# Manilo: AI Expense Tracker — Voice Budget & Receipt Scanner

> Voice-activated expense tracker with AI, receipt scanning, and multi-currency support. (iPhone/iPad app by Borys Harholinskyi.)

- Source: https://appshunter.io/ios/app/manilo-ai-expense-tracker/id6761738170 (this page in markdown: same URL + `.md`)
- Developer: [Borys Harholinskyi](https://appshunter.io/developer/1810663483)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 5.00/5 from 1 App Store ratings
- Age rating: 4+
- Requires: iOS 15.0 · 153 MB
- Languages: American English, French (France), German (Germany), Hindi, Italian, Japanese, Korean, Polish, European Portuguese, Russian and 4 more
- Released: 2026-05-19
- Data updated: 2026-08-27
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/manilo-ai-expense-tracker/id6761738170/reviews.md

## What is Manilo?

Manilo (formerly Ledgy) logs expenses the moment you speak them. Say what you spent, and AI fills in the amount, merchant, and category — no typing, no forms.
Or snap a receipt. Or type a note. Whatever gets it in fastest.

Manilo is an expense tracker and budget app built on voice and AI. Log transactions in seconds, set monthly budgets, share spending history with family or housemates, track accounts in any currency, and review everything on the web — all synced across your devices.

— Voice and AI —

Speak any transaction out loud: "Coffee at Blue Bottle, four seventy-five" or "Uber to the airport, twenty-two dollars." Manilo parses the amount, merchant, date, and category in under two seconds. Trigger it from the iPhone action button or a Siri shortcut — no app to open first.
AI categorization learns your patterns. The first few times you log Whole Foods, it asks which category. After that, it knows. On-device voice processing — audio is never transmitted or stored.

— Talk to Manilo from Any AI —

Manilo ships a Model Context Protocol (MCP) server. If you use Claude, ChatGPT, Cursor, or any MCP-compatible assistant, you can log, query, and edit transactions from inside your AI — without opening the app. No other expense tracker in the App Store offers this. Requires Manilo Cloud.

— Receipt Scanning —

Snap any receipt — grocery store, restaurant, hardware store. Manilo reads the total, merchant name, and date, then adds the transaction to your log. Confirm in one tap or let it save automatically.

— Budgets —

Set monthly spending limits by category. Manilo shows how much is left, not just how much was spent. Green when on track, orange when close, red when over. No spreadsheets. No end-of-month surprises.

— Multi-Currency —

Add accounts in any currency. Travel card in euros, savings in dollars, UK credit card in pounds. Manilo applies live exchange rates and shows everything converted to your home currency. Long-press any foreign balance to see its equivalent.

— Shared Expenses —

Create a group for the people you spend with — a household, a couple, a trip abroad. Everyone logs their own expenses into one shared history that all members can see. Budgets, categories, and charts apply across the whole group, in any currency. Track your London weekend in pounds and the household groceries in dollars — Manilo converts everything to one home view. Requires Manilo Cloud subscription.

— Charts and Web Dashboard —

The mobile app shows a category donut chart with filters by month, quarter, or custom range. The web dashboard at ledgy.app goes deeper: spending trends by day, category breakdowns, income vs. expense comparisons, and shared group summaries. Same data, every surface.

Log your first expense in under ten seconds.

Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Key features

- Voice-activated expense logging
- AI-powered categorization
- Receipt scanning and OCR
- Multi-currency account management
- Shared expense tracking
- Monthly budget setting
- Web dashboard for insights

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Ledgy Cloud Monthly | $2.99 | per month |
| Ledgy Cloud Yearly | $19.99 | per year |



## Frequently asked questions about Manilo

### How does Ledgy use voice to log expenses?

You can speak transactions like "Coffee at Blue Bottle, four seventy-five," and Ledgy's AI will automatically parse the amount, merchant, and category. It can be triggered via Siri shortcuts or the iPhone action button for quick logging without opening the app.

### What makes Ledgy's AI categorization unique?

Ledgy's AI learns your spending patterns over time. After initial input, it automatically categorizes recurring merchants like Whole Foods. Importantly, all voice processing is done on-device, ensuring your audio data is never transmitted or stored.

