# Makmur - Reksadana & Saham

> Mutual fund investment app with exclusive funds, robo-advisory, and AI insights. (iPhone/iPad app by PT Inovasi Finansial Teknologi.)

- Source: https://appshunter.io/ios/app/makmur-reksadana-and-saham/id1532356889 (this page in markdown: same URL + `.md`)
- Developer: [PT Inovasi Finansial Teknologi](https://appshunter.io/developer/1532356891)
- Category: Finance
- Price: Free
- Rating: 4.90/5 from 8 App Store ratings · 57 written reviews indexed
- Age rating: 4+
- Requires: iOS 14.0 · 99 MB
- Languages: American English
- Released: 2021-06-22
- Data updated: 2026-08-07
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/makmur-reksadana-and-saham/id1532356889/reviews.md

## What is Makmur?

Makmur – Smart Wealth Building Made Simple
Makmur is where serious investors build serious wealth. A curated investment platform grounded in simplicity, trust, and clarity. No noise and no compromise on quality.

Reksa Dana 
Over 100 mutual funds, each earning its place through rigorous curation by Makmur's investment team. Partnered with Indonesia's leading asset managers, every recommendation reflects risk-adjusted quality.

Saham 
Indonesian equity investing with the depth serious investors expect. Real-time market data, broker information, and an interface built for conviction over clutter.

Makmur Business 
Institutional-grade cash management for companies that hold idle capital to a higher standard. Maker-Approver transaction controls, compliance-ready financial reporting, and same-day withdrawal capability, for finance teams that move with precision.

Makmur Premium 
A dedicated Private Wealth Specialist. Access to exclusive investment events. Bespoke portfolio guidance at the level of the top 0.1%. Makmur Premium is reserved for high-value investors who demand more than a platform.

Trusted. Regulated. Recognized. 
Founded by experienced professionals with Silicon Valley and Wall Street experience, Makmur applies data-driven analysis to help every investor build lasting wealth. Licensed and supervised by OJK as a Mutual Fund Selling Agent (APERD) and Level II Institutional Broker-Dealer Marketing Partner (MPPPE). ISO/IEC 27001 certified. Registered with KOMINFO. Awarded Most Trusted Financial Brands 2026 by Investortrust and Infovesta for Digital APERD category.

PT Inovasi Finansial Teknologi (Makmur). 
Equity Tower Level 25, Unit G
Jl. Jenderal Sudirman Kav. 52–53, Jakarta Selatan 12190

Official Contacts:
Email: cs@makmur.id
Website: https://www.makmur.id
Instagram: @makmurapp
YouTube: @makmurapp
LinkedIn: @makmurapp

## Key features

- Exclusive mutual funds
- Goal-based investing
- Robo-advisory
- AI chatbot for insights
- Swift digital account opening
- Accessible investing from Rp 10.000
- Sharia compliant options

## Recent user reviews (10 of 57)

All indexed reviews: https://appshunter.io/ios/app/makmur-reksadana-and-saham/id1532356889/reviews.md

### 5/5 — sangat baik

*2026-07-23*

sangat lengkap dan inreeface baik

**Developer response:** Halo Investor Makmur, terima kasih atas ulasan yang Anda berikan. Kami akan terus berupaya memberikan pengalaman investasi yang aman dan nyaman bagi Anda. Jika memiliki pertanyaan atau masukan, silakan hubungi kami melalui email cs@makmur.id atau fitur live chat di aplikasi Makmur. Terima kasih telah menjadi bagian dari Makmur. #SemuaBisaMakmur

### 5/5 — sangat baik

*2026-04-27*

sangat lengkap dan inreeface baik

**Developer response:** Halo Investor Makmur, terima kasih atas ulasan yang Anda berikan. Kami akan terus berupaya memberikan pengalaman investasi yang aman dan nyaman bagi Anda. Jika memiliki pertanyaan atau masukan, silakan hubungi kami melalui email cs@makmur.id atau fitur live chat di aplikasi Makmur. Terima kasih telah menjadi bagian dari Makmur. #SemuaBisaMakmur

### 5/5 — sangat baik

*2025-11-22*

sangat lengkap dan inreeface baik

**Developer response:** Halo Investor Makmur, terima kasih atas reviewnya! Kami akan terus berupaya memberikan pengalaman investasi yang terbaik bagi setiap pengguna. Jika Anda memiliki pertanyaan atau masukan lebih lanjut, jangan ragu untuk menghubungi kami melalui email di cs@makmur.id atau fitur Live Chat di aplikasi Makmur. Terima kasih telah menjadi bagian dari perjalanan kami. Kami percaya #SemuaBisaMakmur

### 5/5 — PAKE REFERAL AKU YA: “CUANNYADANI”

*2025-10-22, version 1.17.22*

Makmur itu buanyaaaakkk banget promonya, Aplikasinya sangat mudah digunakan, dan yang pasti CUAN BANGEEEETTT

### 5/5 — Mantap

*2025-10-11, version 1.17.22*

Banyak promo

### 5/5 — Semoga menjadi sekuritas yang aman selamanya

*2025-10-05, version 1.17.22*

Keamanan ialah hal yang utama

### 5/5 — Bagus

*2025-10-02, version 1.17.22*

Good

### 5/5 — pilihan investasi yg bagus bagi yg mau mulai

*2025-10-01, version 1.17.22*

masukkan kode IRAKU21 utk mndaptkan bonus 25k-250k

### 5/5 — Return tinggi

*2025-09-16, version 1.17.12*

Mantapp banyak promo nya

### 5/5 — Pemula

*2025-09-16, version 1.17.12*

Baru mau coba smoga betah

## Frequently asked questions about Makmur

### What is Makmur?

Makmur is a cutting-edge investment app that allows users to invest in mutual funds. It offers a user-friendly platform with exclusive funds, goal-based investing features, and personalized robo-advisory. The app also provides advanced AI insights and a streamlined digital account opening process.

### What are the key features of Makmur?

Key features include access to unique mutual funds, goal-based investing tailored to life's objectives, Mavis Robo for personalized robo-advisory, and Mavis GPT, an AI chatbot for investment insights. It also offers swift digital account opening, multiple deposit options, accessible investing starting from Rp 10.000, flexible investment terms, and Sharia mode for compliant investing.

### Is Makmur free to use?

The app itself is free to download and use, offering accessible investing options. While the core features are available to all investors, there is a 'Makmur Premium' tier for high net worth individuals that provides exclusive access to events and personal investment specialists. The app also mentions 'ads' in its monetization model, suggesting some form of advertising may be present.

### What are the security measures for investing with Makmur?

Makmur is fully licensed and supervised by Otoritas Jasa Keuangan (OJK) in Indonesia. It partners with top-tier investment managers and custodian banks to ensure funds are securely managed. Additionally, the app's data safety is reinforced by ISO/IEC 27001 certification and registration with KOMINFO.

### Who is Makmur for?

Makmur is designed for both seasoned investors and beginners looking to invest in mutual funds. It also caters to businesses with its 'Makmur For Business' offering, which includes a maker-approver system and enhanced reporting for financial operations.

## Version history (last 5 releases)

### 2.2.6 — 2026-08-06

Bug fixes and improvements

### 2.2.5 — 2026-07-20

Bug fixes and improvements

### 2.2.4 — 2026-07-03

Bug fixes and improvements

### 2.2.2 — 2026-06-22

Bug fixes and improvements

### 2.2.1 — 2026-06-15

Bug fixes and improvements

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## Related topics

[investasi](https://appshunter.io/ios/topics/investasi)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-07.*
