# mBanking

> Mobile banking app for managing accounts, payments, and transactions. (iPhone/iPad app by UniCredit Bank SERBJA CJSC.)

- Source: https://appshunter.io/ios/app/mbanking/id453429989 (this page in markdown: same URL + `.md`)
- Developer: [UniCredit Bank SERBJA CJSC](https://appshunter.io/developer/453429992)
- Category: Finance
- Price: Free
- Rating: 4.82/5 from 4,092 App Store ratings · 61 written reviews indexed
- Age rating: 17+
- Requires: iOS 15.0 · 445 MB
- Languages: English, Serbian
- Released: 2011-08-10
- Data updated: 2026-08-28
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/mbanking/id453429989/reviews.md

## What is mBanking?

Koristite mBanking, gde su usluge i proizvodi naše banke uvek uz vas, za sve što vam je važno, u pokretu, kod kuće, na putovanjima, bez potrebe odlaska u banku.
Zavolećete brz pristup aplikaciji skeniranjem lica ili otiskom prsta, pregledan dizajn i sigurnost.
mBanking aplikacija UniCredit Banke dostupna je svim klijentima koji imaju otvoren tekući račun u UniCredit Banci.

• Obavljajte vaše svakodnevne bankarske transakcije i saznajte sve o vašim troškovima
• Povoljniji kurs za kupovinu i prodaju deviza Euro valute za korisnike sa deviznim Euro računom
• Platite račune, obavljajte kupovine i na kraju meseca pogledajte na šta najviše trošite, ili napravite šablone za najfrekventnija plaćanja
• IPS QR kod za plaćanje na prodajnom mestu
• Plaćanje ka inostranstvu
• Koristite opciju skeniraj i plati, i ubrzajte unos cifara sa vaših računa
• Prenesi – prebacite novac drugoj osobi koristeći njegov/njen broj telefona iz vaše kontakt liste
• Kreiranje i izmena trajnog naloga
• Pregled svih vaših računa (tekućih, deviznih i štednih), kredita, platnih kartica i dokumentacije
• Locirajte najbliže ekspoziture i bankomate
• Iskoristite mKeš opciju u aplikaciji i podignite novac sa bankomata, bez platne kartice
• Blokirajte i deblokirajte Vaše kartice, po potrebi
• Promena limita po kartici
• Pogledajte PIN vaše platne kartice
• Podela na rate transakcije kreditnom karticom
• Aplicirajte za proizvode banke, koji su vam potrebni za vaše planove
• Pristupite vašem eBanking nalogu, uz mToken
• Budite obavešteni o novitetima, kroz notifikacije u aplikaciji
• Izaberite na koji način želite da komunicirate sa bankom: mBanking/eBanking, E-mail i pošta.
• Kupovina Putnog osiguranja
• Virtuelna debitna i kreditna kartica sa svim detaljima neophodnim za uspešno plaćanje
• Dodavanje Mastercard kartica u Apple novčanik direktno iz mBanking aplikacije
• Tutorijali za lakše snalaženje u aplikaciji.

 -------------------------------------------------

Use mBanking, where Bank’s services and products are always at a hand, for all that matters to you, while you are on the go, at home, or while travelling, with no need to go to the Bank.
You will enjoy fast access to the app by using face ID or fingerprint, clear design and security.
UniCredit Bank’s mBanking app is available to all clients who have open current accounts in UniCredit Bank.

• Do your everyday transactions and find out all details about your expenses
• Favorable exchange rate for buying and selling Euro currency for users with Euro account
• Pay your bills, or shopping orders and have an overview of what are your biggest spending on a monthly basis, or make templates for most frequent payments
• IPS QR code for point of sale payment
• Foreign Payments on mBanking
• Use scan and pay option to speed up inserting data from your bills
• Prenesi - transfer money to another person using his/her phone number from your contact list
• Create and modify Standing order
• Have an overview of your accounts (current, savings), loans, payment cards and documents
• Find out where are our nearest branch offices or ATMs
• Use mCash option to withdraw money from ATMs, without using your payment card
• Block and unblock your cards, if needed
• Change limit on your card
• View PIN of your debit/credit cards
• Splitting credit card transactions into installments
• Apply for Bank’s products, for plans that matter to you
• Access your eBanking account, using mToken
• Stay informed on all novelties, by receiving app’s notifications
• Choose how you want to stay in touch with the Bank: via mBanking, eBanking, email or mail
• Purchasing and activation of Travel insurance
• Virtual debit and credit card with all details needed for successful payment
• Add your Mastercard card to Apple wallet from your mBanking app
• Tutorials.

