# Maine State Credit Union

> Mobile banking for checking balances, paying bills, and depositing checks. (iPhone/iPad app by Maine State Credit Union.)

- Source: https://appshunter.io/ios/app/maine-state-credit-union/id506691785 (this page in markdown: same URL + `.md`)
- Developer: [Maine State Credit Union](https://appshunter.io/developer/506691788)
- Category: Finance
- Price: Free
- Rating: 4.90/5 from 3,421 App Store ratings · 34 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 171 MB
- Languages: American English
- Released: 2012-03-13
- Data updated: 2026-08-31
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/maine-state-credit-union/id506691785/reviews.md

## What is Maine State Credit Union?

Bank when and where you want with Maine State Credit Union's mobile app.  Available 24/7 to check your balances, pay bills, deposit a check, and transfer between accounts.

Features include:
-Ability to check your account balances and review transaction history
-Transfer between your accounts 
-Make bill payments and add payees
-View and manage all your accounts on one digital location 
-Apple Watch
-Digital payment options
-Mobile check deposit
-Locate branches and ATMs

Contact us a 207-623-1851, option 2 with any questions!

## Key features

- Check account balances and transaction history
- Transfer funds between accounts
- Make bill payments and add payees
- View and manage all accounts digitally
- Mobile check deposit
- Locate branches and ATMs

## What do users think of Maine State Credit Union?

Overall sentiment: positive

**Pros**

- 👍 Helpful and well-trained staff
- 🚀 Efficient and easy processes
- 💰 Great savings rates
- 🏦 All banking needs in one place
- 🤝 Trustworthy and dependable service

**Cons**

- 🕰️ Limited hours/no late nights or weekends
- 🔍 Difficulty finding specific account names
- 🐛 App crashes and login issues
- 🔌 Inconsistent mobile deposit feature

**Commonly reported bugs**

- App freezes when viewing graphs
- Account balance not showing after update
- Frequent password resets required

**Most requested features**

- Dark mode option
- Widget for quick account access
- Clearer deposit/debit color coding

## Recent user reviews (10 of 34)

All indexed reviews: https://appshunter.io/ios/app/maine-state-credit-union/id506691785/reviews.md

### 5/5 — Great banking

*2026-08-13, version 4022.1.1*

I’ve been a member of MaiNe state credit union for many years and really like them for both my loans and my checking and savings. The only drawback is you are no longer allowed to walk in without an appointment to speak to a loan officer. Everything has to be by appointment and that is very inconvenient. Other than that I have no complaints.

### 5/5 — Great Company Easy to use Products

*2026-07-18, version 4021.2.0*

I love what MSCU does for the central Maine community! I also love how easy it is to done-banking with them.

Just wish it was possible to open a cd online

### 5/5 — Checks

*2026-05-19, version 4021.0.2*

Not a great experience having checks take 10 days to clear! I considered going back to my former bank. Very inconvenient.

### 5/5 — All you need.

*2026-03-12, version 4018.1.1*

All my accounts are easy to get around too. Transfers are simple. Interface is easy to learn. Perfect banking app.

### 5/5 — Great financial institution!

*2025-10-24, version 4018.1.1*

All the workers there are very helpful and well-trained.  Great member satisfaction here!

### 5/5 — Great service

*2025-08-07, version 4015.2.1*

Hopefully they let me open my account back open when I had lost my job for three months

### 4/5 — Love you but wish…

*2025-01-24, version 4015.2.1*

Love you but wish you had a couple of late nights or open Saturday morning.

### 5/5 — All my banking need in one place

*2025-01-14, version 4015.2.1*

This is the easiest and most user friendly banking app I have ever used. The ability to complete transfers, deposits, and even open accounts has made my life incredibly easy. I rarely have to go into my local office and am able to almost everything online or over the phone. It’s wonderful and saves me so much time.

### 5/5 — Trust, convenience & service

*2024-11-01, version 4015.0.0*

I’ve been with Maine State Credit  Union since it was Maine State Employees Credit Union in 1987. Ive had home, car and personal loans with them over the years. The process for those has always been efficient and easy. My credit card with them has an ultra low rate which can’t be beat anywhere. The no ATM fees is a plus as well and I can usually find a CU ATM. I have CD’s there as well with a good rate. I’ve never been dissatisfied & I’ll continue to do all of my banking with MSCU!

### 4/5 — Some times I hate you

*2024-10-23, version 4014.1.3*

I hate it when a block opens up to ask:
Do you love Maine state? and it blocks my view of my accounts.

## Frequently asked questions about Maine State Credit Union

### What can I do with the Maine State Credit Union mobile app?

The app allows you to bank conveniently from your mobile device 24/7. You can check your account balances, review transaction history, transfer funds between your accounts, and make bill payments. It also supports mobile check deposit and helps you locate branches and ATMs.

### Is the Maine State Credit Union app free to use?

Yes, the app is free to download and use. There are no direct costs associated with using the mobile banking features provided by Maine State Credit Union.

### What features are available for managing my accounts?

You can view and manage all your accounts in one digital location. This includes checking balances, reviewing transaction history, transferring funds between your accounts, and making bill payments. The app also offers digital payment options and mobile check deposit.

### How can I find a branch or ATM using the app?

The app includes a feature to locate branches and ATMs. This allows you to easily find the nearest physical locations for your banking needs when you are on the go.

### Does the app support Apple Watch?

Yes, the app offers compatibility with Apple Watch, allowing you to access certain banking features directly from your wrist for added convenience.

## Version history (last 5 releases)

### 4022.1.1 — 2026-08-13

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

### 4022.0.0 — 2026-07-23

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

### 4021.2.0 — 2026-06-23

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

### 4021.1.3 — 2026-06-09

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

### 4021.0.2 — 2026-05-09

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-31.*
