# MariBank PH (SeaBank)

> Digital banking app for savings, payments, rewards, and credit in the Philippines. (iPhone/iPad app by MariBank Philippines, Inc..)

- Source: https://appshunter.io/ios/app/maribank-ph-seabank/id1592249158 (this page in markdown: same URL + `.md`)
- Developer: [MariBank Philippines, Inc.](https://appshunter.io/developer/1592249160)
- Category: Finance
- Price: Free
- Rating: 4.90/5 from 1,373 App Store ratings · 27 written reviews indexed
- Age rating: 4+
- Requires: iOS 12.0 · 226 MB
- Languages: English
- Released: 2022-03-24
- Data updated: 2026-08-25
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/maribank-ph-seabank/id1592249158/reviews.md

## What is MariBank PH (SeaBank)?

Ranked as the No. 1 Bank in the Philippines in Forbes’ World’s Best Banks 2026, MariBank PH (formerly SeaBank PH) is now a BSP-licensed digital bank offering simple, reliable, and rewarding ways to save, pay, and earn every day—proudly part of the Sea Group, the same group behind Shopee.

Open an account in 5 minutes and enjoy daily interest earnings, unlimited free transfers, and cashback rewards that make everyday spending more rewarding. Join Millions of Filipinos saving smarter with the No. 1 Bank, MariBank!

EVERYDAY BANKING MADE SIMPLE: HIGH INTEREST EARNINGS & FREE TRANSFERS
• Earn up to 3.75% p.a. on your savings, credited DAILY.
• Unlimited FREE transfers via InstaPay and PESONet.
• No maintaining balance, no lock-in period, and no account fees.

ENJOY CASHBACK AND EVERYDAY REWARDS
•  Enjoy up to 10% cashback with your MariBank Card: 10% on train rides, 5% on ride-hailing apps, 3% on gas, 3% at select supermarkets, and 1% on all other local spend!
• Get ₱5.00 cashback on each merchant QRPh transaction.
• Get up to 5% off on Load & Mobile Data promos when you buy via the MariBank app.
• Get up to ₱50 cashback monthly when you pay bills via the MariBank app.

EVERYDAY PAYMENTS, NOW CONNECTED: LINK SHOPEEPAY AND SPAYLATER
• Link your ShopeePay and SPayLater accounts to the MariBank app in minutes.
• Scan to pay with MariBank, ShopeePay, (or SPayLater for select users) and earn cashback.
• Transfer funds between ShopeePay and MariBank more easily & repay your SPayLater loans with fewer steps.
• Pay less with available Vouchers in your QR purchases when you link your ShopeePay and SPayLater accounts!

GROW YOUR SAVINGS WITH UPFRONT TIME DEPOSIT
• Interest earned instantly upon successful placement.
• Get 3.75% p.a. on a minimum of ₱100 in a 1-month or 3-month deposit.
• Choose auto-rollover to renew automatically when your time deposit matures.

SHOP ANYWHERE WITH CONFIDENCE
• Get a MariBank Card and enjoy 0% Foreign Transaction Fees when you use your card to shop in-store abroad.
• Enjoy FREE ATM withdrawals abroad and cash out at ATMs nationwide.
• Feel secure with the numberless MariBank Card, with transaction controls and limits easily and instantly configurable in the MariBank app.

FLEXIBLE LOAN OPTIONS
• Selected users may access Mari Loan with competitive interest rates of as low as 0.95% per month and flexible repayment terms.

SECURE, REGULATED, AND PROTECTED
• Your account is secured with multi-factor authentication and encryption.
• MariBank Philippines, Inc. is regulated by the BSP. 
•  Deposits are insured by PDIC up to ₱1 Million per depositor.

MariBank PH is part of Sea Limited (NYSE: SE) — the global consumer internet company behind Shopee and Garena.

FOLLOW US TO STAY UPDATED WITH OUR PROMOS & SERVICE ANNOUNCEMENTS
• Facebook: facebook.com/MariBankPH/
• Instagram: instagram.com/maribank.ph
• Tiktok: tiktok.com/@maribank.ph

## Key features

- Daily interest earnings on savings
- Free weekly transfers via InstaPay/PESONet
- Cashback on dining, retail, and QR transactions
- Link ShopeePay and SPayLater accounts
- Upfront Time Deposits with high interest
- Numberless debit card with zero foreign transaction fees
- Flexible credit options

## Recent user reviews (10 of 27)

All indexed reviews: https://appshunter.io/ios/app/maribank-ph-seabank/id1592249158/reviews.md

### 5/5 — my favorite online bank

*2026-08-15*

easy to earn cash back for every purchase

### 5/5 — 💯

*2026-08-10*

💯

### 5/5 — Maribank

*2026-08-08*

Gamit na gamit ko itong Maribank sa halos aking everyday life.

### 5/5 — Good bank

*2026-08-05*

Pretty good to use it for savings

### 5/5 — Good

*2026-07-04*

Good

### 5/5 — Secure banking with high interest

*2026-06-22*

Loving the app 🧡

### 5/5 — No service Charge

*2026-06-16*

Its fun that there is no charge for transfer fee!

