# Masarifi - Expense Tracker — Logs expenses from bank SMS

> Logs expenses from bank SMS (iPhone/iPad app by abdulla almehrzi.)

- Source: https://appshunter.io/ios/app/masarifi-expense-tracker/id6794034174 (this page in markdown: same URL + `.md`)
- Developer: [abdulla almehrzi](https://appshunter.io/developer/6793967396)
- Category: Finance
- Price: Free
- Age rating: 4+
- Requires: iOS 17.0 · 3 MB
- Languages: American English
- Released: 2026-07-24
- Data updated: 2026-08-09
- User reviews in markdown: https://appshunter.io/ios/app/masarifi-expense-tracker/id6794034174/reviews.md

## What is Masarifi?

Masarifi is a simple, elegant expense tracker that works fully offline — all your data stays on your device. No accounts, no ads, no tracking.

Features:
• Clear dashboard: income, spending, net savings and savings rate at a glance.
• Auto-add from bank SMS: when your bank texts you, the amount is added automatically — even while your phone is locked, messages are queued and added when you open the app. One-tap shortcut setup.
• Every currency supported: foreign transactions are converted to AED at daily exchange rates, with a built-in currency converter.
• Per-category budgets with progress bars and over-limit alerts.
• Smart analytics: yearly forecast, quarterly comparison, monthly heatmap.
• Recurring commitments across every month, editable anytime.
• Automatic monthly salary + savings goals and debt tracking.
• Snap a receipt and auto-extract the amount, on-device.
• Face ID lock, dark mode, and backup to iCloud or a file.
• Full Arabic and English interface.

Privacy first: Masarifi collects no data. The only internet request fetches the daily public exchange-rate table — no personal or financial information is ever sent.


## Version history (last 5 releases)

### 1.5 — 2026-08-03

• Pick the bank account on import: change any transaction's account from the SMS banner (category picker stays), or send a whole statement into one account.
• Default account: choose your main bank so SMS with no clear clue lands there — card digits and sender still take priority.
• More accurate PDF statements: fixed the last row on each page (it could pick up the running balance instead of the amount).
• General stability improvements.

### 1.4 — 2026-08-01

• Multiple bank accounts: add yours and switch with one tap — dashboard, transactions and analytics all follow.
• Smart auto-routing: each bank's SMS lands in its own account (by card digits or sender).
• PDF statement import works with any bank — including scanned statements — with debits and credits detected automatically.
• “Select all” when reviewing an import — handy for large statements.
• More SMS wordings supported.
• App version shown on the dashboard, and a more precise setup guide (pick your bank as Sender).

### 1.3 — 2026-07-30

• Change a transaction's category right from the auto-add banner — the app remembers your choice per merchant.
• Arabic bank-SMS support (debit/purchase/deposit, Arabic and English digits).
• Unrecognized messages are never lost: a one-tap manual-add dialog with the amount pre-extracted.
• Animated in-app walkthrough for setting up the automation step by step.
• Optional daily reminder to log your expenses (private local notification).
• Text size follows iOS settings + important accuracy and stability fixes.

### 1.2 — 2026-07-26

• New first-run experience: intro slides, quick salary setup, and a guided in-app tour.
• Supports more UAE bank SMS formats (Emirates NBD, FAB, ADCB, Mashreq, RAK and others).
• Illustrated step-by-step guide for the automatic SMS setup, including how to adapt it to any bank.
• Accuracy and stability improvements.

### 1.1 — 2026-07-24

• One-tap setup for automatic bank-SMS import, with an easy guide to edit it for other banks and formats.
• Supports more bank SMS formats and every currency, converted to AED at daily rates.
• Salary and recurring commitments now fill in across all months; commitments are editable.
• Reliability fixes, including no more double-counted messages.

## More apps by abdulla almehrzi

- [Trip Dashboard](https://appshunter.io/ios/app/trip-dashboard/id6793967394)
- [بيت العائلة Family Hub](https://appshunter.io/ios/app/family-hub/id6794064978)

All apps by abdulla almehrzi: https://appshunter.io/developer/6793967396

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-09.*