# MCash-Wallet > Mobile wallet for sending money, paying bills, buying load, and more. (iPhone/iPad app by MICHEL J. LHUILLIER FINANCIAL SERVICES (PAWNSHOPS), INC.) - Source: https://appshunter.io/ios/app/mcash-wallet/id962204987 (this page in markdown: same URL + `.md`) - Developer: [MICHEL J. LHUILLIER FINANCIAL SERVICES (PAWNSHOPS), INC](https://appshunter.io/developer/962204986) - Category: Finance, Business - Price: Free - Rating: 3.55/5 from 11 App Store ratings · 7 written reviews indexed - Age rating: 4+ - Requires: iOS 12.4 · 83 MB - Languages: English - Released: 2015-03-14 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/mcash-wallet/id962204987/reviews.md ## What is MCash? MCash is M Lhuillier’s official mobile application that allows users to send and receive money, buy load, pay bills and more using a smartphone. Send Money Send money from one MCash account to another for FREE with Wallet to Wallet! You can also conveniently perform any of MCash other Send Money options: Kwarta Padala (from App to ML Branch) or Wallet to Bank* anytime, anywhere. Add Money Cash in to your own Mcash account for FREE by visiting the nearest M Lhuillier branch or add money through Mcash partner banks. Receive Money No time to visit an M Lhuillier branch to get your Kwarta Padala? Receive up to PHP 40,000.00** per transaction through your ML Wallet. Simply type the required Receive Money details after logging in! Withdraw Money Withdraw up to PHP 40,000** per day from any of the 2,600+ M Lhuillier branches nationwide. Find the nearest ML branch by clicking the Branch Locator in the App! Buy eLoad Easily buy or send load to your customers, friends & family with just a few taps on your smartphone. Pay Bills Quickly pay your bills to over 250 partners nationwide from a number of categories including Utilities, Insurance, Loans and more! Buy Items* Find the best prices and shop pre-loved jewelry, mobile phone accessories and other pawnable items in the ML Shop! *Coming soon **for fully verified users only Aside from these services, you can track your finances with MCash upgraded Transaction History feature, find the nearest M Lhuillier branch with an in-App Branch Locator and check the latest Kwarta Padala rates anytime, anywhere. Like M Lhuillier’s official Facebook page and join the MCash Users Community Facebook group today for updates and news about the ML Wallet App. ## Key features - Send and receive money - Buy eLoad - Pay bills - Add and withdraw money - Branch locator - Transaction history ## Recent user reviews (7 of 7) All indexed reviews: https://appshunter.io/ios/app/mcash-wallet/id962204987/reviews.md ### 1/5 — Buggy *2024-01-25* You get stuck in some menu pages as the back button is not responding. It’s useless. ### 3/5 — Eload Refund *2023-07-02* Please do address po yung eload. Lagi nalang kumakaltas tapos hindi papasok yung load. Tapos in order na marefund bakit kailangan na si user pa yung kailangan maginitiate? Diba dapat auto refund na yun since application error naman siya? ### 5/5 — Great app. *2022-11-06* Much improved. So convenient to make payments and send cash. ### 5/5 — Amazing! *2022-10-14* Greatly improved! Worth trying for Philippine market (: ### 1/5 — NOT GOOD *2019-10-11* Can't even register. Needs to fill up everything but the WALLET NAME box can not be filled up **Developer response:** We apologize for the inconvenience this might have caused you. For direct assistance, you may contact us through these numbers: 0947-999-0337/ 0947-999-0522/0947-999-2721 (SMART) You may also send an email to customercare@mlhuillier.com. Thank you! ### 1/5 — Worst App *2019-09-04* Worst App ever **Developer response:** We apologize for the inconvenience this might have caused you. For direct assistance, you may contact us through these numbers: 0947-999-0337/ 0947-999-0522/0947-999-2721 (SMART) You may also send an email