# MAJORITY: Mobile banking — Get a US account without SSN

> Mobile banking and international money services for immigrants and internationals. (iPhone/iPad app by Majority USA, LLC.)

- Source: https://appshunter.io/ios/app/majority-mobile-banking/id1458589760 (this page in markdown: same URL + `.md`)
- Developer: [Majority USA, LLC](https://appshunter.io/developer/1458589759)
- Category: Finance
- Price: Free
- Rating: 4.90/5 from 81,970 App Store ratings · 898 written reviews indexed
- Age rating: 17+
- Requires: iOS 15.0 · 207 MB
- Languages: American English, Mexican Spanish
- Released: 2019-04-27
- Data updated: 2026-08-28
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/majority-mobile-banking/id1458589760/reviews.md

## What is MAJORITY?

No SSN required. Open an FDIC-insured account and get a Visa® debit card with just your passport or government-issued ID. Then do more with your money: send money home, build credit, top up phones, and call family. MAJORITY is the mobile banking app built for internationals in the US.

Why members choose MAJORITY
Open a US account with no SSN, just a passport or ID
FDIC-insured account through Axiom Bank, N.A. with no minimum deposit
Visa debit card with cashback, works everywhere Visa is accepted
No foreign transaction fees
Send money home at competitive exchange rates
Build credit with the MAJORITY Visa® Secured Credit Card
Get paid up to 2 days early with direct deposit
Deposit checks right in the app
Mobile top-ups to family back home
International calling to 20+ countries
Support in English and Spanish

Send money home
Send money at competitive exchange rates with secure delivery by bank transfer, cash pickup, or mobile wallet, whichever your family prefers.

Build credit
Build your credit history with the MAJORITY Visa® Secured Credit Card. No SSN and no credit history required to apply. Pay on time and use your Credit Boosts to raise your credit limit over time. Your activity is reported to the major credit bureaus, so responsible use can help you build credit.

Try MAJORITY free for 30 days, then keep every benefit for $6.99/month.

For more information, including our Privacy Policy, visit https://majority.com.

The MAJORITY app facilitates banking services through, and the MAJORITY Visa® debit card is issued by, Axiom Bank, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. The funds deposited in the account held at Axiom Bank, N.A., Member FDIC, are FDIC-insured on a pass-through basis up to $250,000 per depositor in the event Axiom fails and subject to the satisfaction of certain conditions. Non-deposit products and services such as money transfers and telecom services are not FDIC-insured.

The MAJORITY Visa® Secured Credit Card is issued by WebBank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Since your credit history is reported to major credit bureaus, it can help build/rebuild your credit if used responsibly. Other factors, such as late payments or delinquencies with your other accounts or loans, may adversely impact your credit. There is no guarantee regarding any impact on your credit score. Boost amount (i.e., the amount of the credit line increase) is up to 5% of the monthly on-time payment of at least the minimum payment due and is subject to other terms and conditions, including but not limited to an ability to repay check and a monthly cap in the credit card agreement. Qualification for the MAJORITY Visa® Credit Card is based on meeting eligibility requirements, including income and expense requirements, having a Majority account in good standing, and establishment of a security interest. Criteria are subject to change.

Eligibility to access the remote check deposit feature in the MAJORITY App will be determined at the discretion of Majority and its partners based on a variety of risk-based factors.

Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.

MAJORITY, PO Box 370356, Miami, FL 33137
© 2026 MAJORITY USA, LLC. All rights reserved.

## Key features

- FDIC-insured account
- Visa debit card with cashback
- International money transfers
- Fee-free mobile top-ups
- Free international calls
- Mobile plans
- Deposit checks in-app

## What do users think of MAJORITY?

Overall sentiment: negative

**Pros**

- 💳 Good banking services
- 🌍 Helpful for migrants
- 💸 Affordable international money transfers
- 📞 Free international calling

**Cons**

- 🔒 Security and fraud issues
- 🤖 Poor customer service
- 💰 Unexpected fees and charges
- 🔄 Difficulty withdrawing or transferring money
- 🐛 App bugs and glitches

**Commonly reported bugs**

- Login issues
- App crashes and freezes
- Incorrect transaction details

**Most requested features**

- Expand international money transfer capabilities
- Improve account closure and withdrawal process
- Enhance security measures
- Provide better customer support

## Recent user reviews (10 of 898)

All indexed reviews: https://appshunter.io/ios/app/majority-mobile-banking/id1458589760/reviews.md

### 5/5 — Marilyn García

*2026-08-20, version 5.14.1*

Pollo0610


Pollo9610

### 5/5 — ❤️

*2026-08-18, version 5.14.1*

I love it

### 5/5 — La mejor opción

*2026-08-18, version 5.14.1*

La mejor manera de hacer depósitos y transferencias

### 1/5 — Me bloquearon

*2026-08-18, version 5.14*

Necesitas de nuevo

### 3/5 — Account creation error

*2026-08-17, version 5.14*

Can’t create an account with my Nigerian mobile line. Please help

### 5/5 — Restarán

*2026-08-16, version 5.13*

Temo

### 5/5 — La mejor app

*2026-08-16, version 5.13*

Es lo mejor que pude encontrar en un app de banca móvil ❤️

### 5/5 — Perfecta

*2026-08-16, version 5.13*

Excelente solución para los latinos

### 5/5 — Majority me ayudó muchísimo

*2026-08-14, version 5.13*

Es fácil de usar y entender gracias

### 5/5 — Estoy muy sastifecho

*2026-08-13, version 5.13*

Muy bueno

## Frequently asked questions about MAJORITY

### What is MAJORITY?

MAJORITY is a mobile banking app designed to help internationals manage their money. It offers an FDIC-insured account, a Visa debit card, international money transfers, mobile top-ups, and international calling services.

### How do I open an account with MAJORITY?

You can open an account with just a domestic or international government-issued photo ID or passport. There is no minimum deposit required to open an account.

### What are the costs associated with MAJORITY?

The app offers a 30-day free trial. After the trial, membership costs $5.99 per month. Mobile plans are available starting at $25/month.

### Is MAJORITY available on different devices?

MAJORITY is a mobile application, implying it is available for download on smartphones and tablets that support its operating system (typically iOS and Android).

### What are the main benefits of using MAJORITY for international users?

Key benefits include competitive exchange rates for international money transfers with no hidden fees, fee-free mobile top-ups to various countries, and free international calls to over 20 countries. Users can also get a Visa debit card without needing an SSN.

## Version history (last 5 releases)

### 5.14.1 — 2026-08-18

General bug fixes and improvements.

### 5.14 — 2026-08-17

General bug fixes and improvements.

### 5.13 — 2026-08-03

General bug fixes and improvements.

### 5.12 — 2026-07-20

General bug fixes and improvements.

### 5.11.1 — 2026-07-14

General bug fixes and improvements.

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## More apps by Majority USA, LLC

- [Team MAJORITY](https://appshunter.io/ios/app/team-majority/id1469011978)

All apps by Majority USA, LLC: https://appshunter.io/developer/1458589759

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-28.*
