolia Federal Credit Union?

Overall sentiment: positive

**Pros**

- 🚀 Instant transfers
- 👍 Easy to use
- 🚀 Convenient mobile banking
- 👍 Great customer service
- 🚀 Simple and efficient

**Cons**

- 🐛 Unlocking card issues
- 🚧 Limited ATM/branch access
- 🐛 App crashes after update

**Commonly reported bugs**

- Unable to log out of app
- Mobile deposit feature not working
- Login issues with new phone number

**Most requested features**

- Instant checking to savings transfers
- Improved ATM/branch network

## Recent user reviews (10 of 21)

All indexed reviews: https://appshunter.io/ios/app/magnolia-federal-credit-union/id1342487075/reviews.md

### 2/5 — Please remove old cards from the dashboard!

*2026-07-23*

I’ve been with MagFedCU for 20 years and have been requesting the company to give customers the option to hide old cards, before MagFedCU even had an app.

The request was ignored then for the website and it’s still being ignored now for the app.

No other financial institution continues showing customers old cards that are no longer active, it causes confusion and serves no purpose. What purpose does it serve to continue showing me a non-active card in 2026 on my dashboard, that I lost back in 2007? The card was reported lost immediately and probably expired over 15 years ago. I don’t need to see this card, it’s not relevant to my account today in 2026.

Ignoring feedback like this for decades, has always been a problem at MagFedCU and has contributed to the company being ranked last behind other institutions on features, services, and a polished app and website experience. Ignoring feedback and not working to implement said feedback from customers and staffing, impacts EVERYONE.

### 5/5 — For the people

*2026-05-08*

As long as I have been a member I have had the best care possible.My financial literacy has improved greatly.Very thankful.

### 5/5 — Bank App

*2025-12-18*

Awesome

### 1/5 — If it ain’t broke don’t fix it

*2025-11-21*

I used to be able to move money instantly from my checking to my savings but you have made it complicated now. The one button push them enter the amount is all that it needs to be. Change it back

### 5/5 — Great customer service

*2025-06-24*

Online banking at MFCU is very easy and convenient.

### 2/5 — App Issues

*2025-04-26*

I’ve been having issues unlocking my card. It’s not all the town but it’s pretty frequent.

### 5/5 — Transfer

*2023-11-03*

It’s on point and way less to time consuming!

### 1/5 — Do not use bank or this app

*2022-06-16*

This is is trash! It updated and now it wont let me unlock my card

### 3/5 — Difficulties

*2022-05-06*

It’s been difficult finding an ATM, depositing, or just doing business when there’s only one Credit union in whatever area I’m in. I’m having to drive too far. 
Then, It’s closed when I get off work.

### 5/5 — Happiness

*2021-12-11*

I’m so happy with MFC. Since I left Trustmark banking service is a hobby instead of a job.  Don’t have a pay overdraft fees that they accidentally charges my account. Don’t have unexpected charges by mistakes. For example if I don’t use my debit card 10 times a month a 7.99 fee will be charged to my account. Customer service is a 100% at MFC.

## Frequently asked questions about Magnolia Federal Credit Union

### What does the Magnolia Federal Credit Union app do?

This app acts as your personal financial advocate, allowing you to view all your financial accounts, including those from other banks and credit unions, in a single, secure location. It provides tools to manage transactions, make payments, transfer money, deposit checks, and manage your debit card.

### What are the key features of this banking app?

Key features include aggregating all your financial accounts, organizing transactions with tags and photos, setting balance alerts, making payments, transferring funds between accounts, depositing checks by taking pictures, reordering or turning off debit cards, viewing statements, and finding branches/ATMs.

### Is this app free to use?

Yes, the app is free to download and use. However, to access its features, you must be enrolled as a Magnolia Federal Credit Union Internet Banking user. There are no in-app purchases mentioned.

### What devices is the Magnolia Federal Credit Union app compatible with?

The app is designed for mobile devices and supports security features like 4-digit passcodes and fingerprint or face recognition on supported devices. You need to be enrolled in Magnolia Federal Credit Union Internet Banking to use it.

### How can I use this app to manage my money?

You can use this app to get a consolidated view of all your finances, track spending by adding notes and tags to transactions, receive notifications for low balances, pay bills, move money between your accounts, and deposit checks remotely. It simplifies overall money management.

## Version history (last 5 releases)

### 3.37.0 — 2026-08-29

Version 3.37.0
• Bug fixes and performance improvements

### 3.30.0 — 2025-12-18

Version 3.30.0
• Bug fixes and performance improvements

### 3.28.0 — 2025-10-22

Version 3.28.0
• Bug fixes and performance improvements

### 3.27.0 — 2025-09-09

Version 3.27.0
• Bug fixes and performance improvements

### 3.26.1 — 2025-08-21

Version 3.26.1
• Bug fixes and performance improvements

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## Related topics

[magnolia federal credit union](https://appshunter.io/ios/topics/magnolia-federal-credit-union) · [magnolia](https://appshunter.io/ios/topics/magnolia) · [magnolia bank mobile](https://appshunter.io/ios/topics/magnolia-bank-mobile) · [magnolia bank](https://appshunter.io/ios/topics/magnolia-bank)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-04.*
