# Maxi Finance — Money finally texts you back.

> All-in-one private finance app with spending analysis and bill splitting. (iPhone/iPad app by Thread Incorporated.)

- Source: https://appshunter.io/ios/app/maxi-finance/id6781602288 (this page in markdown: same URL + `.md`)
- Developer: [Thread Incorporated](https://appshunter.io/developer/6781602290)
- Category: Finance, Productivity
- Price: Free
- Rating: 5.00/5 from 3 App Store ratings · 3 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.1 · 48 MB
- Languages: American English
- Released: 2026-07-21
- Data updated: 2026-10-04
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/maxi-finance/id6781602288/reviews.md

## What is Maxi Finance?

Maxi brings your whole financial picture into one clean, private app.

See everything in one place:
Securely connect your email, bank, credit, and investment accounts. Maxi keeps your balances up to date and shows your net worth, cash, savings, investments, and credit at a glance.

Understand your spending:
A simple dashboard breaks down where your money goes by category, with a spending donut, month-over-month trends, and a full activity feed you can drill into by category or transaction.

Split bills without the awkward math:
Split any expense evenly or with custom amounts with friends straight from your Contacts. Maxi builds a Venmo payment request for each person and drops it into a text message you send with one tap.

Built to be private and secure:
Lock the app with Face ID, Touch ID, or your passcode, with automatic sign-out when you step away. Your bank connections are encrypted, and you can exclude accounts or delete your data anytime.

Meet Maxi, your money assistant:
Beyond the app, Maxi converses proactively via text message and answers questions about your finances, flags splittable utilities and transactions, tracks and reminds you about upcoming bills and subscriptions from your email, and gives you weekly reports and analytics on your spend.

Connect your accounts in minutes and have Maxi take ownership of your personal finances.

## Key features

- Consolidated financial view
- Spending analysis and categorization
- Bill splitting with payment requests
- Proactive text message financial assistant
- Secure biometric login
- Automatic bill and subscription tracking

## Recent user reviews (3 of 3)

All indexed reviews: https://appshunter.io/ios/app/maxi-finance/id6781602288/reviews.md

### 5/5 — Clean and helpful

*2026-07-23*

Love how human the onboarding feels and during the first week I used it, it caught my sister using my card for Amazon as I don’t pay attention as much anymore.

### 5/5 — Managing my finances seemed daunting until I tried MaXi

*2026-07-23*

I love that MaXi is on top of my spending and accounts and proactively texts me when it notices something out of the ordinary. Brilliant.

### 5/5 — A life changing way to engage with my finances.

*2026-07-23*

Don’t hesitate to download. This app is thoughtful, creative, fun, and extremely useful for all generations hoping to learn more about how to best explore their financial options in their day to day.

## Frequently asked questions about Maxi Finance

### How secure is MaXi Finance?

MaXi Finance prioritizes privacy and security. It offers biometric login options like Face ID and Touch ID, automatic sign-out, and encrypted bank connections. Users can also exclude accounts or delete their data at any time.

### What financial accounts can I connect to MaXi Finance?

You can securely connect your email, bank, credit, and investment accounts to MaXi Finance. This allows the app to provide a comprehensive overview of your financial picture.

### How does MaXi Finance help with splitting bills?

MaXi Finance allows you to split any expense evenly or with custom amounts directly from your contacts. It generates a Venmo payment request for each person, which you can send via text message with one tap.

### Does MaXi Finance have ads?

No, MaXi Finance is ad-free. The app is designed to provide a clean and private user experience without advertisements.

### What kind of financial insights does MaXi Finance provide?

MaXi Finance acts as a money assistant, conversing proactively via text. It answers questions about your finances, flags splittable transactions, tracks upcoming bills and subscriptions, and provides weekly reports and analytics on your spending.

### What devices does MaXi Finance support?

MaXi Finance is currently supported on iPhone and iPod devices.

### How often is MaXi Finance updated?

The latest version of MaXi Finance is 1.0.1, which was last updated on July 28, 2026. Updates typically address bug fixes and feature enhancements.

### What is the user sentiment for MaXi Finance?

Based on the available data, MaXi Finance has a perfect rating of 5.0 stars from 3 ratings, indicating very positive user sentiment.

## Version history (last 5 releases)

### 1.2.0 — 2026-09-30

This version contains some UI changes and some enhancements to existing features.

### 1.1.1 — 2026-09-18

This update contains some UI changes and added weekly report functionality.

### 1.1.0 — 2026-09-01

New look, new features: Face ID sign-in, push notifications for important alerts, a redesigned Accounts view with connection health at a glance, a friend referral program, and a guided first-run tour. Plus bug fixes to make user experience smoother.

### 1.0.3 — 2026-08-07

This release brings profile editing feature and also some UI enhancements on transactions list and some other minor UI changes.

### 1.0.2 — 2026-07-30

This version include some design and security changes along with minor enhancements.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-04.*
