# Marmalade Insurance

> App to improve driving safety and earn No Claims Discount. (iPhone/iPad app by Cambridge Mobile Telematics Inc..)

- Source: https://appshunter.io/ios/app/marmalade-insurance/id1508566336 (this page in markdown: same URL + `.md`)
- Developer: [Cambridge Mobile Telematics Inc.](https://appshunter.io/developer/655601790)
- Category: Navigation
- Price: Free
- Rating: 5.00/5 from 2 App Store ratings · 94 written reviews indexed
- Age rating: 4+
- Requires: iOS 14.0 · 101 MB
- Languages: American English
- Released: 2020-04-23
- Data updated: 2026-08-25
- Monetization: ad-supported
- User reviews in markdown: https://appshunter.io/ios/app/marmalade-insurance/id1508566336/reviews.md

## What is Marmalade Insurance?

The Marmalade app puts you in the driving seat to become a safer driver and to earn your No Claims Discount. The app shows your driving score, trip summaries including details of where you’ve driven well and areas for improvement, helping you to develop safe driving habits. Plus, you can earn streaks and badges for great driving!

## Key features

- Driving score tracking
- Trip summaries with feedback
- Safe driving habit development
- Earn streaks and badges
- No Claims Discount earning

## What do users think of Marmalade Insurance?

Overall sentiment: mixed

**Pros**

- 👍 Easy to use and navigate
- 📊 Clear and understandable data
- 🚗 Encourages good driving habits
- 💰 Affordable for young drivers
- 📱 Great for monitoring driving
- ✅ Accurate tracking
- 💡 Fun with trophies/achievements
- 👨‍👩‍👧‍👦 Peace of mind for parents
- 🚀 Fast black box delivery
- 🎯 Useful for experienced drivers too
- 😊 Flexible pay-as-you-go option

**Cons**

- ⚠️ Overly sensitive scoring
- 🗺️ Inaccurate GPS/tracking
- 🚦 Penalizes necessary braking/acceleration
- 📍 Forces constant location tracking
- 📱 Misinterprets phone usage
- 🚗 Doesn't understand context of maneuvers
- 🔀 Unreliable trip allocation
- ❌ Policy cancelled without good reason
- 🤔 Unclear journey percentage calculation
- 📉 Scoring becomes more critical over time
- 🚗 Dangerous driving advice
- 🛣️ Not suited for country/motorway driving
- ❓ Unexplained location tracking requirements

**Commonly reported bugs**

- Login email not arriving
- App incorrectly records phone usage
- App incorrectly logs driver for trips
- App doesn't account for country roads well
- App doesn't average scores, uses lowest
- App penalizes necessary braking
- App penalizes necessary acceleration
- App doesn't distinguish driver/passenger phone use
- App records phone use when passenger is using it
- App records phone use with carplay
- App doesn't allow breaking up journeys
- App incorrectly logs parent as driver
- App doesn't track number of journeys correctly
- GPS inaccuracies on roads with construction
- App flags normal maneuvers as harsh
- App doesn't record trips sometimes
- Faulty black box initially

**Most requested features**

- Allow filtering of worst-rated journeys
- Distinguish between driver and passenger phone use
- Improve accuracy for country roads and roundabouts
- Average journey scores instead of using lowest
- Option to not track parent's location
- Separate app for parents
- Better handling of electric vehicles

## Recent user reviews (10 of 94)

All indexed reviews: https://appshunter.io/ios/app/marmalade-insurance/id1508566336/reviews.md

### 4/5 — marmalade insurance is calm

*2025-10-08, version 1.9.0*

app easy to navigate and the black box is nice

### 5/5 — Not bad

*2025-07-23, version 1.9.0*

Not bad

### 5/5 — Easy to Use

*2025-04-03, version 1.9.0*

Once you get the hang of it this app is really easy to use. Loads of info available so you can see how you are driving

### 1/5 — Log in

*2025-03-28, version 1.9.0*

Tried to log in but no login email arrived. Even in junk folder.

