# Mahindra Finance: Loans & FD

> All-in-one financial app for loans, fixed deposits, insurance, and bill payments. (iPhone/iPad app by Mahindra & Mahindra Financial Service Limited.)

- Source: https://appshunter.io/ios/app/mahindra-finance-loans-and-fd/id1460356152 (this page in markdown: same URL + `.md`)
- Developer: [Mahindra & Mahindra Financial Service Limited](https://appshunter.io/developer/1460356151)
- Category: Finance
- Price: Free
- Rating: 4.08/5 from 869 App Store ratings · 31 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 141 MB
- Languages: American English
- Released: 2020-05-27
- Data updated: 2026-09-02
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/mahindra-finance-loans-and-fd/id1460356152/reviews.md

## What is Mahindra Finance?

Mahindra Finance App – Your Trusted Financial Solutions Partner

Discover a smarter, simpler way to manage your money with the Mahindra Finance App – your all-in-one platform for Loans, Fixed Deposits, Insurance, and essential financial services. Whether you’re planning your next big purchase, building your savings, or keeping up with EMIs and bills, the app is designed to make every step secure, convenient, and hassle-free.


Why Choose the Mahindra Finance App?
Designed with your needs at core, the app brings together a wide range of financial solutions and services all in one place:
• Apply for loans online with instant approval
• Book and manage Fixed Deposits with attractive interest rates
• Compare and buy insurance policies easily
• Pay EMIs and utility bills on time with secure digital payments
• Access calculators, service requests, and personal dashboards 24/7
Enjoy a seamless online experience, real-time updates, and full control over your finances anytime, anywhere.


Loans – Finance That Helps You Drive, Grow & Live Better
Need funds to buy a vehicle, expand your business, or meet personal needs? Choose from an array of loan options tailored to fit your lifestyle:

• New Car Loans – Fast approval and attractive interest rates
• Used Car Loans – Finance pre-owned vehicles with flexible EMIs
• Three-Wheeler Loans – Power your business with ease
• Tractor Loans – Simplify your farm operations
• Utility Vehicle Loans – Finance multi-purpose vehicles quickly
• Commercial Vehicle Loans – Expand your fleet with confidence
• Home Loans – Make your homeownership dream a reality
• Personal Loans – Quick funds with easy repayment plans

Enjoy:
• 100% digital applications
• Instant loan approvals
• EMI calculators to plan better

Simple, secure, and tailored to your needs. Get the right loan, right when you need it. 


Fixed Deposits – Invest Smart, Earn More

Grow your savings safely and steadily with Mahindra Finance Fixed Deposits:
• Attractive interest rates up to 8.10% p.a.
• Additional [0.25]% p.a. for senior citizens
• Flexible tenures to match your goals
• Safe, paperless investment with guaranteed returns
• FD Calculator to estimate your maturity value

Open your FD online in just a few steps and watch your money grow, stress-free.


Insurance – Protect What Matters Most

Safeguard yourself and your loved ones with comprehensive insurance plans:
• Motor Insurance – Cover your car, bike, or commercial vehicle
• Health Insurance – Affordable, all-round coverage for your family
Compare, select, and manage your insurance policies – all through the app.
Services That Simplify Everyday Finance
The Mahindra Finance App offers more than just financial products – it’s built to support your financial life daily:
• Pay your EMIs and bills securely and on time
• Track service requests, view documents, and download statements
• Get reminders and updates so you’re always on top of things
• Explore personalised offers tailored to your needs

It’s your financial toolkit – always available, always reliable.



Download the Mahindra Finance App Today
Join millions of users who are managing their money with ease, confidence, and complete control. 
From flexible loans and smart investments to seamless payments and reliable insurance, everything you need is just a tap away.

Download now and take charge of your financial journey with solutions built around you.

## Key features

- Apply for loans online
- Book and manage Fixed Deposits
- Compare and buy insurance
- Pay EMIs and utility bills
- Access financial calculators
- Personal dashboards
- Secure digital payments

## Recent user reviews (10 of 31)

All indexed reviews: https://appshunter.io/ios/app/mahindra-finance-loans-and-fd/id1460356152/reviews.md

### 1/5 — You pay upfront and u get charged for bounce

*2026-04-19*

Not sure how the app functions with the emi and its calculations, pretty straightforward it should have been but there is no sense with the emi paid function, u pay upfront and still they try charging you and get a bounce charge. Will
Never take any financial loans again!

### 1/5 — Phone number

*2026-02-20*

Only accepts numbers starting with +91. We need a USA version.

