# MAPFRE MotionSmart ℠ — Stay safe on the road

> Usage-based insurance app for safer driving and potential premium discounts. (iPhone/iPad app by Mapfre USA.)

- Source: https://appshunter.io/ios/app/mapfre-motionsmart/id1560359667 (this page in markdown: same URL + `.md`)
- Developer: [Mapfre USA](https://appshunter.io/developer/646909755)
- Category: Finance
- Price: Free
- Rating: 1.70/5 from 20 App Store ratings · 3 written reviews indexed
- Age rating: 17+
- Requires: iOS 16.0 · 101 MB
- Languages: American English
- Released: 2021-06-23
- Data updated: 2026-07-05
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/mapfre-motionsmart/id1560359667/reviews.md

## What is MAPFRE MotionSmart ℠?

MotionSmartSM is MAPFRE's Usage-Based Insurance program exclusive to Massachusetts customers. It delivers personalized coaching tips to help you become a safer driver!

MotionSmart collects and analyzes your driving data and displays an overall driving score utilizing driving events such as braking harshly, hard acceleration, cornering, speeding, and phone use. You could lower your premiums through safe driving!

Customers receive a participation discount on the policy when drivers register in-app and start driving. Additional savings are available to customers at renewal based on how safely they drive during the policy term.

Best of all there is no plug-in device required like other user based insurance programs, just install the app on your phone and you are good-to-go!

## Key features

- Personalized driving coaching tips
- Driving data analysis
- Driving event tracking (braking, speeding, phone use)
- Potential premium reductions
- No plug-in device required
- Participation discount

## Recent user reviews (3 of 3)

All indexed reviews: https://appshunter.io/ios/app/mapfre-motionsmart/id1560359667/reviews.md

### 1/5 — Ratings based on unrealistic expectations

*2023-05-13*

This app was designed to essentially penalize users and increase their insurance rates to the fullest extent by utilizing rating systems that are not based on true and safe traffic conditions. 

The safest speed on the highway is to follow current traffic flow speeds, which sometimes are 5-10 miles over the speed limit. Driving much slower than current highway traffic, even when on the right lane, is actually proven to be much more dangerous, and this app does not account for that. 

When driving in the city, you are constantly faced with wildlife that abruptly run in front of your vehicle, or pedestrians who cross the street but not where crosswalks are placed, so you are often forced to quickly brake. This app does not account for that either, and apparently would rather that you hit said wild life or pedestrians than to brake quickly.

Overall, this app is meant to be a means for the insurance company to hike up your premium rates by attempting to deem unrealistic driving conditions as the norm.

### 1/5 — thumbs down

*2022-10-14*

this app fails to understand the myriad of reasons why one would be ‘breaking hard’ such as wild life. my score is going down for things that are out of my control and an unreasonable expectation to hold up to. there is more to being a good driver than the facets they rank us on. i would give zero.

### 1/5 — nah

*2022-05-10*

bro no wonder this app has such bad ratings. I’m considered speeding for go 70 (speed of traffic) which can affect my insurance going up. The app also said I was hard accelerating when i went up 5 mph in 2 seconds. Do insurance companies understand how an average (non aggressive) driver drives. It also said I was hard accelerating entering the highway. Like yes let me accelerate 5 miles per second as I get on to a highway where cars are going 70 and potentially get rear ended. Please i would love to know if i’m in over my head because this is wild

## Frequently asked questions about MAPFRE MotionSmart ℠

### What is MotionSmart?

MotionSmart is MAPFRE's Usage-Based Insurance program for Massachusetts customers. It analyzes your driving data to offer coaching tips and potential discounts on your auto insurance premiums.

### How does MotionSmart help me save money?

You can lower your insurance premiums by driving more safely. The app tracks driving events, and safe driving during the policy term can lead to additional savings at renewal.

### Do I need a special device for MotionSmart?

No, unlike other usage-based insurance programs, MotionSmart does not require a plug-in device. You simply install the app on your smartphone.

### What driving behaviors does MotionSmart track?

MotionSmart tracks driving events such as harsh braking, hard acceleration, cornering, speeding, and phone use to provide an overall driving score.

### Is MotionSmart available for all MAPFRE customers?

MotionSmart is exclusive to MAPFRE customers in Massachusetts. You must be a customer in this state to participate in the program.

### What is the rating for MotionSmart?

MotionSmart has a rating of 1.7 stars from 20 ratings. User feedback may reflect specific experiences with the app's functionality or impact on insurance.

### How often is MotionSmart updated?

The latest version of MotionSmart is 2.0.0, last updated on October 29, 2025. Regular updates ensure the app remains functional and potentially includes improvements based on user feedback.

### Does MotionSmart have ads?

MotionSmart does not contain advertisements. As a free application focused on insurance services, it is designed to be ad-free for users.

## Version history (last 2 releases)

### 2.0.0 — 2025-10-29

Minor Enhancements

### 1.0 — 2021-06-23

No release notes.

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## More apps by Mapfre USA

- [Go Mapfre](https://appshunter.io/ios/app/go-mapfre/id1589952585)

All apps by Mapfre USA: https://appshunter.io/developer/646909755

## Related topics

[mapfre insurance](https://appshunter.io/ios/topics/mapfre-insurance) · [mapfre](https://appshunter.io/ios/topics/mapfre) · [mapfre salud](https://appshunter.io/ios/topics/mapfre-salud)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-05.*