# MaxWorth: Credit Card Rewards — Benefits, Offers & Cashback

> AI-powered tool to track credit card benefits and maximize annual fee value. (iPhone/iPad app by MaxWorth LLC.)

- Source: https://appshunter.io/ios/app/maxworth-credit-card-rewards/id6745807856 (this page in markdown: same URL + `.md`)
- Developer: [MaxWorth LLC](https://appshunter.io/developer/1813893383)
- Category: Finance, Shopping
- Price: Free with in-app purchases
- Rating: 4.20/5 from 83 App Store ratings · 42 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.6 · 44 MB
- Languages: American English
- Released: 2025-05-31
- Data updated: 2026-08-25
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/maxworth-credit-card-rewards/id6745807856/reviews.md

## What is MaxWorth?

MaxWorth is the all-in-one credit card benefits tracker & rewards optimizer. Are you getting the full value from your credit cards? The average premium cardholder leaves over $1,000 in unused benefits on the table every year. MaxWorth helps you earn more money from your credit cards benefits and offers. 

TRACK EVERY BENEFIT, NEVER MISS A DOLLAR
Add your credit cards and instantly see all your benefits — statement credits, hotel perks, lounge access, insurance coverage, and more. MaxWorth tracks monthly, quarterly, and annual benefits with smart status tracking so you always know what you've used and what's expiring soon.

SMART REMINDERS THAT SAVE YOU MONEY
Get timely push notifications before your benefits expire. Never forget an airline fee credit, streaming credit, or dining credit again. Annual fee reminders help you decide whether to keep or cancel each card.

BEST CARD RECOMMENDATIONS
Wondering which card to swipe? MaxWorth instantly shows you the best card for every spending category — dining, groceries, gas, travel, streaming, and more. Nearby merchant detection recommends the optimal card based on your location.

1-TAP ACTIVATE ALL CREDIT CARD OFFERS
Easily manage and organize your eligible credit card offers across supported issuers using our chrome extension. Quickly add and organize available offers with streamlined workflows!!! Track, favorite, and manage all your targeted offers in one app.

6 AI-POWERED ASSISTANTS
- Spending Optimizer: Best card for every purchase
- Trip Optimizer: Maximize travel benefits and bookings
- Benefit Concierge: Personalized benefit recommendations
- Card Advisor: Find your next best credit card
- Retention Negotiator: Tips to negotiate better offers
- Points Guru: Transfer and redemption strategies

POINTS & MILES TRACKER
Track reward balances across all programs — credit card points, airline miles, hotel points, and cash back — all in one place.

SUBSCRIPTION MANAGER
Track recurring subscriptions alongside your card benefits. See upcoming renewals, billing cycles, and which card is being charged. Never get surprised by an unexpected charge.

500+ CARDS SUPPORTED
Every major issuer: Chase, Citi, Capital One, Bank of America,Barclays, Discover, Wells Fargo, U.S. Bank, and more

MaxWorth is an independent app and is not affiliated with, endorsed by, sponsored by, or otherwise connected to American Express, Chase, Citi, Capital One, Bank of America, or any other card issuer. All trademarks, product names, and brand logos referenced are the property of their respective owners and are used solely for descriptive and compatibility purposes.

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://bristle-vise-fa8.notion.site/MaxWorth-Privacy-Policy-1fcd8ff9196980c49a56f72cc0df6bdf

## Key features

- Track credit card benefit usage
- Maximize annual fee value
- Monitor expiring benefits
- Personalized perk reminders
- Manage multiple credit cards
- Avoid unused credits

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Premium Annual | $49.99 | per year |
| Premium Monthly Access | $7.99 | per month |
| Premium Lifetime | $159.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Lifetime | $159.99 | one-time |


## Chart rankings

- #195 in Top Grossing · Finance (US App Store)

## Recent user reviews (10 of 42)

All indexed reviews: https://appshunter.io/ios/app/maxworth-credit-card-rewards/id6745807856/reviews.md

### 1/5 — Unusable Forcing to purchase Paid plan

*2026-08-18*

Pop up always come up to make purchase despite im being interested with only the basic functionalities

### 5/5 — Useful

*2026-08-02*

This very useful to manage the credit,also it has Subscribe manage

### 5/5 — Loving the app

*2026-05-30*

I’ve been using the app since launch. There are frequent updates and an engaged team listening to feedback. As someone that left Max Rewards due to sync issues, bugs, increased sub costs, etc I’m really enjoying the MaxWorth app as a replacement and look forwards as it evolves and adds more and more features.