### 4/5 — Highly recommended

*2026-06-12*

Reliable and results

### 5/5 — Maribank

*2026-05-20*

too good to be true

### 1/5 — Indonesia

*2026-05-12*

Tolong ganti bahasa indonesia

## Frequently asked questions about MariBank PH (SeaBank)

### What does MariBank PH do?

MariBank PH provides a digital banking platform for users in the Philippines. It allows you to open an account in minutes to save money, make payments, earn daily interest on your savings, and receive cashback rewards. It also offers features like time deposits, a debit card, and flexible credit options.

### What are the key features of MariBank PH?

Key features include earning up to 3.75% p.a. daily interest on savings, 15 free InstaPay/PESONet transfers weekly, 2% cashback on dining, 1% on local card transactions, and ₱2.00 on QRPh transactions. You can also link ShopeePay, use upfront time deposits, and get a numberless debit card with no foreign transaction fees.

### Is MariBank PH free to use?

Yes, the app itself is free to download and use. There are no maintaining balance requirements, lock-in periods, or account fees. You can also enjoy free ATM withdrawals nationwide and abroad, and free transfers weekly.

### What are the common use cases for MariBank PH?

Common use cases include saving money with daily interest, making everyday purchases with cashback rewards, transferring funds easily between accounts, paying bills, and managing finances through a linked ShopeePay account. It's also useful for travelers due to its zero foreign transaction fees on the debit card.

### Is MariBank PH secure and regulated?

Yes, MariBank PH is secure, regulated, and protected. It uses multi-factor authentication and encryption for account security. MariBank Philippines, Inc. is regulated by the BSP, and deposits are insured by PDIC up to ₱1 Million per depositor.

## Version history (last 5 releases)

### 3.26.3 — 2026-08-19

Join Millions of Filipinos saving smart with MariBank, the No. 1 Bank in PH in Forbes' World's Best Banks 2026!

We’ve improved the MariBank experience and rewards for you:

• Unlimited FREE transfers.
• Up to ₱315 in rewards on your first-ever deposit.
•  Enjoy up to 10% cashback with your MariBank Card: 10% on trains, 5% on ride-hailing, 3% on gas and select supermarkets, and 1% on all other local spend!
• Access ShopeePay and SPayLater in the app.
• Earn up to 3.75% p.a. on your savings, credited DAILY.
• Save with Upfront Time Deposit at 3.75% p.a. & get your interest instantly.
• Up to 5% OFF on Load & Data promos.
• Get ₱5.00 cashback on merchant QRPh transactions.
• Save ₱50 monthly on bills payment.

NEW TO MARIBANK? Open a MariBank account in 5 minutes with just 1 valid ID!
• Earn cashback & discounts on payments.
• Enjoy FREE ATM withdrawals abroad & cash out at ATMs nationwide.
• Enjoy 0% Foreign Transaction Fees when you shop in-store abroad.

### 3.24.0 — 2026-07-28

Join Millions of Filipinos saving smart with MariBank, the No. 1 Bank in PH in Forbes' World's Best Banks 2026!

We’ve improved the MariBank experience and rewards for you:

• Unlimited FREE transfers.
• Unlock up to ₱315 in rewards on your first-ever deposit.
• Enjoy up to 10% cashback on your MariBank Card: 10% back on MRT-3 rides, 3% on gas, and 1% other local spend (no min. spend).
• Everyday Payments in One App: Access ShopeePay and SPayLater in the app.
• Earn up to 3.75% p.a. on your savings, credited DAILY.
• Save with Upfront Time Deposit at 3.75% p.a. & get your interest instantly.
• Up to 5% OFF on Load & Data promos.
• Get ₱2.00 cashback on merchant QRPh transactions.
• Save ₱50 monthly on bills payment.

NEW TO MARIBANK? Open a MariBank account in 5 minutes with just 1 valid ID!
• Earn cashback & discounts on payments.
• Enjoy FREE ATM withdrawals abroad & cash out at ATMs nationwide.
• Enjoy 0% Foreign Transaction Fees when you shop in-store abroad.

### v3.23.0 — 2026-07-02

Join 7 Million Filipinos saving smart with MariBank, the No. 1 Bank in PH in Forbes' World's Best Banks 2026!

We’ve improved the MariBank experience and rewards for you:

• 50x FREE transfers monthly.
• Unlock up to ₱315 in rewards on your first-ever deposit.
• Enjoy up to 10% cashback on your MariBank Card: 10% back on MRT-3 rides, 3% on gas, and 1% other local spend (no min. spend).
• Everyday Payments in One App: Access ShopeePay and SPayLater in the app.
• Earn up to 3.75% p.a. on your savings, credited DAILY.
• Save with Upfront Time Deposit at 3.75% p.a. & get your interest instantly.
• Up to 5% OFF on Load & Data promos.
• Get ₱2.00 cashback on merchant QRPh transactions.
• Save ₱50 monthly on bills payment.

NEW TO MARIBANK? Open a MariBank account in 5 minutes with just 1 valid ID!
• Earn cashback & discounts on payments.
• Enjoy FREE ATM withdrawals abroad & cash out at ATMs nationwide.
• Enjoy 0% Foreign Transaction Fees when you shop in-store abroad.

