# Marcus by Goldman Sachs® — Banking & Personal Finance > Online savings accounts, CDs, and financial management tools from Goldman Sachs. (iPhone/iPad app by Goldman Sachs.) - Source: https://appshunter.io/ios/app/marcus-by-goldman-sachs/id1489511701 (this page in markdown: same URL + `.md`) - Developer: [Goldman Sachs](https://appshunter.io/developer/430022673) - Category: Finance, Utilities - Price: Free - Rating: 4.90/5 from 264,849 App Store ratings · 687 written reviews indexed - Age rating: 4+ - Requires: iOS 17.4 · 75 MB - Languages: American English - Released: 2020-01-06 - Data updated: 2026-08-29 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/marcus-by-goldman-sachs/id1489511701/reviews.md ## What is Marcus by Goldman Sachs®? Marcus by Goldman Sachs offers financial products to help you make the most of your money. GROW AND MANAGE YOUR SAVINGS Earn competitive rates on Online Savings Accounts, High-Yield CDs, No-Penalty CDs and Rate Bump CDs - Open accounts and add funds in a few taps - Manage accounts, check balances and schedule transfers on the go - Check current rates any time - Use calculators to predict growth - No minimum deposit to open an Online Savings Account - FDIC-insured Marcus by Goldman Sachs® is a brand of Goldman Sachs Bank USA and Goldman Sachs & Co. LLC (“GS&Co.”), which are subsidiaries of The Goldman Sachs Group, Inc. All deposits products are provided by Goldman Sachs Bank USA, Salt Lake City Branch. Member FDIC. © 2026 Goldman Sachs. All rights reserved. ## Key features - High-yield savings accounts - CDs with competitive rates - No-penalty CDs - Rate bump CDs - Manage accounts on the go - Financial calculators - FDIC-insured ## Chart rankings - #173 in Top Free · Finance (US App Store) ## What do users think of Marcus by Goldman Sachs®? Overall sentiment: neutral **Pros** - 🚀 Easy to use - 👍 Great app design - 🚀 Smooth performance - 💰 Competitive interest rates - 🔒 Secure banking **Cons** - 🐛 Technical issues - 🔒 Difficulty accessing funds - 👎 Degraded app features - 🕰️ Slow money transfers - 🤔 Inconsistent user experience **Commonly reported bugs** - Login issues and account lockouts - Missing or incorrect transaction history - Unreliable app connectivity and performance **Most requested features** - Add ability to name accounts - Restore monthly spending line graph - Improve transaction tracking and categorization - Provide real-time balance updates and notifications - Enable open banking integration ## Recent user reviews (10 of 687) All indexed reviews: https://appshunter.io/ios/app/marcus-by-goldman-sachs/id1489511701/reviews.md ### 5/5 — Savings that Stick! *2026-08-22, version 2.24.0* I’ve tried saving money many times before, but Marcus has genuinely changed the way I approach saving. The app is simple, clean, and incredibly easy to use. I especially love being able to name my savings account, schedule recurring transfers, and clearly see the interest I’m earning. What started as a $400 deposit has grown into a real financial safety net for me. I’ve been able to consistently save from every paycheck, earn a competitive APY, and—most importantly—actually use my savings when unexpected expenses came up without abandoning my goals. Seeing my balance rebuild afterward has made saving feel sustainable rather than restrictive. Marcus has helped turn saving from something I wanted to do into an actual habit. I check the app regularly, celebrate my milestones, and genuinely look forward to watching my savings grow. For the first time, I don’t just feel like I have a savings account—I feel like I’m building financial stability. That’s a pretty incredible feeling. Highly recommend Marcus for anyone who wants a straightforward, motivating way to build their savings. ### 5/5 — Very good *2026-08-21, version 2.24.0* The best bank ever, ### 1/5 — No way to report a bug *2026-08-21, version 2.24.0* App is usually great. Latest release however experiences