### 1/5 — Need to update

*2026-02-17*

The Mahindra Finance app is not showing clear details about the check bounce charges or the loan breakdown. I am receiving messages about penalties, but the app does not provide proper information about the exact penalty amount or check bounce charges. This lack of transparency is very disappointing. Kindly update the app with complete and clear loan details

### 1/5 — The worst

*2026-01-23*

Not only is it the worst tractor I’ve ever bought. But it’s a nightmare trying to figure out how to make a payment on it. Despite the fact, I would truly like to send it back. The dealership has been less than helpful. And Mahindra has even been worse.

### 5/5 — Very good

*2026-01-18*

Easy to check pay and many opposition parties have been to.

### 4/5 — Include Credit Payment mode which increase quick payments

*2026-01-14*

Service is good and App is easy to use and friendly leman use. If Credit Card Payments mode is included it will be more easy to pay

### 1/5 — EJN

*2026-01-10*

Need to make a version that allows USA phone numbers.

### 1/5 — Fix bugs

*2026-01-05*

Telephone number issue, too many digits

### 1/5 — Not available in America

*2025-11-05*

A phone number is required but the area code is permanently set to +91, which means the app is only usable for folks in that area code.

### 3/5 — High Interest Rate – Mahindra Finance

*2025-10-30*

I would like to share my feedback regarding the high interest rates being charged by Mahindra Finance. While the company provides easy and accessible loan options for customers, especially in rural and semi-urban areas, the interest rates are comparatively much higher than other financial institutions and banks.

Such high rates increase the total repayment amount significantly and put unnecessary financial pressure on customers, even those with a good repayment history. I believe Mahindra Finance should reconsider its current rate structure and make it more reasonable and competitive.

Reducing the interest rate will not only help in improving customer satisfaction but will also build greater trust and long-term relationships with clients. Offering flexible repayment options or lower interest for regular payers can also motivate customers to stay loyal to Mahindra Finance.

I hope the management reviews this matter seriously and takes steps toward making the finance process more customer-friendly and fair for all.

Thank you.

## Frequently asked questions about Mahindra Finance

### What types of loans does Mahindra Finance offer?

Mahindra Finance offers a variety of loans including new and used car loans, three-wheeler loans, tractor loans, utility vehicle loans, commercial vehicle loans, home loans, and personal loans.

### What are the interest rates for Fixed Deposits with Mahindra Finance?

Mahindra Finance offers attractive interest rates for Fixed Deposits up to 8.10% per annum, with an additional 0.25% per annum for senior citizens.

### Can I manage my insurance policies through the Mahindra Finance app?

Yes, you can compare, select, and manage your motor and health insurance policies directly through the Mahindra Finance app.

### How does Mahindra Finance ensure the security of my financial data?

The app is designed to make every financial step secure and convenient, utilizing secure digital payments for transactions and providing a safe, paperless investment process for FDs.

### What features are available for managing EMIs and bills?

You can pay your EMIs and utility bills securely and on time through the app, with reminders and updates to help you stay on top of your payments.

### Does Mahindra Finance offer any tools to help with financial planning?

Yes, the app provides access to financial calculators, including EMI calculators and FD calculators, to help you plan your finances and estimate maturity values.

### Is Mahindra Finance available on multiple devices?

Based on the provided data, Mahindra Finance is currently supported on iPhone devices.

### How often is the Mahindra Finance app updated?

The latest version of the Mahindra Finance app is 3.3.6, and it was last updated on February 27, 2026, indicating regular updates for new features and improvements.

## Version history (last 5 releases)

### 3.5.3 — 2026-09-01

Bug Fixes

### 3.4.9 — 2026-08-20

Bug fixes and enhancement

### 3.4.5 — 2026-07-16

Minor bug fixes and enhancements

### 3.4.4 — 2026-07-01

- UI Enhancements
- Minor Bug Fixes

### 3.4.1 — 2026-06-08

May sprint

## More apps by Mahindra & Mahindra Financial Service Limited

- [Quiklyz](https://appshunter.io/ios/app/quiklyz/id1618764195)
- [Mahindra Finance Dealer App](https://appshunter.io/ios/app/mahindra-finance-dealer-app/id1624625530)
- [Mahindra Finance Consumer Loan](https://appshunter.io/ios/app/mahindra-finance-consumer-loan/id1667446164)
- [Mahindra Finance Investments](https://appshunter.io/ios/app/mahindra-finance-investments/id6444528961)
- [MMFSS MLearn](https://appshunter.io/ios/app/mmfss-mlearn/id6739998227)

All apps by Mahindra & Mahindra Financial Service Limited: https://appshunter.io/developer/1460356151

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-02.*