### 3.22.0 — 2026-06-24

Join 7 Million Filipinos saving smart with MariBank, the No. 1 Bank in PH in Forbes' World's Best Banks 2026!

We’ve improved the MariBank experience and rewards for you:

• 50x FREE transfers monthly.
• Unlock up to ₱315 in rewards on your first-ever deposit.
• Enjoy up to 10% cashback on your MariBank Card: 10% back on MRT-3 rides, 3% on gas, and 1% other local spend (no min. spend).
• Everyday Payments in One App: Access ShopeePay and SPayLater in the app.
• Earn up to 3.75% p.a. on your savings, credited DAILY.
• Save with Upfront Time Deposit at 3.75% p.a. & get your interest instantly.
• Up to 5% OFF on Load & Data promos.
• Get ₱2.00 cashback on merchant QRPh transactions.
• Save ₱50 monthly on bills payment.

NEW TO MARIBANK? Open a MariBank account in 5 minutes with just 1 valid ID!
• Earn cashback & discounts on payments.
• Enjoy FREE ATM withdrawals abroad & cash out at ATMs nationwide.
• Enjoy 0% Foreign Transaction Fees when you shop in-store abroad.

### 3.21.0 — 2026-06-09

Join 7 Million Filipinos saving smart with MariBank – A Rural Bank, the No. 1 Bank in the Philippines in Forbes' World's Best Banks 2026!

We’ve improved the MariBank experience with better rewards for you:

• 50x FREE transfers monthly.
• Unlock up to ₱315 in rewards on your first-ever deposit.
• Enjoy up to 10% cashback on your MariBank Card: 10% back on MRT-3 rides, 3% on gas, and 1% other local spend (no min. spend).
• Everyday Payments, Now Connected: Access ShopeePay and SPayLater in the app.
• Earn up to 3.75% p.a. on your savings, credited DAILY.
• Save with Upfront Time Deposit at 3.75% p.a. & get your interest instantly.
• Up to 5% OFF on Load & Mobile Data promos.
• Get ₱2.00 cashback on merchant QRPh transactions.
• Save ₱50 monthly on bills payment.

NEW TO MARIBANK? START IN MINUTES.
• Open your MariBank account in 5 minutes using 1 valid ID.
• Earn cashback & discounts on payments.
• Enjoy FREE ATM withdrawals abroad & cash out at ATMs nationwide.
• Enjoy 0% Foreign Transaction Fees when you shop in-store abroad.

## Apps similar to MariBank PH (SeaBank)

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Maya – savings, loans, cards](https://appshunter.io/ios/app/maya-savings-loans-cards/id991673877) | 4.6 (3,826) | Free | Finance |
| [PayPal - Pay, Send, Save](https://appshunter.io/ios/app/paypal-pay-send-save/id283646709) | 4.8 (6,298,334) | Free | Finance |
| [Apple Wallet](https://appshunter.io/ios/app/apple-wallet/id1160481993) | 4.8 (6,665,079) | Free | Finance |
| [CIMB Bank Philippines](https://appshunter.io/ios/app/cimb-bank-philippines/id1603056657) | 4.5 (189) | Free | Finance |
| [PhonePe UPI, Payment, Recharge](https://appshunter.io/ios/app/phonepe-upi-payment-recharge/id1170055821) | 4.7 (168,728) | Free | Finance |
| [Monzo Bank - Mobile Banking](https://appshunter.io/ios/app/monzo-bank-mobile-banking/id1052238659) | 4.7 (5,635) | Free | Finance |

## Related topics

[seabank](https://appshunter.io/ios/topics/seabank) · [seabank indonesia](https://appshunter.io/ios/topics/seabank-indonesia) · [maribank](https://appshunter.io/ios/topics/maribank) · [cimb bank ph](https://appshunter.io/ios/topics/cimb-bank-ph) · [pbcomobile](https://appshunter.io/ios/topics/pbcomobile) · [pnb2go](https://appshunter.io/ios/topics/pnb2go) · [mocasa](https://appshunter.io/ios/topics/mocasa) · [salmon credit](https://appshunter.io/ios/topics/salmon-credit) · [cebuana](https://appshunter.io/ios/topics/cebuana) · [vbank ph](https://appshunter.io/ios/topics/vbank-ph) · [gotye](https://appshunter.io/ios/topics/gotye) · [ofbank](https://appshunter.io/ios/topics/ofbank) · [rcbc diskartech](https://appshunter.io/ios/topics/rcbc-diskartech) · [pagprime](https://appshunter.io/ios/topics/pagprime) · [go tyme](https://appshunter.io/ios/topics/go-tyme) · [pag ibig](https://appshunter.io/ios/topics/pag-ibig) · [palawan pawnshop](https://appshunter.io/ios/topics/palawan-pawnshop) · [egov philippines](https://appshunter.io/ios/topics/egov-philippines) · [go time bank](https://appshunter.io/ios/topics/go-time-bank) · [etravel ph](https://appshunter.io/ios/topics/etravel-ph)

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-25.*