# Malipo Circles — Malipo > Financial tool for managing group savings and loan applications. (iPhone/iPad app by MALIPO CIRCLES LIMITED.) - Source: https://appshunter.io/ios/app/malipo-circles/id1545870901 (this page in markdown: same URL + `.md`) - Developer: [MALIPO CIRCLES LIMITED](https://appshunter.io/developer/1545870903) - Category: Finance, Business - Price: Free - Rating: 5.00/5 from 1 App Store ratings - Age rating: 4+ - Requires: iOS 15.3 · 78 MB - Languages: English - Released: 2021-02-08 - Data updated: 2026-09-09 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/malipo-circles/id1545870901/reviews.md ## What is Malipo Circles? Malipo a financial product tailored to handle the ever so varied needs of friends in groups. You can now manage you Chama collection, apply and approve loans at the convenience of a button. ## Key features - Group savings management - Loan application and approval - Chama collection handling - Convenient financial management - User-friendly interface ## Frequently asked questions about Malipo Circles ### What is Malipo Circles used for? Malipo Circles is a financial product designed to help friends manage group savings (Chama) and handle loan applications and approvals within their circles. It simplifies the process of collecting funds and managing group lending. ### Is Malipo Circles free to use? Yes, Malipo Circles is available for free. There are no costs associated with downloading or using its core features for managing group finances. ### What devices does Malipo Circles support? Malipo Circles is available on iOS devices, including iPhone, iPad, and iPod. It is designed to be accessible on Apple's mobile and tablet platforms. ### How secure is Malipo Circles? While the description does not detail specific security measures, financial applications typically employ industry-standard security protocols to protect user data and transactions. It is always recommended to use strong, unique passwords. ### What types of transactions can I manage with Malipo Circles? You can manage Chama collections, apply for loans, and approve loans within your group using Malipo Circles. It focuses on facilitating these specific group financial activities. ### How often is Malipo Circles updated? The latest version, 2.2.7, was last updated on October 25, 2025. This indicates that the app is actively maintained and receives updates, suggesting ongoing development and improvements. ### What is the age rating for Malipo Circles? Malipo Circles has an age rating of 4+. This means it is considered suitable for users of all ages, with no content restrictions. ### Does Malipo Circles have ads? No, Malipo Circles does not contain advertisements. As it is a free application without in-app purchases or ads, users can expect an uninterrupted experience. ## Version history (last 5 releases) ### 2.2.8 — 2026-09-02 Malipo has been rebuilt from the ground up, and your account, circles, wallet and full history come with you. NEW • Home has been redesigned around what needs you. An "Action required" card gathers every approval waiting on you — loan requests, disbursements, withdrawals, join requests — across all your circles, and takes you straight there. • Explore and Public Circles let you find and join circles that are open to new members. • Organisations: borrow from partner lenders. Complete the appraisal form, add your guarantors, and track and repay the loan in the app. • Statements for any date range. Generate them for your wallet or a circle, download as PDF and share them straight from the app. • Wallet top-ups, plus new insights — spending charts, quick date filters and a history grouped by day so it is easier to read. • Guided setup for chamas, fundraisers and businesses. Pick the type you want and the app walks you through the rest. • Fundraisers you can donate to, pledge to and later honour your pledge on, with optional add-ons and quantities. • Business circles now speak your language: Payouts, External Accounts and Clients. Set a collection amount per member and follow each member's payments over time. • Contribution timelines show each member's slots round by round. • Circle money settings in one place: fees and fee categories, payment allocations, loan settings, beneficiaries and bank accounts. • Invites now open in full, so you can see who invited you before you accept or decline. • Admins can pull grouped member statements for the whole group. • A notifications hub with an unread badge that opens the right screen when you tap it. IMPROVED • Malipo now works offline. Your circles, balances and pending actions load from your device, a "last synced" label tells you how fresh they are, and everything refreshes quietly in the background when you are back online. • Full dark mode, following your device setting. • If your session expires, Malipo asks you to sign back in where you are, instead of logging you out and losing your place. • Screens load faster and more steadily throughout. • Shorter, consistent verification codes outside sign-up. FIXED • Empty lists no longer float in the middle of the page. • Wallet totals and date filters now show the right figures. • The notifications badge no longer comes back after you have read your notifications. • The keyboard no longer covers the sign-in form. • Tagging a contribution no longer fails. • Several crashes, timeouts and slow-loading screens. ### 2.2.7 — 2025-10-25 - Fixed bug in SignUp page ### 2.2.6 — 2025-10-01 Minor improvements and bug-fixes ### 2.2.5 — 2024-02-22 - Minor improvements and bug fixes ### 2.2.4 — 2023-11-13 - Minor Improvements and Bug Fixes ## Apps similar to Malipo Circles | App | Rating | Price | Category | | --- | --- | --- | --- | | [Chamasoft](https://appshunter.io/ios/app/chamasoft/id1489712788) | 1.0 (1) | Free | Finance | | [SC Business Kenya](https://appshunter.io/ios/app/sc-business-kenya/id1589049021) | — | Free | Finance | | [My SACCO](https://appshunter.io/ios/app/my-sacco/id1503688558) | — | Free | Finance | | [Kimisitu Money](https://appshunter.io/ios/app/kimisitu-money/id1566099053) | 4.5 (24) | Free | Finance | | [VOOMA](https://appshunter.io/ios/app/vooma/id1377759458) | 1.5 (4) | Free | Finance | | [Gold Loan at Home](https://appshunter.io/ios/app/gold-loan-at-home/id1527737940) | — | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-09.*