# MCCU Houston TX > Mobile banking app for managing finances, budgeting, and loans. (iPhone/iPad app by Members Choice Credit Union.) - Source: https://appshunter.io/ios/app/mccu-houston-tx/id361284373 (this page in markdown: same URL + `.md`) - Developer: [Members Choice Credit Union](https://appshunter.io/developer/361284376) - Category: Finance - Price: Free - Rating: 4.80/5 from 3,994 App Store ratings · 86 written reviews indexed - Age rating: 4+ - Requires: iOS 16.0 · 128 MB - Languages: American English - Released: 2010-03-12 - Data updated: 2026-09-01 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/mccu-houston-tx/id361284373/reviews.md ## What is MCCU Houston TX? Keep tabs on your budget, finances, and loans—all in one spot. Get the info you need to use money as a tool to build the life you want. See your whole financial life on one screen, then zoom in on your budget to break down your cash flow, expenses, and goals. Get ready to say goodbye to money stress and hello to living “the good life”. Manage Your Accounts • Review account activity: checking, savings, credit card, home, auto, personal and business • Deposit checks from your phone with Mobile Check Deposit • Keep tabs on your debit card usage with card features • Stress less with overdraft protection • Check on application status Convenient Ways to Pay • Transfer money between accounts • Connect accounts from other financial institutions • Send and receive money instantly with Zelle® Budget & Save • Save money faster with budgeting tools and savings, income, and spending trackers • Set alerts for savings goals and budget categories • Set aside money for recurring expenses with scheduled transfers Loan Management • Pay your auto, mortgage, boat, RV or personal loan with your debit card • Receive personalized pre-approved loan offers • View current rates and promotions Security • Block & unblock your card in the app • Use Biometric ID (face, touch, or fingerprint) to verify your identity for an added layer of security • Receive an email or text alert whenever your username is used to login Connect with Members Choice • Send a secure message to one of our member advocates within the app • Reference our ATM map to find 55,000+ no-fee Allpoint Worldwide ATM locations More Details • Members Choice Mobile Banking is free – your mobile carrier’s message and data rates may apply • Deposit, loans and mortgage products are offered by Members Choice Credit Union, Federally insured by NCUA; Equal Housing Lender, NMLS ID #502619 Early pay is not dependent upon the account qualifications noted above. At our sole discretion, we may make your money available to you up to two days before we receive the funds from the payor. Early availability of direct deposits is dependent on the timing of your payor’s payment instructions and/or fraud prevention overlays. These limitations may be modified at our sole discretion without advance notice. We do not guarantee early availability of any direct deposits, and eligibility of a direct deposit for early availability may change between pay periods. Any direct deposit not posted early will be made available according to our Funds Availability schedule. We reserve the right to discontinue the service at our sole discretion and without notice. U.S. checking or savings account required to use Zelle®. Transactions between enrolled users typically occur in minutes. MCCU does not charge any fees for sending money using Zelle. However, your mobile carrier's message and data rates may apply as well as other fees related to your account (e.g., Choice Pay Overdraft Protection, Stop Payment, NSF Fees, etc.). Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license. ## Key features - Account management - Mobile check deposit - Card management - Money transfers - Budgeting tools - Loan payments - Biometric security ## What do users think of MCCU Houston TX? Overall sentiment: negative **Pros** - 💳 Mobile deposit - 🚀 Efficient app features - 👍 User-friendly interface - 🔒 Secure banking - 🔥 Great credit union **Cons** - 🐛 Frequent app crashes - 🔒 Security issues with fraud - 👎 Unreliable app performance - 🔍 Missing important features - 🔄 Frequent login issues **Commonly reported bugs** - App freezes on title/loading screen - Login issues, can't remember credentials - Mobile deposit no longer available - Disclosure screen with non-functioning buttons **Most requested features** - Bring back mobile deposit - Restore transaction details - Add dark mode option - Improve app stability and reliability - Update app to latest OS versions ## Recent user reviews (10 of 86) All indexed reviews: https://appshunter.io/ios/app/mccu-houston-tx/id361284373/reviews.md ### 1/5 — Can’t login to mobile *2026-08-21, version 4022.1.1* I used the same password for online on my pc and it works but it does not on my mobile. What the heck ### 1/5 — If I could give it a zero, I would *2026-07-27, version 4022.0.0* The app barely works. It is always crashing, and has such an ugly interface. You would think they would get a handle on that by now. ### 1/5 — App does not work! *2026-07-16, version 4021.2.0* The app does not open & I have no access to my money!! Can’t send money on the website or use the app. 0 stars!! Worst banking app I’ve ever had. ### 5/5 — So far so good *2026-07-04, version 4021.2.0* So far so good ### 1/5 — App does not work! *2026-06-26, version 4021.2.0* The app does not open & I have no access to my money!! Can’t send money on the website or use the app. 0 stars!! ### 5/5 — Great Customer Service *2026-05-20, version 4021.0.2* I have felt welcome from the day I opened my account at MCCU. I later refinanced my vehicle with the help of Pamela and Alicia which were amazing at helping me get the best deal possible. I have been getting the word around to open an account with MCCU. ### 5/5 — Best bank ever *2026-05-15, version 4021.0.2* Reggie is the man ### 5/5 — Cool ..! *2026-04-16, version 4020.1.1* Súper nice and easy app ### 5/5 — Excellent *2026-02-23, version 4020.0.0* Customer service is excellent and superb! Keep up the good work! ### 1/5 — Lazy *2026-01-10, version 4019.0.3* Very hard to get help the girls in the reception area do not want to get out of their seat to get someone to help. Lazy people with out dated glasses. ## Frequently asked questions about MCCU Houston TX ### What does the MCCU Houston TX app do? The app allows users to manage their budget, finances, and loans in one place. It provides tools to track cash flow, expenses, and savings goals, as well as manage various account activities and make payments. ### What are the key features of this banking app? Key features include reviewing account activity for checking, savings, credit cards, and loans, mobile check deposit, card management, money transfers, budgeting tools, loan payments, and secure biometric login. ### Is the MCCU Houston TX app free to use? Yes, the app is free to use. However, your mobile carrier's message and data rates may apply. There may also be other account-related fees, such as for overdraft protection or stop payments. ### What types of accounts can I manage with this app? You can manage various account types including checking, savings, credit cards, home loans, auto loans, personal loans, and business accounts. You can also connect accounts from other financial institutions. ### How does the app help with budgeting and saving? The app offers budgeting tools, savings trackers, income and spending trackers to help you save money faster. You can also set alerts for savings goals and budget categories, and schedule transfers for recurring expenses. ## Version history (last 5 releases) ### 4022.1.1 — 2026-08-18 Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience. ### 4022.0.0 — 2026-07-23 Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience. ### 4021.2.0 — 2026-06-26 Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience. ### 4021.1.3 — 2026-06-09 Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience. ### 4021.0.2 — 2026-05-04 Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience. ## Apps similar to MCCU Houston TX | App | Rating | Price | Category | | --- | --- | --- | --- | | [Brazos Valley Schools CU](https://appshunter.io/ios/app/brazos-valley-schools-cu/id736826336) | 4.9 (9,588) | Free | Finance | | [Houston FCU](https://appshunter.io/ios/app/houston-fcu/id1296584036) | 4.8 (7,152) | Free | Finance | | [Members Choice Mobile Branch](https://appshunter.io/ios/app/members-choice-mobile-branch/id447621315) | 3.2 (24) | Free | Finance | | [First Community CU Houston](https://appshunter.io/ios/app/first-community-cu-houston/id860623974) | 4.6 (5,665) | Free | Finance | | [MCCU Mobile Banking](https://appshunter.io/ios/app/mccu-mobile-banking/id1002875632) | 4.7 (1,229) | Free | Finance | | [First Service Credit Union](https://appshunter.io/ios/app/first-service-credit-union/id1536947207) | 4.9 (8,779) | Free | Finance | ## Related topics [members choice credit union](https://appshunter.io/ios/topics/members-choice-credit-union) · [mccu mobile banking](https://appshunter.io/ios/topics/mccu-mobile-banking) · [mccu houston tx](https://appshunter.io/ios/topics/mccu-houston-tx) · [mccu](https://appshunter.io/ios/topics/mccu) · [members choice](https://appshunter.io/ios/topics/members-choice) · [member choice](https://appshunter.io/ios/topics/member-choice) · [members choice mobile branch](https://appshunter.io/ios/topics/members-choice-mobile-branch) · [members credit union tx](https://appshunter.io/ios/topics/members-credit-union-tx) · [mccu ky](https://appshunter.io/ios/topics/mccu-ky) · [members credit union](https://appshunter.io/ios/topics/members-credit-union) · [mccu mobile](https://appshunter.io/ios/topics/mccu-mobile) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-01.*