### 5/5 — Great card tool with thorough guides

*2026-05-30*

The best tool for managing your credits cards and getting quality suggestions on your spending habits, also has a great database of available cards with thoroughly detailed information so you can find the best one for your needs

### 5/5 — Nice way to maximize my rewards

*2026-05-29*

Always wanted a good app to manage my credit card usage to get best rewards.

### 5/5 — Must have for credit card tracking!

*2026-05-28*

As someone with over 10 credit cards. This app is a must have to track different perks and rewards. UI is great and snappy too!

### 5/5 — Best ai credit card tool i’ve seen, period

*2026-05-28*

“Incredible design, very well thought out functionality. Chase offer one tap activation is awesome. Responsive developer too, really cares about users. “

### 5/5 — Updated: Great Fix

*2026-05-20*

I previously complained about the AMEX Delta Platinum and Reserve cards not displaying the correct benefits. But the developer listened and fixed it, so I am now a very happy camper.

### 5/5 — Glad I installed

*2026-04-17*

Great app. You do not have to add your card info. It is helpful to make sure you get all the perks of your cards. It even suggests nearby merchants.

### 5/5 — Nice app

*2026-04-12*

I like that I was able to easily activate all my chase subscriptions through the browser as well to add subscriptions! It is going to stick on my phone.

## Frequently asked questions about MaxWorth

### What does MaxWorth do?

MaxWorth is an AI-powered tool designed to help premium credit card users track their benefit usage and maximize the value of their annual fees. It allows you to easily manage your cards, monitor expiring benefits, and receive personalized reminders for your must-use perks.

### What are the key features of MaxWorth?

Key features include tracking credit card benefit usage, maximizing the value of annual fees, monitoring expiring benefits, and receiving personalized reminders for perks. The app helps you manage your cards effectively to avoid unused credits and surprise renewal fees.

### Is MaxWorth free to use?

The application is free to download and use, with in-app purchases available. This model allows users to access core features for free while offering additional functionality or premium services through optional purchases.

### What credit card banks are supported by MaxWorth?

MaxWorth supports a wide range of popular credit card banks, including Chase, American Express (AmEx), Citibank, Discover, Capital One, Goldman Sachs, Bank of America (BofA), Barclaycard, Wells Fargo, and US Bank.

### How can MaxWorth help me save money?

By helping you track your credit card benefits and reminding you of expiring perks, MaxWorth ensures you utilize all the valuable credits and rewards your cards offer. This prevents you from losing money on unused benefits and helps you get the most out of your annual fees.

## Version history (last 5 releases)

### 1.0.127 — 2026-08-25

Removed Subscription Tracking feature and minor UX improvements

### 1.0.126 — 2026-08-24

Minor bug fixes

### 1.0.125 — 2026-08-23

Optimized data retrieval in the Earn tab with pre-loading logic

### 1.0.124 — 2026-08-20

Meet the new Earn tab — see every way to make money back on your shopping, in one place!

• Cashback on 14,000+ stores: Compare what 18 shopping cashback portals pay at any store, and jump straight to the best one.
• Stackable offers: We match your Amex & Chase offers with portal cashback — a 5% card offer on top of a 9% portal is 14% back on one purchase.
• Smart comparisons: Points and miles are valued in real terms, so 6 Chase points per dollar shows as ≈9% — directly comparable with cash.
• Favorite stores: Favorite your go-to stores and they'll be waiting at the top of the Earn tab.
• Filter by reward type: Filter by cash back, airline miles, or card points — or pick the exact portals you use.
• Best deals first: Every store page shows your card offers first, then all portal rates, with the best combined deal up top.

### 1.0.123 — 2026-08-14

Fixed newly added card's caching issue

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## Related topics

[maxworth](https://appshunter.io/ios/topics/maxworth) · [credit card rewards tracker](https://appshunter.io/ios/topics/credit-card-rewards-tracker) · [credit card benefits](https://appshunter.io/ios/topics/credit-card-benefits) · [credit card payment tracker](https://appshunter.io/ios/topics/credit-card-payment-tracker) · [credit card tracker budget](https://appshunter.io/ios/topics/credit-card-tracker-budget)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-25.*