# MC Federal Credit Union

> Personal finance manager aggregating accounts, tracking spending, and facilitating payments. (iPhone/iPad app by MC Federal Credit Union.)

- Source: https://appshunter.io/ios/app/mc-federal-credit-union/id1489500273 (this page in markdown: same URL + `.md`)
- Developer: [MC Federal Credit Union](https://appshunter.io/developer/579721172)
- Category: Finance
- Price: Free
- Rating: 4.80/5 from 983 App Store ratings · 14 written reviews indexed
- Age rating: 4+
- Requires: iOS 18.4 · 172 MB
- Languages: American English, European Spanish
- Released: 2020-03-31
- Data updated: 2026-08-31
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/mc-federal-credit-union/id1489500273/reviews.md

## What is MC Federal Credit Union?

MC Federal Credit Union is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances.

Here’s what else you can do with MC Federal Credit Union:

Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks.
Set up alerts so you know when your balance drops below a certain amount.
Make payments, whether you’re paying a company or a friend.
Transfer money between your accounts.
Deposit checks in a snap by taking a picture of the front and back.
View and save your monthly statements.
Find branches and ATMs near you.

Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. 

To use the MC Federal Credit Union app, you must be enrolled as a MC Federal Credit Union digital banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.

## Key features

- Aggregate all financial accounts
- Organize transactions with tags and notes
- Set balance alerts
- Make payments to companies and friends
- Transfer money between accounts
- Mobile check deposit
- Find branches and ATMs

## What do users think of MC Federal Credit Union?

Overall sentiment: negative

**Pros**

- 👍 Great service
- 💡 Ability to rearrange features
- 👍 Easy to use app
- 👍 Helpful with mortgage and car loans

**Cons**

- 🐛 Errors and inability to access accounts
- 🤔 Confusing new app design
- 🤔 Difficult to find frequently accessed information

**Commonly reported bugs**

- Accounts not loading
- Verification issues when trying to log in
- Inability to transfer funds between accounts

**Most requested features**

- Copy of cashed checks in transactions

## Recent user reviews (10 of 14)

All indexed reviews: https://appshunter.io/ios/app/mc-federal-credit-union/id1489500273/reviews.md

### 5/5 — Love my Credit Union

*2026-01-21*

I am so happy with everything the Credit Union has done for us. Helped us with a mortgage and our car. Love how they worked for us.

### 1/5 — Errors for days

*2025-05-06*

It wont load my accounts, just keeps telling me there was an error, for days straight i cant load my info.

### 1/5 — Terrible

*2025-04-04*

I haven’t been able to access my account in 3 days from the app please at least fix the app. It has been giving me errors for half a week

### 5/5 — Great service

*2025-01-21*

I always have great service whenever I need help with something. App is easy to navigate. Highly recommend.

### 5/5 — Comment

*2021-08-04*

I’m very happy that in checking account you have added copy of cashed checks in transactions 👍

### 1/5 — Horrible platform

*2020-07-04*

The new platform is horrible, even the survey is messed up

### 2/5 — Cumbersome

*2020-04-15*

The old MC app was unattractive, but the functionality was there. The new app tries to incorporate customization, but fails to do so in an organic way. Too many button presses to see frequently accessed information. Clean it up, and it may not be a bad app.

### 5/5 — Love It

*2020-04-15*

Love that I can see pending deposits ahead of time and transfer funds to other members! Also love being able to rearrange features and set it up so I only see what I use. App is easy to use and looks really cool.

### 5/5 — So confusing

*2020-04-11*

Before I could get on and see my accounts clearly now I have to try and figure out what is what every time. Only thing I like about it is the PIN number to log on. Poorly designed in my opinion

### 1/5 — Should’ve left it alone

*2020-04-11*

New app is a hassle. I have to re-register and wait for them, because they decided to make a new app. Really inconvenient. Let me back in my old app.

## Frequently asked questions about MC Federal Credit Union

### What does the MC Federal Credit Union app do?

This app acts as your personal financial advocate, allowing you to aggregate all your financial accounts, including those from other banks and credit unions, into a single, easy-to-manage view. It provides tools to organize transactions, set alerts, make payments, transfer money, and deposit checks remotely.

### What are the key features of the MC Federal Credit Union app?

Key features include aggregating accounts from various institutions, organizing transactions with tags and photos, setting balance alerts, making payments to individuals and companies, transferring funds between accounts, depositing checks by taking pictures, viewing statements, and finding nearby branches and ATMs.

### Is the MC Federal Credit Union app free to use?

The application itself is free to download and use. However, the description indicates it has ads, suggesting a free model supported by advertising. There are no in-app purchases mentioned as a primary monetization strategy.

### What devices is the MC Federal Credit Union app compatible with?

The app is designed for mobile devices. It supports security features like 4-digit passcodes and fingerprint or face reader authentication on supported devices, indicating compatibility with modern smartphones and tablets that have these biometric capabilities.

### How do I get started with the MC Federal Credit Union app?

To use the app, you must be enrolled as a MC Federal Credit Union digital banking user. If you already use their Internet Banking, simply download the app, launch it, and log in using the same Internet Banking credentials you normally use.

## Version history (last 5 releases)

### 3.37.0 — 2026-08-18

Version 3.37.0
• Bug fixes and performance improvements

### 3.36.0 — 2026-07-16

Version 3.36.0
• Bug fixes and performance improvements

### 3.35.0 — 2026-06-10

Version 3.35.0
• Bug fixes and performance improvements

### 3.34.1 — 2026-05-22

Version 3.34.1
• Bug fixes and performance improvements

### 3.33.0 — 2026-04-14

Version 3.33.0
• Bug fixes and performance improvements

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-31.*