catastrophic failures at some point during authentication or immediately after. There’s no way to report this bug on the Marcus website. It’s been several weeks like this. ### 1/5 — TERRIBLE *2026-08-21, version 2.24.0* Marcus is TERRIBLE. Customer service is just awful. I mean as an online bank what else if there for you to be good at besides banking and customer service. And Marcus’ customer service is terrible. Not at all worth the barely competitive hysa rates. After I take all of my money out of this bank which should NOT be as difficult as it is I am never using it again. ### 5/5 — Great Savings Opportunities *2026-08-20, version 2.24.0* The first thing is it’s super easy to navigate and get your Balances to your Accounts and ease of use in making transactions as well as getting historical information from your account ### 5/5 — Great rates and amazing app *2026-08-20, version 2.24.0* Competitive rates and easy to use app. I recommend it to everyone. ### 5/5 — Great digital bank *2026-08-20, version 2.24.0* I was very nervous opening an account a few years ago with a digital bank because I liked being able to "walk in." However, I opened one with MGS anyway--a savings account of some type, (sorry my memory what it used to be!) Compared with ALL the banks in my area, the interest rate was FAR greater, it was very easy to navigate the website, and once or twice when I needed to make a phone call it was immediately answered instead of having to go through rounds and rounds of "press 1 for blah blah blah; press 2 ... until 8 or so, and having to make several choices before finally being able to get to a living being!! ### 3/5 — Lower rates *2026-08-19, version 2.24.0* I went with Marcus because I thought the rates would compete with the highest yields . However it seems to be falling in the lower scale of the spectrum in comparison to other banks like synchronoy, etc. over all they are pretty good with easy transfers. I just wished they yield more. ### 5/5 — Trusted *2026-08-19, version 2.24.0* First time doing online account. Marcus trusted. ### 5/5 — PA *2026-08-18, version 2.24.0* The AP is so easy to use for all my transactions I love it. ## Frequently asked questions about Marcus by Goldman Sachs® ### What does the Marcus by Goldman Sachs app do? The app allows users to grow and manage their savings with competitive interest rates on various account types like Online Savings Accounts, High-Yield CDs, No-Penalty CDs, and Rate Bump CDs. You can open accounts, add funds, check balances, schedule transfers, and use calculators to predict growth, all within the app. ### What are the key features of the Marcus by Goldman Sachs app? Key features include earning competitive rates on savings and CDs, the ability to open and fund accounts easily, managing accounts on the go, checking current rates, using growth calculators, and the security of FDIC-insured deposits. There is no minimum deposit required for the Online Savings Account. ### Is the Marcus by Goldman Sachs app free to use? Yes, the app itself is free to download and use. The monetization model is free, meaning there are no upfront costs or subscription fees to access its banking and personal finance management features. While the app is free, it does display advertisements. ### What kind of accounts can I open with Marcus by Goldman Sachs? You can open several types of savings and investment accounts. These include Online Savings Accounts, High-Yield CDs, No-Penalty CDs, and Rate Bump CDs. All deposit products are provided by Goldman Sachs Bank USA and are FDIC-insured. ### Who is the target audience for the Marcus by Goldman Sachs app? The app is designed for individuals who want to maximize their savings by earning competitive interest rates and manage their personal finances effectively. It's suitable for those looking for a secure, user-friendly platform to track their financial growth and access banking services. ## Version