to customercare@mlhuillier.com. Thank you! ### 4/5 — Works okay! *2018-03-05* I wish you guys change the idea of activating account visiting beaches to just load by QR code which today we can do it in the tip of our fingers. This apps is more fun if it’s connected to coins.ph using there peer to load such wallet. Just like me working abroad, no other ways to make one and activate personal account. Job well done to ML. For now I’ll give it 4🌟⭐️⭐️⭐️Hoping for any response! ## Frequently asked questions about MCash ### What is MCash-Wallet? MCash-Wallet is M Lhuillier’s official mobile application designed for sending and receiving money, buying load, paying bills, and more. It aims to provide a convenient digital financial service for users. ### How secure is MCash-Wallet? While specific security protocols are not detailed, the app is developed by MICHEL J. LHUILLIER FINANCIAL SERVICES (PAWNSHOPS), INC, a known financial institution. Users can perform transactions up to PHP 40,000.00 per transaction for receiving money and per day for withdrawals, suggesting a level of trust and verification. ### Can I add money to MCash-Wallet for free? Yes, you can cash in to your MCash-Wallet account for free by visiting the nearest M Lhuillier branch. You can also add money through MCash partner banks. ### What are the withdrawal limits for MCash-Wallet? You can withdraw up to PHP 40,000.00 per day from any of the over 2,600 M Lhuillier branches nationwide. This limit applies to fully verified users. ### How often is MCash-Wallet updated? The latest version of MCash-Wallet is 12.25.0, which was last updated on April 14, 2025. This indicates regular updates to improve functionality and security. ### What devices does MCash-Wallet support? MCash-Wallet is available on iPhone, iPad, and iPod devices. It is designed for iOS users who want to manage their finances on the go. ### Does MCash-Wallet have ads? No, MCash-Wallet does not contain advertisements. The app is free to download and use without any ad interruptions. ### What is the age rating for MCash-Wallet? MCash-Wallet has an age rating of 4+, making it suitable for a wide range of users. This indicates that the app's content and features are appropriate for children and adults. ## Version history (last 5 releases) ### 12.25.0 — 2025-04-14 - Optimized overall app performance and interface for a smoother experience ### 12.15.0 — 2025-03-28 - Redesigned insurance section for improved user navigation and clarity - Optimized overall app performance and interface for a smoother experience ### 12.14.0 — 2025-02-18 - Improved user experience - Added new features ### 12.13.0 — 2024-12-16 - New and improved Shop Safe - Improved user experience - Fixed several known bugs ### 12.12.0 — 2024-12-03 -Bug/fixes -UI enhancement ## Apps similar to MCash | App | Rating | Price | Category | | --- | --- | --- | --- | | [LANDBANK Mobile Banking](https://appshunter.io/ios/app/landbank-mobile-banking/id950232162) | 3.2 (77) | Free | Finance | | [Virtual Pag-IBIG](https://appshunter.io/ios/app/virtual-pag-ibig/id6444034285) | 2.9 (10) | Free | Finance | | [eCebuana](https://appshunter.io/ios/app/ecebuana/id1523417683) | 1.8 (28) | Free | Finance | | [GoTyme Bank \| Philippines](https://appshunter.io/ios/app/gotyme-bank-philippines/id1637067963) | 4.5 (90) | Free | Finance | | [Moneygment](https://appshunter.io/ios/app/moneygment/id1331316738) | 3.2 (24) | Free | Finance | | [Maybank2u PH Classic](https://appshunter.io/ios/app/maybank2u-ph-classic/id1322910192) | 1.8 (5) | Free | Finance | ## More apps by MICHEL J. LHUILLIER FINANCIAL SERVICES (PAWNSHOPS), INC - [ML Remit Money Transfer](https://appshunter.io/ios/app/ml-remit-money-transfer/id1289510718) All apps by MICHEL J. LHUILLIER FINANCIAL SERVICES (PAWNSHOPS), INC: https://appshunter.io/developer/962204986 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*