# Maluk — Financial Coach in Your Pocket

> Personal finance management app for employees to improve financial health and achieve goals. (iPhone/iPad app by Malukifinlit.)

- Source: https://appshunter.io/ios/app/maluk/id6504363888 (this page in markdown: same URL + `.md`)
- Developer: [Malukifinlit](https://appshunter.io/developer/1820759475)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 14 · 54 MB
- Languages: American English
- Released: 2025-02-24
- Data updated: 2026-08-25
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/maluk/id6504363888/reviews.md

## What is Maluk?

Say goodbye to financial stress and take charge of your future with Maluk—the app that helps you make the most of your hard-earned salary. Designed for employees, Maluk is your go-to financial guide for turning financial challenges into opportunities, empowering you to thrive and achieve your goals.

Get your financial health check: Understand your current financial position with easy-to-read financial diagnosis to identify where you stand and where to start.
Improve your financial behaviors: Learn practical strategies to build better spending, saving, and investing habits that support your long-term goals.
Make smart money moves: Get step-by-step guidance to make informed decisions about your finances, from daily budgeting to long-term planning.
Customized Insights: Get tailored advice to manage spending, reduce debt, grow your savings, and plan your investments.
Actionable Guidance: Receive real-time reminders and tips to stay on track with your financial plans.

## Key features

- Financial health check
- Improve spending habits
- Budgeting and saving strategies
- Investment planning guidance
- Customized financial insights
- Actionable real-time reminders

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Maluk Premium | $54.99 | per year |
| Maluk Premium | $5.99 | per month |



## Frequently asked questions about Maluk

### What is Maluk?

Maluk is a personal finance management app designed for employees. It helps users understand their financial health, improve spending and saving habits, and make informed financial decisions.

### Is Maluk free to use?

Maluk offers a free version with core financial management tools. It also provides a premium subscription for advanced features and personalized insights.

### What are the subscription options for Maluk Premium?

Maluk Premium is available as a monthly subscription for $5.99 or an annual subscription for $54.99, offering enhanced features for your financial planning.

### What financial institutions does Maluk support?

The provided data does not specify which financial institutions Maluk supports. Users may need to check within the app for a list of compatible banks or services.

### How secure is my financial data with Maluk?

While the description emphasizes financial guidance, specific security measures for data protection are not detailed. Users should look for security information within the app or on the developer's website.

### What is the update frequency for Maluk?

Maluk was last updated on June 11, 2026, indicating active development. Frequent updates ensure the app remains reliable and incorporates new features or improvements.

### What devices can I use Maluk on?

Maluk is available for iPhone, iPad, and iPod devices, making it accessible to a wide range of Apple users.

### What is the age rating for Maluk?

Maluk has an age rating of 4+, making it suitable for users of all ages to manage their finances.

## Version history (last 5 releases)

### 3.0.2 — 2026-08-23

We update the app regularly to fix bugs, optimize performance and improve the experience. Thanks for using Maluk!

### 3.0.1 — 2026-08-10

We update the app regularly to fix bugs, optimize performance and improve the experience. Thanks for using Maluk!

### 3.0.0 — 2026-06-11

•⁠  ⁠New onboarding design
•⁠  ⁠Adding phone number and email verification
•⁠  ⁠Maluk is available for individuals now
•⁠  ⁠Subscription payment via store.

### 2.2.0 — 2026-04-26

- New Learning Center.
- Maluk AI improvements (smarter responses + chat UI tweaks).
- Spending Plan changes now show the impact on your surplus.
- Bug fixes, performance, and overall polish

### 2.1.4 — 2026-03-03

Minor bug fixes and enhancements

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-25.*