# Mauch Chunk Trust Junior

> Financial literacy app for kids and teens teaching earning, saving, spending, and investing. (iPhone/iPad app by Mauch Chunk Trust Company.)

- Source: https://appshunter.io/ios/app/mauch-chunk-trust-junior/id6755052169 (this page in markdown: same URL + `.md`)
- Developer: [Mauch Chunk Trust Company](https://appshunter.io/developer/1468895705)
- Category: Finance, Education
- Price: Free
- Rating: 5.00/5 from 2 App Store ratings
- Age rating: 4+
- Requires: iOS 12.0 · 108 MB
- Languages: American English
- Released: 2025-12-09
- Data updated: 2026-07-17
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/mauch-chunk-trust-junior/id6755052169/reviews.md

## What is Mauch Chunk Trust Junior?

Our app empowers kids and teens to build real-world money skills by doing chores, earning money and managing it all from mobile devices.
With financial education limited in schools, our app offers an easy way to learn saving†, spending, donating†, and investing*. Parents are in control by approving transactions, giving a safer and smarter way to teach financial responsibility. From the palm of their hands kids make real-life money decisions as parents act as a safety net.
 
Chores and allowance tracker:
Kids can earn an allowance by doing chores. There are hundreds of chore options available but parents can also add their own. In addition, the app’s chores and allowance tracker helps kids build important character traits like accountability, dependability, time management and teamwork. Set up and use within minutes. Pay allowance weekly or set it and forget it with our auto-allowance† feature.

Teach Easy Investing:
Every family account includes built-in investing—no upgrades needed. Your kids can start early, learning to invest toward long-term goals. With commission-free trades starting at just $10, families can invest together securely through our platform, backed by Apex Fintech Brokerage Services. Think college funds, first car, a home, and more. These valuable skills could help guide your kids through adulthood and create financial strength you can’t get with a bank alone.

Learn to Spend Wisely:
Families can enroll up to 5 children on one account and each child at least 5 years old is eligible to receive a Mauch Chunk Trust Junior branded BusyKid Visa® Prepaid Card. Cards can be used online or in stores as long as proper funds are available. Parents approve all funds loaded to a card and can see all transactions in the activity feed of their dashboard.

BusyPay†:
Instead of wasting money on gift cards that could get lost, stolen or leave unused funds, use BusyPay and load money directly to an account. By sharing a BusyPay QR code, friends and family can add money to an account for birthdays, holidays, or working for a neighbor. Even use this exclusive feature to send money to others using our app.

Being Charitable:
Our app promotes a balanced financial lifestyle and that includes being charitable. Donating is important for more reasons than the tax implications. Our app has nearly 70 local and national charities built in to help make sharing easy.

Safety First:
We use the latest SSL encryption technology. The app and cards require individual PINs for use, and all PINs should be different. Parents receive alerts for any money transactions and card issues. Has all sensitive information stored by partners compliant with all Payment Card Industry Data Security Standards.

This Mauch Chunk Trust Junior program is provided through BusyKid. The BusyKid Visa® Prepaid Card is issued by Pathward®, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. Card can be used everywhere Visa debit cards are accepted.

*BusyKid's provision of access to securities products and brokerage services are offered by Apex Fintech Brokerage Services and Apex Clearing. Apex Fintech Brokerage Services and Apex Clearing Corporation are both licensed and registered to conduct securities business in 53 U.S. states and territories. This feature is optional and not affiliated with Pathward nor Visa.

†Optional feature is a BusyKid product.

## Key features

- Chore and allowance tracking
- Teach kids investing
- Learn to spend wisely
- BusyPay for direct transfers
- Charitable donation options
- Parental transaction approval


## Frequently asked questions about Mauch Chunk Trust Junior

### What is Mauch Chunk Trust Junior?

Mauch Chunk Trust Junior is a free finance app designed to help kids and teens develop real-world money management skills. It allows them to earn money through chores, learn about saving, spending, donating, and investing, all under parental supervision.

### Is Mauch Chunk Trust Junior safe for children?

Yes, safety is a priority. The app uses SSL encryption, requires individual PINs for cards and the app, and parents receive transaction alerts. Sensitive information is stored by partners compliant with Payment Card Industry Data Security Standards.

### Can my child learn to invest with Mauch Chunk Trust Junior?

Absolutely. Every family account includes built-in investing features, allowing children to learn about long-term goals with commission-free trades starting at $10, backed by Apex Fintech Brokerage Services.

### How does the chore and allowance tracker work?

Kids can earn an allowance by completing chores, with hundreds of options available or custom ones added by parents. The tracker helps build character traits like accountability and time management, with options for weekly pay or auto-allowance.

### What is BusyPay in Mauch Chunk Trust Junior?

BusyPay allows friends and family to add money directly to an account via a QR code, serving as an alternative to gift cards. It's also used for sending money to others within the app.

### How many children can be added to an account?

Families can enroll up to 5 children on a single account. Each child aged 5 and older is eligible to receive a Mauch Chunk Trust Junior branded BusyKid Visa® Prepaid Card.

### Does Mauch Chunk Trust Junior have ads?

No, Mauch Chunk Trust Junior is ad-free. The app is available for free and does not display advertisements to users.

### How often is Mauch Chunk Trust Junior updated?

The latest version of Mauch Chunk Trust Junior is 3.34.08, which was last updated on May 26, 2026. Updates typically occur to improve features and maintain security.

## Version history (last 3 releases)

### 3.35.07 — 2026-07-08

Minor bug fixes and feature improvements

### 3.34.08 — 2026-05-26

Bug fixes and feature improvements

### 3.33.09 — 2025-12-09

No release notes.

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## More apps by Mauch Chunk Trust Company

- [Mauch Chunk Trust Company](https://appshunter.io/ios/app/mauch-chunk-trust-company/id1468895706)
- [MCT Business Cash Management](https://appshunter.io/ios/app/mct-business-cash-management/id1511574499)

All apps by Mauch Chunk Trust Company: https://appshunter.io/developer/1468895705

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-17.*