# Marygold & Co — Money. Simplified. Organized. > Financial management app for spending, investing, and budgeting with T-bill yields. (iPhone/iPad app by Marygold & Co.) - Source: https://appshunter.io/ios/app/marygold-and-co/id1570665013 (this page in markdown: same URL + `.md`) - Developer: [Marygold & Co](https://appshunter.io/developer/1570665015) - Category: Finance - Price: Free - Rating: 4.64/5 from 11 App Store ratings · 7 written reviews indexed - Age rating: 17+ - Requires: iOS 13.0 · 139 MB - Languages: English - Released: 2021-10-21 - Data updated: 2026-06-10 - Monetization: ad-supported - User reviews in markdown: https://appshunter.io/ios/app/marygold-and-co/id1570665013/reviews.md ## What is Marygold & Co? Money. Simplified. Organized.™ Introducing Marygold & Co., a financial management app for today. Move money, invest, and secure your money, your way. Convenient spending, investing, and budgeting, all in one place. * Terms and limitations apply. Yield rate reflects 4 week Treasury Bill rate (as of December 2, 2024) when held to maturity. Yields on T-bills are subject to change with economic conditions. Rate is gross of fees. T-bills are purchased in increments of $100 par value at a discount; any remaining balance after purchase is held in cash. For a list of fees, see Marygold & Co. Advisory Services, LLC. Fee Schedule. For other important disclosures, see U.S. Treasuries Risk Disclosures. During the promotional period Marygold & Co. will provide an additional bonus, also referred to as a "boost", to clients who successfully open a Cash Management Account through Marygold & Co. At month-end, Marygold will look at the current T-bill yield at month's end then gross-up the return for each eligible client up to 6% and credit the boost amount to the client's account. This credit will take place before the Jiko advisory fee is deducted. This bonus program and associated activities comply with all... alignment with industry standards and regulatory updates. Promotional period will continue until June 30, 2025, or until assets under management reach $100.000.000.00. Eligibility for the bonus program or "boost" is limited to individual clients who successfully complete onboarding for the Cash Management Account specifically. Certain high-risk account types will be excluded based on internal risk assessments. At year-end the boost amount paid to a client will be reported on a 1099-MISC tax form. This bonus program is provided by Marygold & Co. Jiko Securities, Inc. has no affiliation with the bonus. For the latest annualized yield, see US Treasury Website. US Treasury bills are investments and guaranteed by the United States and state tax exempt. Investments are not deposits, not FDIC insured, and may lose value. Treasury bills are held in your SIPC-insured brokerage account with Jiko Securities, Inc. For details, please see www.sipc.org INVESTMENT IN T-BILLS: NOT FDIC INSURED; NO BANK GUARANTEE; MAY LOSE VALUE All U.S. treasury investments and investment advisory services provided by Jiko Securities, Inc., a registered broker-dealer, member FINRA and SIPC Securities in your account are protected up to $500,000. For details, please see www.sipc.org. Banking services provided by Jiko Bank, a division of Mid-Central National Bank. Jiko Group, Inc. and its affiliates do not provide legal, tax, or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions. This material is not intended as a recommendation, offer or solicitation for the purchase or sale of any security or investment strategy. See FINRA BrokerCheck, Jiko U.S. Treasuries Risk Disclosures, and Jiko Securities Inc. Form CRS. Marygold & Co. Legal Documents: https://marygoldandco.com/legal-documents/ Marygold & Co. Advisory Services, LLC. Fee Schedule: https://marygoldandco.com/wp-content/uploads/2024/12/Marygold_Advisory_Fee_Schedule_Nov2024.pdf Marygold & Co. Advisory, LLC Fee Schedule: https://marygoldandco.com/wp-content/uploads/2024/12/Marygold_Advisory_Fee_Schedule_Nov2024.pdf Terms and Conditions: https://marygoldandco.com/wp-content/uploads/2024/12/Marygolds_Terms_and_Conditions_for_Cash_Management_Account___Bonus_Program_1-1.pdf U.S. Treasuries Risk Disclosures: https://marygoldandco.com/wp-content/uploads/2024/12/JSI_US_Treasuries_Risk_Disclosures_-_Marygold-1.pdf Jiko's FINRA BrokerCheck: https://brokercheck.finra.org/firm/summary/287507 Jiko U.S. Treasuries Risk Disclosures: https://jiko.io/docs/treasuries_risk_disclosure.pdf Jiko Securities Inc. Form CRS: https://jiko.io/docs/JikoSecuritiesFormCRS.pdf ## Key features - Simplified spending - Investment management - Budgeting tools - Cash management account - T-bill investments - Promotional bonus ## Recent user reviews (7 of 7) All indexed reviews: https://appshunter.io/ios/app/marygold-and-co/id1570665013/reviews.md ### 5/5 — Money Maker *2024-12-20* Impressive rates in their savings and haven’t