# Maturity Ledger: Deposit Log — CD Tracker, Interest & APY

> Personal finance app for tracking fixed-term deposits and calculating interest. (iPhone/iPad app by 名楷 王.)

- Source: https://appshunter.io/ios/app/maturity-ledger-deposit-log/id6796212892 (this page in markdown: same URL + `.md`)
- Developer: [名楷 王](https://appshunter.io/developer/1896763218)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 5.00/5 from 1 App Store ratings · 3 written reviews indexed
- Age rating: 4+
- Requires: iOS 18.0 · 10 MB
- Languages: German (Germany), Italian, Japanese, French (France), Chinese (Simplified, China), Chinese (Traditional, Taiwan), American English, Brazilian Portuguese, European Spanish, Korean
- Released: 2026-08-06
- Data updated: 2026-08-28
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/maturity-ledger-deposit-log/id6796212892/reviews.md

## What is Maturity Ledger?

Maturity Ledger helps you manage fixed-term assets, calculate interest, and stay on top of maturity dates. It supports term deposits, large-denomination CDs, savings bonds, structured deposits, and more.

Keep principal, interest rates, and maturity dates in one place. Automatically calculate simple interest, compound interest, and annualized returns, review upcoming cash flows, and receive reminders before your assets mature.

No bank connection is required. You can keep track of personal and family deposits while retaining full control of your data.

【Manage Every Deposit in One Place】
• Record principal, interest rate, interest start date, maturity date, interest payout schedule, financial institution, currency, holder, and more.
• Import photos or PDFs of deposit certificates. Maturity Ledger processes them entirely on your device and helps fill in the details, reducing manual entry.

【Understand Interest and Actual Returns】
• Calculate simple interest, compound interest, and periodic interest payments. View daily accrued interest, projected cash flows, and interest at maturity.
• Additional benefits such as interest bonuses, cashback, reward points, and estimated gift values can also be included. Compare the actual performance of different assets using overall annualized return and XIRR.

【Get Reminded Before Maturity】
• Use the maturity calendar and local notifications to keep track of assets approaching maturity.
• After an asset matures, record the maturity outcome, confirm that the funds have been received, or quickly create a renewal based on the original entry. This gives every asset a complete history.

【Plan Upcoming Cash Flows】
• The dashboard shows current principal, total accrued interest, upcoming maturities, and currency allocation.
• Reports provide a clear view of upcoming cash flows, projected and actual returns, term distribution, sources of return, and maturity outcomes, helping you plan ahead.

【Manage Family and Multi-Currency Assets】
• Organize family deposits by holder, record assets in different currencies, and convert them using reference exchange rates.
• View the overall distribution of personal and family deposits in a single ledger.

【Privacy First — Your Data Stays Under Your Control】
• No account registration required
• No connection to bank accounts
• Photos and PDFs are processed entirely on your device
• Optional iCloud data sync
• Amount masking, privacy protection in the app switcher, and Face ID or device passcode lock
• CSV export, JSON backup, and restore

The free version supports up to 5 active holdings, 1 holder, and basic maturity reminders.
Upgrade to Pro to unlock unlimited holdings, multiple family members, multiple reminder schedules, and full analytics and reports.

【Important Information】
• Maturity Ledger is intended solely for personal record-keeping, calculations, and reminders. It does not provide banking or transaction services, nor does it recommend or sell financial products.
• Returns, exchange rates, and other calculated results are estimates. Actual amounts are subject to the product agreement and final settlement by the relevant financial institution.
• Nothing in this app constitutes investment, tax, legal, or insurance advice.

Privacy Policy: https://wwmmkk.github.io/Maturity-Ledger/Privacy%20Policy
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Key features

- Manage fixed-term assets
- Calculate interest and returns
- Maturity date reminders
- Import deposit certificates
- Track family and multi-currency assets
- Privacy-focused data control
- Cash flow planning

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Maturity Ledger Pro - Monthly | $0.99 | per month |
| Maturity Ledger Pro - Yearly | $3.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Maturity Ledger Pro - Lifetime | $6.99 | one-time |


## Recent user reviews (3 of 3)

All indexed reviews: https://appshunter.io/ios/app/maturity-ledger-deposit-log/id6796212892/reviews.md

### 5/5 — 好评

*2026-08-18*

还挺不错的 对资金的汇总流动管理很有帮助 这样账目心里有数👍👍👍

### 5/5 — Great app

*2026-08-18*

I really like the widgets - they're nicely designed and look great

### 5/5 — 挺好的

*2026-08-13*

小组件很好看，存款金额和利率管理起来也比较方便

## Frequently asked questions about Maturity Ledger

### What is Maturity Ledger?

Maturity Ledger is a personal finance application designed to help users manage fixed-term assets like CDs and savings bonds. It allows for tracking principal, interest rates, maturity dates, and calculating various types of interest and returns.