### Can I use Ledgy with other AI assistants?

Yes, Ledgy supports a Model Context Protocol (MCP) server, allowing you to log, query, and edit transactions directly from within MCP-compatible AI assistants like ChatGPT or Claude, without needing to open the Ledgy app itself. This feature requires a Ledgy Cloud subscription.

### How does Ledgy handle multi-currency tracking?

You can add accounts in any currency, such as Euros for a travel card or Pounds for a UK credit card. Ledgy uses live exchange rates to convert all balances to your home currency, providing a unified view of your finances. You can long-press any foreign balance to see its equivalent in your home currency.

### What are the subscription options for Ledgy Cloud?

Ledgy offers two subscription plans: Ledgy Cloud Monthly at $2.99 per month, and Ledgy Cloud Yearly at $19.99 per year. Both plans include a 7-day free trial, allowing you to explore the premium features before committing.

### Is Ledgy suitable for shared household expenses?

Yes, Ledgy allows you to create groups for shared expenses with family or housemates. Everyone can log their own transactions into a single shared history, and budgets, categories, and charts apply across the entire group, even with mixed currencies. This functionality requires a Ledgy Cloud subscription.

### What kind of financial insights does Ledgy provide?

The mobile app offers a category donut chart with filtering options. For deeper analysis, the web dashboard at ledgy.app provides detailed spending trends by day, category breakdowns, income vs. expense comparisons, and summaries for shared groups, all synced from the mobile app.

### What is the age rating for Ledgy Voice Expense Tracker?

Ledgy Voice Expense Tracker has an age rating of 4+. This indicates it is suitable for children and adults, with no mature content or complex financial concepts that would be inappropriate for younger users.

## Version history (last 5 releases)

### 1.1.0 — 2026-08-26

This update is all about speed and stability:
- Faster app launch and smoother navigation
- Improved sync performance
- Reduced memory usage
- Minor bug fixes and polish

### 1.0.7 — 2026-08-13

- New light theme! Ledgy now follows your device appearance — enjoy a bright, fresh look in light mode or keep the classic dark style.
- Visual polish across the app, including a smoother transaction editor.

### 1.0.6 — 2026-08-04

New in this update:

• Import your transactions — bring your existing history into Ledgy in just a few taps.
• More control when deleting a group — choose what happens to its transactions instead of losing them.
• Smarter categorization that keeps improving as you use the app.
• Small polish and reliability improvements throughout.

Thanks for using Ledgy. Got feedback? support@ledgy.app

### 1.0.5 — 2026-06-11

A small quality update.

• Your Ledgy Cloud subscription is now recognized more reliably across the app.
• Better results when you use Ledgy from your AI assistant (Claude, ChatGPT and more).
• Ledgy now asks what you think at a better moment — after a few successful entries, never at startup.

Thanks for using Ledgy. Got feedback? support@ledgy.app

### 1.0.4 — 2026-05-31

A quick stability fix.

• First launch now opens straight into your language on non-English devices — no more reload screen on the very first start.

Thanks for using Ledgy. Got feedback? support@ledgy.app

## Apps similar to Manilo

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Mochi: Expense Tracker](https://appshunter.io/ios/app/mochi-expense-tracker/id6758880826) | — | Free | Finance |
| [Treat: Fun Money Budgeting](https://appshunter.io/ios/app/treat-fun-money-budgeting/id6762541758) | — | Free | Finance |
| [Sessions: Market Hours & News](https://appshunter.io/ios/app/sessions-market-hours-and-news/id6784258534) | — | Free | Finance |
| [Qaizo — AI Personal Finance](https://appshunter.io/ios/app/qaizo-ai-personal-finance/id6764638553) | — | Free | Finance |
| [Cires: Expense & Money Manager](https://appshunter.io/ios/app/cires-expense-and-money-manager/id6759525970) | — | Free | Finance |
| [Expense Tracker: Light Budget](https://appshunter.io/ios/app/expense-tracker-light-budget/id6766952229) | — | Free | Finance |

## More apps by Borys Harholinskyi

- [Spermix](https://appshunter.io/ios/app/spermix/id6747143949)
- [Travel Packing List by Weather](https://appshunter.io/ios/app/travel-packing-list-by-weather/id6751776054)

All apps by Borys Harholinskyi: https://appshunter.io/developer/1810663483

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*