# Maly UAE: Smart Money Account — Open your account in minutes

> Social money app for personal and group finance management. (iPhone/iPad app by Maly Tech Ltd.)

- Source: https://appshunter.io/ios/app/maly-uae-smart-money-account/id1635122131 (this page in markdown: same URL + `.md`)
- Developer: [Maly Tech Ltd](https://appshunter.io/developer/1635122133)
- Category: Finance
- Price: Free
- Rating: 4.10/5 from 9 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 141 MB
- Languages: American English
- Released: 2023-05-22
- Data updated: 2026-09-07
- Monetization: ad-supported
- User reviews in markdown: https://appshunter.io/ios/app/maly-uae-smart-money-account/id1635122131/reviews.md

## What is Maly UAE?

Your everyday account, with a lot more built in.

Maly helps you spend, transfer and stay in control of your everyday money, all from one seamless experience. Your account is issued by Ruya Community Islamic Bank LLC, licensed by the Central Bank of the UAE.

What you can do with Maly:

**Open your account in minutes with UAE Pass**
**Send and receive local transfers instantly**
**Save together with family and friends using Circle**
** Unlock exclusive benefits soon with Maly+**

CIRCLE
Reach your savings goals together. Create private, invite-only savings circles with family and friends, contribute regularly, and take turns receiving payouts. The tradition of the Jamʼiya, reimagined.

Your account is issued by Ruya Community Islamic Bank LLC, licensed by the Central Bank of the UAE. Maly is a technology platform, not a bank. Your funds are always held by the licensed bank.

Download Maly today and experience a better way to spend, save and share.

## Key features

- Custom spending cards
- Group expense sharing
- Collective funding
- Automated savings
- Virtual money assistant
- Group gifting

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/maly-uae-smart-money-account/id1635122131/reviews.md

### 5/5 — Amazing

*2024-02-27*

Great app for saving and managing my expenses!!! Way to go !!

## Frequently asked questions about Maly UAE

### What is Maly?

Maly is a social money app designed for managing personal spending, splitting expenses with others, and collectively funding goals. It offers features like custom spending cards, group gifting, and automated savings plans.

### Is Maly free to use?

Yes, Maly is free to download and use. However, it does contain advertisements.

### What devices does Maly support?

Maly is available on iPhone, iPad, and iPod devices.

### How secure is Maly?

Maly is powered by Secure & Regulated Bank Link, with its card issued by Mashreqbank PSC via NymCard Payment Services LLC, licensed by the Central Bank of UAE. Visa is a registered trademark.

### What are the 'Circles' in Maly?

Circles allow you to join or start groups with other Maly members to contribute small amounts and receive larger payouts when it's your turn, facilitating collective funding.

### Does Maly have ads?

Yes, Maly contains advertisements.

### What is the age rating for Maly?

Maly has an age rating of 4+, making it suitable for a wide range of users.

### How often is Maly updated?

The latest version of Maly is 4.2.5, and it was last updated on November 19, 2025, indicating regular updates.

## Version history (last 5 releases)

### 5.0.3 — 2026-09-06

Improved onboarding journey for seamless experience

### 5.0.2 — 2026-08-28

- You can now choose Light Mode or Dark Mode from Settings
- Simplified and improved onboarding Journey via UAE Pass

### 5.0.1 — 2026-08-28

Welcome to Maly. Open your account in minutes with UAE Pass, send instant local transfers, and start your first Circle with family and friends. Accounts issued by Ruya Community Islamic Bank, licensed by the Central Bank of the UAE.

### 4.2.5 — 2025-11-19

Minor bug fixes
Performance improvements
Just a few tweaks to keep things running smoothly!

### 4.2.4 — 2025-10-23

What’s New
Enhanced Luna – smarter insights, smoother support
General improvements to performance and stability
Keeping things seamless behind the scenes

## Apps similar to Maly UAE

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Alaan](https://appshunter.io/ios/app/alaan/id1605833078) | 5.0 (1) | Free | Finance |
| [Paymennt \| Payments on the go](https://appshunter.io/ios/app/paymennt-payments-on-the-go/id1505434910) | 3.7 (3) | Free | Finance |
| [Sav- All-in-One Money App](https://appshunter.io/ios/app/sav-all-in-one-money-app/id1644649568) | 3.8 (5) | Free | Finance |
| [Banky UAE](https://appshunter.io/ios/app/banky-uae/id6443578564) | 4.2 (5) | Free | Finance |
| [ruya bank](https://appshunter.io/ios/app/ruya-bank/id6478231313) | 4.5 (27) | Free | Finance |
| [Pemo](https://appshunter.io/ios/app/pemo/id1620870062) | 3.6 (5) | Free | Finance |

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-07.*