### How does Maturity Ledger calculate interest?

Maturity Ledger can automatically calculate simple interest, compound interest, and periodic interest payments. It also considers additional benefits like interest bonuses and cashback to provide an estimated overall annualized return and XIRR.

### Does Maturity Ledger connect to my bank accounts?

No, Maturity Ledger does not require any bank connections. It is designed for manual data entry and on-device processing to ensure user privacy and data control.

### What are the limitations of the free version of Maturity Ledger?

The free version of Maturity Ledger supports up to 5 active holdings and 1 holder. It also provides basic maturity reminders. For unlimited features, users can upgrade to the Pro version.

### What are the subscription options for Maturity Ledger Pro?

Maturity Ledger Pro offers two subscription plans: a monthly plan at $0.99/month with a 3-day free trial, and a yearly plan at $3.99/year with a 3-day free trial.

### How does Maturity Ledger ensure user privacy?

Maturity Ledger prioritizes privacy with no account registration or bank connections. Photos and PDFs are processed on-device, and features like amount masking, privacy protection in the app switcher, and Face ID/passcode lock are available.

### Can I manage assets for my family with Maturity Ledger?

Yes, Maturity Ledger allows you to organize family deposits by holder and view the overall distribution of personal and family assets in a single ledger. The Pro version unlocks multiple family members.

### How often is Maturity Ledger updated?

The app was last updated on August 17, 2026, with version 1.0.6. This indicates a recent update, suggesting ongoing development and maintenance.

## Version history (last 5 releases)

### 1.0.9 — 2026-08-27

• New: System Calendar Reminders — add maturity reminders to your system calendar with one tap.
• New: Interest Rate Conversion — enter a monthly rate, 7-day return, total return at maturity, or maturity interest, and automatically convert it to an annual interest rate.
• New: Yearly Income Reports — view income by year for a clear overview of historical returns.
• New: Institution View — group deposit records by institution in the Assets tab, presented in a clean, card-based layout.
• Improved: Increased stability during iCloud sync.
• Improved: Smoother navigation across the Home, Assets, and Calendar screens, with significantly improved chart scrolling performance.
• Improved: Fixed numerous issues and improved the accuracy of translations across multiple languages.
• Updated the built-in exchange rate table.

### 1.0.8 — 2026-08-26

• New: System Calendar Reminders — add your selected maturity reminder date to the system calendar with one tap.
• New: Interest Rate Conversion — enter a monthly rate, 7-day return, total return at maturity, or maturity interest, and automatically convert it to an annual interest rate.
• New: Yearly Income Reports — view income by year for a clear overview of historical returns.
• New: Institution View — group deposit records by institution in the Assets tab, presented in a clean, card-based layout.
• Improved: Increased stability during iCloud sync.
• Improved: Significantly smoother chart scrolling.
• Improved: Fixed numerous issues and improved the accuracy of translations across multiple languages.
• Updated the built-in exchange rate table.

### 1.0.7 — 2026-08-20

Fixed an issue that could prevent CSV export on some devices.

### 1.0.6 — 2026-08-17

• Amount Privacy: Hide or show amounts with one tap on the Home screen, and toggle them directly from the Home Screen widget
• Actual Settlement Records: When a deposit matures or is closed early, record the principal received, interest collected, fees paid, and taxes paid
• Institution Overview: See your current principal, number of assets, upcoming maturities, and incoming payments grouped by institution
• Added Recently Used suggestions when selecting an institution
• Various refinements and bug fixes

If you have any suggestions for improving the app, feel free to contact me via Me > Feedback & Suggestions.

### 1.0.5 — 2026-08-15

Updated exchange rates. Fixed known issues.
If you have any suggestions for improving the app, feel free to contact me via Me > Feedback & Suggestions.

## More apps by 名楷 王

- [FrameGlimpse: Video to Photo](https://appshunter.io/ios/app/frameglimpse-video-to-photo/id6780122129)
- [Flicker Insight: PWM Test](https://appshunter.io/ios/app/flicker-insight-pwm-test/id6794661401)

All apps by 名楷 王: https://appshunter.io/developer/1896763218

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-28.*