## Key features

- Biometric login (face/fingerprint)
- Account balance check without login
- Bill payments and shopping
- Money transfers via phone number
- Cash withdrawal without card (mKeš)
- Card management (block/unblock, PIN view)
- Locate ATMs and branches

## What do users think of mBanking?

Overall sentiment: negative

**Pros**

- 👍 Convenient mobile banking
- 🚀 Fast and efficient transactions
- 🔒 Secure authentication options
- 💡 Innovative features like Face ID

**Cons**

- 🐛 Frequent crashes and bugs
- ⏱️ Slow performance and loading times
- 🔍 Unreliable search and transaction history
- 🚫 Lack of important features (e.g., Apple Pay, account blocking)

**Commonly reported bugs**

- Activation issues with incorrect error messages
- QR code scanning not working
- Inconsistent behavior after app updates
- Inability to see all transactions in the app

**Most requested features**

- Add Apple Pay support
- Improve search and transaction history functionality
- Implement account blocking option
- Develop an iPad-specific app version

## Recent user reviews (10 of 61)

All indexed reviews: https://appshunter.io/ios/app/mbanking/id453429989/reviews.md

### 1/5 — Not intuitive

*2026-08-05, version 26.3.42*

I have spent an hour trying to find a way to export records of my transactions for the past 3 months and haven’t been able to do so. At this point i wonder if it’s even possible.

### 1/5 — Poor variant of Unicredit reputation

*2026-01-03, version 25.8.44*

Unstable application. Does not provide support for payments that are extremely complicated in Serbian banking system

### 1/5 — Slow and Dishonest this bank is the worst bank I’ve ever experienced even as a person from Africa

*2025-07-03, version 25.2.1023*

Poor service, they don’t respond promptly,when you bank online they intentionally use the money from you foreign account so you have little coins left for them always,they’re always packed and there’s not enough people to serve you and they’re always slow,every time I spend more than an hour in this bank!!!

### 1/5 — Gadna aplikacija

*2025-01-26, version 5.48.23*

Ne radi aktivacija, ne radi promena limita na karticama, banka ne daje nikakva najave o radovima koji onemogucavaju ove usluge…

### 2/5 — Не ради опција ,,скенирај и плати"

*2024-09-17, version 5.47.7*

Опција ,,скенирај и плати" не ради већ данима. Ажурирала сам апликацију и покушавала сваког дана, али и даље не могу да платим рачуне. Каже ,,обавезно унети износ", а већ сам га унела.

### 2/5 — Krediti

*2024-09-10, version 5.47.7*

Opcija da se vide postojeci krediti i sve vezano za njih pod hitno potrebna!!!

### 5/5 — Menjacnica ne radi

*2023-04-28, version 5.33.40*

Povoljniji i specijalni kursevi nisu uvek u menjacnici dostupni!
Problem menjacnice je sto posle 16 h vikendom praznikom i td ne radi!

### 2/5 — Skeniranje QR kodova ne radi

*2023-04-11, version 5.33.40*

Prvo je prestao da radi upload qr koda (kaže da je kod neispravan) ali je radilo sa kamerom. Sad isto javlja i za skeniranje kamerom

### 1/5 — Bad

*2023-02-19, version 5.33.40*

this application don't work on ios 12.5.7

### 1/5 — Šabloni ne rade

*2022-12-12, version 5.33.40*

Šabloni na ios aplikaciji ne rade. Ne rade vec nekoliko meseci. Posle vise obracanja banci, obecali da ce da proradi. Sramota za banku da ne moze da resi ovaj problem. Sramota za divelopera. Resenje je hitno promeniti banku.

## Frequently asked questions about mBanking

### What can I do with the mBanking app?

The mBanking app allows you to perform everyday banking transactions, check account balances, pay bills, transfer money to others using their phone number, and even withdraw cash from ATMs without a physical card. You can also manage your cards, locate bank branches and ATMs, and apply for bank products.

