# MBL M-Smart

> Machhapuchchhre Bank's mobile banking app for managing finances and transactions. (iPhone/iPad app by Machhapuchchhre Bank Ltd.)

- Source: https://appshunter.io/ios/app/mbl-m-smart/id652696290 (this page in markdown: same URL + `.md`)
- Developer: [Machhapuchchhre Bank Ltd](https://appshunter.io/developer/1448456647)
- Category: Finance, Business
- Price: Free
- Rating: 3.20/5 from 43 App Store ratings · 8 written reviews indexed
- Age rating: 17+
- Requires: iOS 12.4 · 175 MB
- Languages: American English
- Released: 2013-06-26
- Data updated: 2026-08-15
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/mbl-m-smart/id652696290/reviews.md

## What is MBL M?

Embark on a seamless banking journey with MBL M-Smart.
MBL M-Smart is the essence of convenience in Machhapuchchhre Bank's Mobile Banking App. Experience the ease of managing your finances anytime, anywhere, directly from your handheld devices. Unlock a world of possibilities with our secure and regularly updated app, introducing exciting features that redefine mobile banking.

Key Features:
	Banking On the Go
	Bill Payments made easier
	Open a Fixed Deposit
	Loan against FD just on few clicks
        Raise and track your disputed transaction
	Top Up made seamlessly easier
	Fund Transfers made swift and secure 
	QR Code: Scan and Pay convenience.
	Instant Online and Retail Payment 
	Smooth Tap and pay feature
	Easy access to your Account Information 
	User Friendly, Safe and secure interface.
        View your account statement
And Many More Exciting Features

Security Matters: 
MBL M-Smart safeguards your information with advanced 128-bit SSL encryption, ensuring your peace of mind during every login.

Getting Started: 
To enjoy the benefits of MBL M-Smart, simply maintain a valid account with Machhapuchchhre Bank and subscribe to our Mobile Banking Service.

Banking, Simplified:
Experience the simplicity of banking without the need to visit a branch. MBL M-Smart, a proud member of the Fonepay Network, brings you smart banking for smart people.

Download Now:
Your journey to smart and secure banking begins with MBL M-Smart. Join the league of smart individuals embracing innovation in finance!

## Key features

- Banking on the go
- Bill payments
- Fund transfers
- QR code payments
- Account information access
- Transaction dispute tracking

## Recent user reviews (8 of 8)

All indexed reviews: https://appshunter.io/ios/app/mbl-m-smart/id652696290/reviews.md

### 5/5 — Great UI

*2026-07-16*

Easy to use

### 2/5 — Not Working on IOS 18

*2024-09-23*

This app has a problem for Interbank transfer . Primary bank details is not shown and app display "it seem we have a problem. Please try again later". Please fix it ASAP

### 1/5 — Use less update

*2022-04-14*

What an useless update …. While sending money ,Every time account number have to be written as copy and paste can’t be done …in sender account number … what a blunder update from such grade ‘A’ bank …

### 1/5 — Untrained Staff

*2021-04-28*

MBL staffs at Samakhusi, doesnt know how to operate the transaction done through the scan QR and withdraw process. Please train them well as i had to wait for more than an hour jst to withdraw the cash using QR scan.

### 1/5 — Worst

*2021-04-26*

Always error always connection failed, infinite loading, I am fed up with everything, Everytime when I try to pay its always loading.
I am planning to change the Bank.

### 1/5 — Not working in iOS

*2019-06-10*

While log in, it appears error log in...kindly assist for your action

### 2/5 — App not  working in iOS

*2018-12-28*

Why this app is not working in iOS? It would be better if you solve this asap.

### 2/5 — About updates

*2018-04-12*

Why this app is not upgraded yet?
It should be web based app.

## Frequently asked questions about MBL M

### What is MBL M-Smart?

MBL M-Smart is the official mobile banking application from Machhapuchchhre Bank. It allows users to manage their bank accounts, perform transactions, and access various banking services conveniently from their smartphones.

### Is MBL M-Smart secure?

Yes, MBL M-Smart prioritizes security by employing advanced 128-bit SSL encryption to safeguard user information during all transactions and logins. It is designed with a user-friendly, safe, and secure interface.

### How do I get started with MBL M-Smart?

To use MBL M-Smart, you need to have a valid account with Machhapuchchhre Bank and subscribe to their Mobile Banking Service. Once subscribed, you can download and log in to the app.

### What types of transactions can I perform with MBL M-Smart?

You can perform a wide range of transactions including fund transfers, bill payments, opening fixed deposits, loan applications against FDs, topping up services, and making instant online and retail payments via QR codes or tap and pay.

### Does MBL M-Smart have ads?

No, MBL M-Smart does not contain advertisements. The app is designed to provide a seamless and uninterrupted banking experience for its users.

### What devices is MBL M-Smart compatible with?

MBL M-Smart is available for iPhones and iPods. The app is regularly updated, with the latest version being 6.5.33, last updated on December 1, 2025.

### What is the user rating for MBL M-Smart?

MBL M-Smart has a user rating of 3.1 stars based on 37 ratings. This indicates a mixed reception from users, with some aspects potentially needing improvement.

### Can I view my account statement on MBL M-Smart?

Yes, MBL M-Smart provides easy access to your account information, including the ability to view your account statement directly within the app.

## Version history (last 5 releases)

### 7.0.98 — 2026-08-06

- Bug Fixes.

### 7.0.78 — 2026-07-23

- Bug Fixes.

### 7.0.37 — 2026-06-02

- Buy Now Pay Later via Foneloan EMI Payment Feature.
- Bug Fixes.

### 6.5.33 — 2025-12-01

- Buy Now Pay Later via Foneloan EMI Payment Feature.
- Bug Fixes.

### 6.5.26 — 2025-09-15

- Buy Now Pay Later via Foneloan EMI Payment Feature.
- Bug Fixes.

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## More apps by Machhapuchchhre Bank Ltd

- [MBL Connect](https://appshunter.io/ios/app/mbl-connect/id6757797099)

All apps by Machhapuchchhre Bank Ltd: https://appshunter.io/developer/1448456647

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-15.*