### 1/5 — cancelled my policy for no reason. do no use this company.

*2025-03-25, version 1.9.0*

i used marmalade pay as you go insurance from july 2022 until march 2025. i had no problems with it until they notified me they were cancelling my policy because i wasn’t recording my journeys. no journeys were recorded because i hadn’t been using the car!!! i was away at university. your policy will be cancelled if you do not use it for a year, but i had no journeys for only 7 weeks. absolutely awful, i thought the point of pay as you go is that you only use it every now and then when you need to? policy cancelled for no good reason. do not use this company

### 1/5 — Always needs to know location??

*2025-02-28, version 1.9.0*

This is ok, but there are a couple of issues that you need to be aware of.
1) the app always wants to know your location when not using it- it complains if you turn it to ‘only when using’. There’s absolutely no reason for them to know location info when not driving. I challenge them to explain why it forces you to set to ‘always’. 

I CHALLENGE MARMALADE TO EXPLAIN WHY THEY NEED TO TRACK 24/7.

2) it doesn’t understand context of any manoeuvre: you get penalised if you accelerate onto a main road (from a side road) to get up to speed of traffic. This is therefore teaching people that they must accelerate slowly when pulling out in front of traffic. That’s an absolutely dangerous thing to teach new drivers. Surely, it can deduce you are at a junction and can judge appropriately?

### 5/5 — Marmalade

*2025-02-06, version 1.9.0*

Pragmatic and reasonable; careful in rush hour though, as zipping dynamically into gaps gets flagged easily as harsh acceleration and cornering. Definitely suited to early drivers and helps to encourage good driving.

### 5/5 — I am a dad with daughter having insurance

*2025-01-03, version 1.9.0*

Very easy to use app. Information and data is easy to understand.

### 5/5 — H

*2025-01-02, version 1.9.0*

Easy to navigate, very visual

### 5/5 — Excellent app and excellent insurance for a young driver

*2024-12-20, version 1.9.0*

Having lost my father in a car accident to a learner driver I wanted to keep my 17 year old son safe to himself and other drivers. I think all young drivers up to 25 years of age should be forced to have insurance and an app like this to help make them be safer drivers.

## Frequently asked questions about Marmalade Insurance

### What does the Marmalade app do?

The Marmalade app helps you become a safer driver and earn a No Claims Discount. It tracks your driving, provides a score, and offers trip summaries with feedback on areas for improvement. The goal is to help you develop safer driving habits.

### How can I earn a No Claims Discount with this app?

By using the app to develop safer driving habits, you can earn a No Claims Discount. The app monitors your driving and provides insights to help you improve, which can lead to earning this discount.

### What kind of feedback does the app provide?

The app provides trip summaries that detail where you've driven well and areas where you can improve. This feedback is designed to help you understand your driving patterns and make necessary adjustments for safer driving.

### Are there any rewards for good driving?

Yes, you can earn streaks and badges for demonstrating great driving. These rewards are designed to motivate users to maintain safe driving practices and encourage continuous improvement.

### Is this app free to use?

The application is free to download and use. However, it does display advertisements as part of its monetization model.

## Version history (last 5 releases)

### 1.9.0 — 2024-09-30

Updates & Bug Fixes

### 1.8.0 — 2024-05-27

Updates & Bug Fixes

### 1.7.0 — 2024-02-06

Updates & Bug Fixes

### 1.6.0 — 2023-09-20

SDK Update
Minor Bug Fixes

### 1.5.0 — 2023-04-03

SDK Update
Minor Bug Fixes

## More apps by Cambridge Mobile Telematics Inc.

- [DriveWell Go™](https://appshunter.io/ios/app/drivewell-go/id655601647)
- [State Auto Safety 360® Mobile](https://appshunter.io/ios/app/state-auto-safety-360-mobile/id1480763523)
- [Safest Driver™](https://appshunter.io/ios/app/safest-driver/id1481479101)
- [DriveWell Fleet™](https://appshunter.io/ios/app/drivewell-fleet/id1485885494)
- [DriveScape Dashcam](https://appshunter.io/ios/app/drivescape-dashcam/id1530047048)

All apps by Cambridge Mobile Telematics Inc.: https://appshunter.io/developer/655601790

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-25.*