history (last 5 releases) ### 2.25.0 — 2026-08-27 This release contains bug fixes and performance improvements. Enjoying the Marcus app? We'd love to hear more about it! Please consider leaving us a rating or review. ### 2.24.0 — 2026-07-28 This release contains bug fixes and performance improvements. Enjoying the Marcus app? We'd love to hear more about it! Please consider leaving us a rating or review. ### 2.23.0 — 2026-06-29 This release contains bug fixes and performance improvements. Enjoying the Marcus app? We'd love to hear more about it! Please consider leaving us a rating or review. ### 2.22.1 — 2026-06-19 This release contains bug fixes and performance improvements. Enjoying the Marcus app? We'd love to hear more about it! Please consider leaving us a rating or review. ### 2.22.0 — 2026-06-02 This release contains bug fixes and performance improvements. Enjoying the Marcus app? We'd love to hear more about it! Please consider leaving us a rating or review. ## Apps similar to Marcus by Goldman Sachs® | App | Rating | Price | Category | | --- | --- | --- | --- | | [SoFi: Bank, Invest & Crypto](https://appshunter.io/ios/app/sofi-bank-invest-and-crypto/id1191985736) | 4.7 (385,474) | Free | Finance | | [Ally: Bank, Auto & Invest](https://appshunter.io/ios/app/ally-bank-auto-and-invest/id514374715) | 4.7 (112,030) | Free | Finance | | [Wallet - Daily Budget & Profit](https://appshunter.io/ios/app/wallet-daily-budget-and-profit/id1032467659) | 4.6 (5,864) | Free | Finance | | [Varo Bank: Online Banking](https://appshunter.io/ios/app/varo-bank-online-banking/id1517676784) | 4.9 (233,473) | Free | Finance | | [EveryDollar: Budget Management](https://appshunter.io/ios/app/everydollar-budget-management/id942571931) | 4.7 (84,039) | Free | Finance | | [Money Manager Expense & Budget](https://appshunter.io/ios/app/money-manager-expense-and-budget/id560481810) | 4.8 (18,913) | Free | Finance | ## More apps by Goldman Sachs - [Honest Dollar](https://appshunter.io/ios/app/honest-dollar/id962602935) - [Goldman Sachs Events](https://appshunter.io/ios/app/goldman-sachs-events/id1328605002) - [GS PWM](https://appshunter.io/ios/app/gs-pwm/id1440077444) - [Goldman Sachs Marquee](https://appshunter.io/ios/app/goldman-sachs-marquee/id1473474041) - [GS Investor Day](https://appshunter.io/ios/app/gs-investor-day/id1493876657) All apps by Goldman Sachs: https://appshunter.io/developer/430022673 ## Related topics [marcus](https://appshunter.io/ios/topics/marcus) · [goldman sachs](https://appshunter.io/ios/topics/goldman-sachs) · [marcus bank](https://appshunter.io/ios/topics/marcus-bank) · [goldman sachs bank](https://appshunter.io/ios/topics/goldman-sachs-bank) · [marcus goldman](https://appshunter.io/ios/topics/marcus-goldman) · [goldman sachs bank usa](https://appshunter.io/ios/topics/goldman-sachs-bank-usa) · [marcus goldman sachs](https://appshunter.io/ios/topics/marcus-goldman-sachs) · [marcus hysa](https://appshunter.io/ios/topics/marcus-hysa) · [marcus high yield](https://appshunter.io/ios/topics/marcus-high-yield) · [marcus by goldman sachs®](https://appshunter.io/ios/topics/marcus-by-goldman-sachs) · [personal finance managing](https://appshunter.io/ios/topics/personal-finance-managing) · [high yield savings account](https://appshunter.io/ios/topics/high-yield-savings-account) · [high yield savings](https://appshunter.io/ios/topics/high-yield-savings) · [hnd saving](https://appshunter.io/ios/topics/hnd-saving) · [gmf bank](https://appshunter.io/ios/topics/gmf-bank) · [hysa](https://appshunter.io/ios/topics/hysa) · [pibank usa](https://appshunter.io/ios/topics/pibank-usa) · [atkins savings bank and trust](https://appshunter.io/ios/topics/atkins-savings-bank-and-trust) · [mechanics bank portfolio](https://appshunter.io/ios/topics/mechanics-bank-portfolio) · [origin bank treasury mgmt](https://appshunter.io/ios/topics/origin-bank-treasury-mgmt) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*