# Mandalay Smart Pay — Smart way to shop and transfer

> Mobile app for shopping, bill payments, fund transfers, and mobile top-ups. (iPhone/iPad app by INNOVIX SOLUTIONS CO., LTD.)

- Source: https://appshunter.io/ios/app/mandalay-smart-pay/id1504195511 (this page in markdown: same URL + `.md`)
- Developer: [INNOVIX SOLUTIONS CO., LTD](https://appshunter.io/developer/1843007179)
- Category: Finance, Lifestyle
- Price: Free
- Rating: 4.28/5 from 111 App Store ratings · 5 written reviews indexed
- Age rating: 4+
- Requires: iOS 14.0 · 107 MB
- Languages: English
- Released: 2020-03-31
- Data updated: 2026-07-30
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/mandalay-smart-pay/id1504195511/reviews.md

## What is Mandalay Smart Pay?

MSP
The smart way to shop, pay and transfer funds.

Experience the convenience of shopping, dining, bill payments and so much more with your mobile phone. MSP has more than 10 unique features including:

Shop - Scan the seller's QR code or display your payment QR code to pay.
Pay bills from government services or online purchases.
Easily transfer money to your friends and family via QR code or mobile number.
Allow others to scan your QR code to receive money in your mobile wallet.
Top-up your mobile balance and purchase mobile prepaid PIN using the eLoad function.
Add Money to your wallets via MPU card or 1-2-3 service.
Cash-out - withdraw cash at agents and banks nationwide.
Verify the authenticity of a transaction by scanning ‘Verify QR code’ on the transaction slip.
Enjoy instant cash rewards for every mobile eLoad transaction.


Check transaction history; live chat with our customer service officers 24/7 using the chat feature in the app.

## Key features

- QR code payments for shopping
- Bill payment for services
- Money transfer to contacts
- Mobile balance top-up
- Cash withdrawal at agents
- Transaction verification
- Instant cash rewards

## Recent user reviews (5 of 5)

All indexed reviews: https://appshunter.io/ios/app/mandalay-smart-pay/id1504195511/reviews.md

### 5/5 — Good App for Smart City

*2020-10-13*

This app is good for users and easy to pay, easy to receive.
Very good payment gate way to electrical and MCDC other bills.

### 1/5 — register

*2020-06-23*

otpဘယ်လိုမှကြာမလာပါဘူး

### 4/5 — Good online payment of MCDC

*2020-05-09*

Easy to use
Secure 
Good service 
Fair fees

### 5/5 — First step of online payments

*2020-04-01*

The mandalay government started the first online payments for local bills it’s very nice and easy to use ! Like it

### 5/5 — Yay

*2020-03-31*

Finally the wait is over
I can use on iOS now ☺️

## Frequently asked questions about Mandalay Smart Pay

### How secure is Mandalay Smart Pay?

Mandalay Smart Pay prioritizes security for its users. The app allows for transaction verification by scanning a 'Verify QR code' on transaction slips, adding an extra layer of assurance for your financial activities.

### What financial institutions does Mandalay Smart Pay support for adding money?

You can add money to your Mandalay Smart Pay wallets using MPU cards or through the 1-2-3 service. Specific bank integrations beyond these methods are not detailed in the provided information.

### Can I make international money transfers with Mandalay Smart Pay?

The app facilitates easy money transfers to friends and family via QR code or mobile number. However, information regarding international transfer capabilities is not specified.

### Does Mandalay Smart Pay have any transaction limits?

Specific transaction limits for payments, transfers, or cash-outs are not detailed in the provided description. Users may find this information within the app's settings or terms of service.

### How often is Mandalay Smart Pay updated?

The latest version of Mandalay Smart Pay is 3.18.2, last updated on 2025-12-12. This indicates a relatively frequent update schedule, suggesting ongoing development and improvements.

### What devices are compatible with Mandalay Smart Pay?

Mandalay Smart Pay is available for iPhone and iPod devices. Compatibility with other platforms like Android is not mentioned in the provided data.

### What are the benefits of using Mandalay Smart Pay for mobile top-ups?

Using the eLoad function in Mandalay Smart Pay allows you to top up your mobile balance and purchase prepaid PINs. Additionally, you can enjoy instant cash rewards for every mobile eLoad transaction made through the app.

### Does Mandalay Smart Pay offer customer support?

Yes, Mandalay Smart Pay provides 24/7 customer support through a live chat feature directly within the app. You can also check your transaction history for reference.

## Version history (last 5 releases)

### 3.19.0 — 2026-07-13

- Added Link Bank Account feature for faster and more convenient wallet services.
- Added MMQR Payment support to scan and pay at MMQR-enabled merchants.
- General bug fixes and user experience improvements.

### 3.18.3 — 2026-06-09

General bug fixes and enhancements

### 3.18.2 — 2025-12-12

UI/UX Improvements and general fixes.

### 3.17.1 — 2025-11-13

bugs fixed

### 3.17.0 — 2025-11-02

UI improvements to optimize performance and usability. Bug Fixes.

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## More apps by INNOVIX SOLUTIONS CO., LTD

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All apps by INNOVIX SOLUTIONS CO., LTD: https://appshunter.io/developer/1843007179

## Related topics

[dfun smart payment](https://appshunter.io/ios/topics/dfun-smart-payment) · [msp](https://appshunter.io/ios/topics/msp)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-30.*