lost money yet in the money pools! ### 1/5 — Total Scam *2024-02-25* Another company using the US Patriot Act as a catalyst for stealing identities. When you apply, at the end they ask for your ID. Then they don’t approve you. This seems to be a growing MO for a lot of banks. They don’t tell you why either. DONT APPLY HERE. Be wary of any institution that asks for ID during the “ review”. It’s trash, and with the number of ID thefts growing per year, you’ve got to protect yourself. STAY AWAY!! ### 2/5 — Unreliable and Unresponsive *2023-08-10* They don’t seem very interested in fixing easily resolvable issues brought to their attention, nor can you trust that anything they assure you is accurate, from my experience. There are plenty of and far better digital banking options out there. I plan on closing my account. ### 5/5 — Exceptional *2023-06-06* So far, I love it! Signing up was a breeze; the app is easy to use, elegantly designed, and the card (also attractively designed) arrived in just a couple days. Zero complaints thus far. Has all the features you'd expect and want in a digital banking account. Highly recommended. 👍 ### 5/5 — One change *2023-04-24, version 1.1.1* I’ve been waiting for this for a hot minute and was able to sign up and everything is Gucci! Only thing they should probably change is every time you log on it seems you have to put in your phone number to receive a code and enter your four digit pin, I get it security but entering in the phone number almost every time is annoying ### 5/5 — Obsessed *2023-04-14, version 1.1.1* A great way to manage your own earnings responsibly with goal-driven “money pools” where you can stow your savings in different categories. I’ll see you all at my Italian villa, arrivederci~ ### 1/5 — Unknown error *2021-11-24, version 1.0.1* Keep getting unknown error ## Frequently asked questions about Marygold & Co ### What is Marygold & Co? Marygold & Co. is a financial management app designed to simplify spending, investing, and budgeting. It allows users to move and secure their money, with a focus on T-bill investments and cash management. ### How secure is Marygold & Co? Investments in T-bills are guaranteed by the United States and held in a SIPC-insured brokerage account with Jiko Securities, Inc., offering protection up to $500,000. Banking services are provided by Jiko Bank, a division of Mid-Central National Bank. ### What are the investment options in Marygold & Co? The app primarily focuses on investments in U.S. Treasury bills, which are state tax-exempt and guaranteed by the United States. These investments are not FDIC insured and may lose value. ### Does Marygold & Co offer a bonus? Yes, during a promotional period until June 30, 2025, or until assets reach $100,000,000, eligible clients can receive a bonus boost on their Cash Management Account, potentially grossing up returns up to 6%. ### What is the update frequency for Marygold & Co? The app was last updated on December 19, 2024, with version 1.1.24. This suggests regular updates to align with industry standards and regulatory changes. ### What devices support Marygold & Co? Marygold & Co. is currently supported on iPhone and iPod devices, indicating a focus on the Apple ecosystem. ### Does Marygold & Co have ads? Yes, the app contains advertisements. This is factored into its monetization model. ### What is the age rating for Marygold & Co? Marygold & Co. has an age rating of 17+, suggesting it is intended for mature users due to its financial and investment-related content. ## Version history (last 5 releases) ### 1.1.24 — 2024-12-19 - New Cash Management Accounts - Add a Trusted Contact to Secure Your Account - Bug Fixes and Improvements ### 1.1.23 — 2024-12-08 - New Cash Management Accounts - Add a Trusted Contact to Secure Your Account - Bug Fixes and Improvements ### 1.1.21 — 2024-10-15 - Bug fixes and Improvements ### 1.1.20 — 2024-04-25 - Bug fixes and improvements ### 1.1.19 — 2024-04-10 - You’ve Got Money audio notification fixed - Fixed Money Pool Deposit history ordering - Added session timeout customisation settings ## Apps similar to Marygold & Co | App | Rating | Price | Category | | --- | --- | --- | --- | | [Buddy: Money & Budget Planner](https://appshunter.io/ios/app/buddy-money-and-budget-planner/id936422955) | 4.6 (589) | Free | Finance | | [Spindie](https://appshunter.io/ios/app/spindie/id6443850490) | 5.0 (1) | Free | Finance | | [Otterz](https://appshunter.io/ios/app/otterz/id6444387482) | 5.0 (2) | Free | Finance | | [Balance Money](https://appshunter.io/ios/app/balance-money/id1589111172) | 4.5 (23) | Free | Finance | | [Percapita](https://appshunter.io/ios/app/percapita/id1617975560) | 4.9 (36) | Free | Finance | | [Alza: spend, save, send abroad](https://appshunter.io/ios/app/alza-spend-save-send-abroad/id1624532578) | 4.3 (36) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*