### Is the mBanking app secure?

Yes, the app prioritizes security with features like fast access via face ID or fingerprint scanning. It also offers clear design and robust security measures to protect your financial information and transactions.

### Who can use the mBanking app?

The mBanking app is available to all clients of UniCredit Bank who have an open current account. It is designed to provide convenient access to banking services for these customers.

### Can I make payments with the app?

Absolutely. You can pay your bills, make shopping purchases, and utilize features like IPS QR code for point-of-sale payments. The app also allows you to create templates for frequently made payments to speed up the process.

### How do I get started with mBanking?

To get started, you need to have an open current account with UniCredit Bank. You can then download the mBanking app and activate your eBanking account using mToken. The app also includes tutorials to help you navigate its features easily.

## Version history (last 5 releases)

### 26.3.42 — 2026-05-05

What’s new SRB:

•SEPA plaćanje u okviru mBanking aplikacije
•Postanite PRIME klijent i uživajte u pogodnostima

Hvala što koristite mBanking UniCredit Banke Srbija. Mi redovno ažuriramo našu aplikaciju kako bi Vam svakodnevno bankarstvo bilo jednostavnije.



What’s new ENG:

•SEPA Payments on mBanking
•Become PRIEM client and enjoy it's benefits

Thanks for using UniCredit Bank Serbia mBanking. We make updates regularly to ensure simple and secure everyday banking.

### 25.8.4601 — 2026-04-03

•  Ispravke i unapređenja na polju stabilnosti, sigurnosti i korisničkog iskustva.

Hvala što koristite mBanking UniCredit Banke Srbija. Mi redovno ažuriramo našu aplikaciju kako bi Vam svakodnevno bankarstvo bilo jednostavnije.

•  Minor bug fixes, UX and security improvements.

Thanks for using UniCredit Bank Serbia mBanking. We make updates regularly to ensure simple and secure everyday banking.

### 25.8.44 — 2025-12-23

What’s new SRB:

•  Plaćanje ka inostranstvu
• Podela transakcija kreditnom karticom na rate
• Slanje informativnog plana otplate za kredit
• Ubrzali smo logovanje i unapredili aplikaciju na polju stabilnosti, sigurnosti i korisničkog iskustva.


Hvala što koristite mBanking UniCredit Banke Srbija. Mi redovno ažuriramo našu aplikaciju kako bi Vam svakodnevno bankarstvo bilo jednostavnije.






What’s new ENG:

• Foreign Payments on mBanking

• Splitting credit card transactions into installments

• Sending an informational repayment plan for a loan

• We improve login time and make minor bug fixes, UX and security improvements.


Thanks for using UniCredit Bank Serbia mBanking. We make updates regularly to ensure simple and secure everyday banking.

### 25.4.22 — 2025-08-11

What’s new SRB:

•   Ispravke i unapređenja na polju stabilnosti, sigurnosti i korisničkog iskustva

Hvala što koristite mBanking UniCredit Banke Srbija. Mi redovno ažuriramo našu aplikaciju kako bi Vam svakodnevno bankarstvo bilo jednostavnije.





What’s new ENG:

•   Minor bug fixes, UX and security improvements
Thanks for using UniCredit Bank Serbia mBanking. We make updates regularly to ensure simple and secure everyday banking

### 25.2.1023 — 2025-06-19

• Unapređena digitalna pristupačnost: poboljšan kontrast, podrška za čitače ekrana i lakša navigacija tastaturom za bolje korisničko iskustvo.


Hvala što koristite mBanking UniCredit Banke Srbija. Mi redovno ažuriramo našu aplikaciju kako bi Vam svakodnevno bankarstvo bilo jednostavnije.


• Improved digital accessibility: enhanced contrast, screen reader support, and easier keyboard navigation for a better user experience.

Thanks for using UniCredit Bank Serbia mBanking. We make updates regularly to ensure simple and secure everyday banking.

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## More apps by UniCredit Bank SERBJA CJSC

- [Mbanking for iPad”](https://appshunter.io/ios/app/mbanking-for-ipad/id974591816)
- [mBiznis](https://appshunter.io/ios/app/mbiznis/id1326789633)

All apps by UniCredit Bank SERBJA CJSC: https://appshunter.io/developer/453429992

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-28.*
