# Mass Bay Credit Union

> Personal finance management app aggregating accounts, tracking transactions, and facilitating payments. (iPhone/iPad app by Mass Bay Credit Union.)

- Source: https://appshunter.io/ios/app/mass-bay-credit-union/id1503024856 (this page in markdown: same URL + `.md`)
- Developer: [Mass Bay Credit Union](https://appshunter.io/developer/627977580)
- Category: Finance
- Price: Free
- Rating: 4.80/5 from 1,781 App Store ratings · 25 written reviews indexed
- Age rating: 4+
- Requires: iOS 18.4 · 173 MB
- Languages: American English, European Spanish
- Released: 2020-06-22
- Data updated: 2026-09-07
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/mass-bay-credit-union/id1503024856/reviews.md

## What is Mass Bay Credit Union?

Mass Bay Credit Union is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances.

Here’s what else you can do with Mass Bay Credit Union:

 -Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks.
 -Set up alerts so you know when your balance drops below a certain amount
 -Make payments, whether you’re paying a company or a friend
 -Transfer money between your accounts
 -Deposit checks in a snap by taking a picture of the front and back
 -Reorder your debit card or turn it off if you’ve misplaced it
 -View and save your monthly statements
 -Find branches and ATMs near you

Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. 

To use the Mass Bay Credit Union app, you must be enrolled as a Mass Bay Credit Union digital banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.

## Key features

- Aggregate financial accounts
- Organize transactions with tags and notes
- Set balance alerts
- Make payments and transfers
- Mobile check deposit
- Debit card management
- View statements
- Find branches and ATMs

## What do users think of Mass Bay Credit Union?

Overall sentiment: positive

**Pros**

- 🚀 Fast and convenient transfers
- 👍 User-friendly app experience
- 🙌 Friendly and helpful staff
- 💯 Satisfied long-term members

**Cons**

- 🐛 Unreliable mobile deposit feature
- 🤔 Lack of key features like card locking
- 🕰️ Inconvenient for non-branch banking

**Commonly reported bugs**

- Mobile deposit not working
- Accounts defaulting to old email addresses

**Most requested features**

- Add ability to update personal information
- Implement principal-only payments for HELOC
- Provide option to view total account balance

## Recent user reviews (10 of 25)

All indexed reviews: https://appshunter.io/ios/app/mass-bay-credit-union/id1503024856/reviews.md

### 5/5 — Since 1993

*2026-09-03, version 3.37.0*

Been with the credit union since it was only for MBTA employees 33 yrs ago. They’ve always helped me out with several loans and times when I’ve been scammed. They’re more personal than a bank they take care of their members still now since it’s changed To Mass Bay CU.

### 1/5 — Needs more features

*2026-05-31, version 3.27.1*

Would be nice if you understood everyone don’t have space on device to update it to the latest version, if I did, I would. Now I can’t check my bank account smh.

### 5/5 — Love Mass Bay Credit Union

*2026-04-29, version 3.33.0*

Everything is easy . From bill pay to transferring money

### 5/5 — Sugerencia

*2026-01-26, version 3.30.2*

Sería bueno poder tener la app en español

### 5/5 — Best bank ever!

*2025-03-11, version 3.20.0*

I just love MBCU, the staff very friendly and prompt with helpful tips and remedies for all my banking needs.  And for that I’m truly grateful to be a MBCU member!

Dennis Feijoo

### 1/5 — Impossibl

*2025-01-07, version 3.18.0*

Mass bay stinks!

### 5/5 — Happy Members

*2024-12-11, version 3.18.0*

The app make my errands easier.  Thank you. Mass Bay Credit Union!

### 5/5 — Great response to messages

*2024-04-05, version 3.10.3*

Very user friendly software, the response time for messaging is very reasonable and they take every matter with the utmost professionalism. Thank you Mass Bay I’ve been a customer for 30 plus years

### 5/5 — HELOC account

*2024-01-18, version 3.9.0*

Unfortunately there is no way to do principal only payments using the app. You have to call and wait on the phone to get connected or to visit a branch office to request payment.

### 3/5 — Needs more features

*2023-09-30*

Would be nice if you can lock your card on this app. And it would be nice to be able to update personal information like addresses.

## Frequently asked questions about Mass Bay Credit Union

### What does the Mass Bay Credit Union app do?

This app acts as a personal financial advocate, allowing you to aggregate all your financial accounts, including those from other banks and credit unions, into a single, easy-to-manage view. It provides tools to track transactions, make payments, transfer money, deposit checks, and manage your debit card.

### What are the key features of this app?

Key features include aggregating accounts from multiple institutions, organizing transactions with tags and photos, setting balance alerts, making payments and transfers, depositing checks via photo, managing debit cards, viewing monthly statements, and locating branches and ATMs.

### Is this app free to use?

The app itself is free to download and use. However, it is important to note that the app is supported by ads, which are integrated into the user experience. To use the app, you must be enrolled as a Mass Bay Credit Union digital banking user.

### What devices is the Mass Bay Credit Union app compatible with?

The app is designed for mobile devices. It supports secure login options such as a 4-digit passcode and fingerprint or face reader on supported devices, indicating compatibility with a range of modern smartphones and tablets.

### How can I use this app to manage my finances?

You can use this app to get a consolidated view of all your financial accounts, track spending by adding notes and tags to transactions, set up notifications for low balances, pay bills, transfer funds between accounts, and deposit checks remotely. It also allows for debit card management and easy access to statements and ATM locations.

## Version history (last 5 releases)

### 3.37.0 — 2026-08-19

Version 3.37.0
• Bug fixes and performance improvements

### 3.36.0 — 2026-07-16

Version 3.36.0
• Bug fixes and performance improvements

### 3.35.0 — 2026-06-09

Version 3.35.0
• Bug fixes and performance improvements

### 3.34.1 — 2026-05-23

Version 3.34.1
• Bug fixes and performance improvements

### 3.34.0 — 2026-05-19

Version 3.34.0
• Bug fixes and performance improvements

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-07.*