# MCCU KY

> Mobile banking app for managing finances, making payments, and depositing checks. (iPhone/iPad app by Members Choice Credit Union (KY).)

- Source: https://appshunter.io/ios/app/mccu-ky/id6451216708 (this page in markdown: same URL + `.md`)
- Developer: [Members Choice Credit Union (KY)](https://appshunter.io/developer/600085985)
- Category: Finance
- Price: Free
- Rating: 4.80/5 from 1,928 App Store ratings · 16 written reviews indexed
- Age rating: 4+
- Requires: iOS 18.4 · 173 MB
- Languages: American English, European Spanish
- Released: 2023-11-02
- Data updated: 2026-09-01
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/mccu-ky/id6451216708/reviews.md

## What is MCCU KY?

The Members Choice CU Mobile app is your mobile wallet. It's fast, secure and makes life easier by empowering you with the tools you need to manage your finances.

Here's what you can do with Members Choice Credit Union Mobile App:
Keep your transactions organized by allowing you to add tags, notes, and photos of receipts and checks.
Set up alerts so you know when your balance drops below a certain amount
Make payments, whether you're paying a company or a friend
Transfer money between your accounts
Deposit checks in a snap by taking a picture of the front and back
View and save your monthly statements
Find branches and ATMs near you
Aggregate your financial accounts
Secure your account with a 4-digit passcode or biometric on supported devices.

## Key features

- Add tags, notes, and photos to transactions
- Set up balance alerts
- Make payments to companies and friends
- Transfer money between accounts
- Deposit checks via photo
- View and save monthly statements
- Find branches and ATMs
- Aggregate financial accounts

## What do users think of MCCU KY?

Overall sentiment: negative

**Pros**

- 👍 Easy to navigate
- 💡 Great new app design
- 🚀 Smooth performance

**Cons**

- 🐛 Glitchy and unreliable
- 🤔 Confusing account labeling
- 📱 Incompatible with older devices

**Commonly reported bugs**

- Accounts not showing up
- Constant need to delete and reinstall app

**Most requested features**

- Apple Watch app
- Traditional account labels (checking, savings)

## Recent user reviews (10 of 16)

All indexed reviews: https://appshunter.io/ios/app/mccu-ky/id6451216708/reviews.md

### 5/5 — MCCU KY

*2026-08-01*

5-star Business! 🥇

### 1/5 — Will not work

*2026-06-20*

Every time I click on the app it is frozen. I’m unable to check my finances and I don’t like that .

### 3/5 — iOS requirements

*2026-05-30*

I’m not able to check my banking information anymore because I don’t have at least iOS 18.4. I dont see any reason for this to be the case. This is the only issue for an otherwise good app.

### 5/5 — Banking app

*2026-04-04*

Love this app it makes having control over your money so much easier and very convenient

### 5/5 — Great place to bank!

*2026-03-19*

Great people to work with!

### 5/5 — Needs an Apple Watch app!!!

*2024-09-06*

I use MCCU Ky on a regular basis and it does pretty much exactly what I’d want my mobile banking app to do… Face ID login, displays my account balances, transaction history, and easy access to change any information on my account. Only times I have issues is when I have low service on my phone. The one thing this app is missing… is an Apple Watch app counterpart!!! I use my Apple Watch every single day as if it was a third hand on my body and this app would certainly be a life saver if I could easily view account balances and transaction history just at the flick of a wrist (no pun intended)

### 5/5 — Not happy

*2024-03-12*

Not happy I had to get a new phone to use the new app.

### 1/5 — CCP

*2024-01-21*

This has got to the be junkiest bank app ever, it ever works I constantly have to delete it then redownload it then none of my accounts show I have to call and get it straightened out… 10/10 don’t recommend

### 3/5 — Glitchy

*2023-12-08*

Too glitchy to trust.

### 5/5 — Great change

*2023-12-04*

I love the new app. It is so easy to navigate and find what you need!!

## Frequently asked questions about MCCU KY

### What can I do with the MCCU KY app?

The app allows you to manage your finances by organizing transactions with tags, notes, and receipt photos. You can also set up balance alerts, make payments, transfer money between accounts, deposit checks by taking pictures, view statements, and find branches and ATMs. It also supports aggregating your financial accounts.

### How do I deposit a check with the app?

Depositing checks is made easy by simply taking a clear picture of the front and back of your endorsed check directly within the app. The app will then process the deposit securely.

### Is the MCCU KY app free to use?

Yes, the application is available for free download and use. There are no upfront costs associated with downloading or using the core features of the mobile banking app.

### What devices is the MCCU KY app compatible with?

The app is designed for mobile devices and supports secure login options like a 4-digit passcode or biometric authentication on supported devices, suggesting compatibility with modern smartphones and tablets.

### Can I use this app to pay friends?

Yes, the app allows you to make payments to both companies and friends, providing a convenient way to manage your outgoing funds directly from your mobile device.

## Version history (last 5 releases)

### 3.37.0 — 2026-08-25

Version 3.37.0
• Bug fixes and performance improvements

### 3.36.0 — 2026-07-16

Version 3.36.0
• Bug fixes and performance improvements

### 3.35.0 — 2026-06-10

Version 3.35.0
• Bug fixes and performance improvements

### 3.34.1 — 2026-05-22

Version 3.34.1
• Bug fixes and performance improvements

### 3.34.0 — 2026-05-18

Version 3.34.0
• Bug fixes and performance improvements

## Apps similar to MCCU KY

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [MCCU Houston TX](https://appshunter.io/ios/app/mccu-houston-tx/id361284373) | 4.8 (3,994) | Free | Finance |
| [FNB Grayson Online](https://appshunter.io/ios/app/fnb-grayson-online/id1581670848) | 4.8 (609) | Free | Finance |
| [Members Choice Mobile Branch](https://appshunter.io/ios/app/members-choice-mobile-branch/id447621315) | 3.2 (24) | Free | Finance |
| [AshlandCU Mobile](https://appshunter.io/ios/app/ashlandcu-mobile/id571644333) | 4.4 (192) | Free | Finance |
| [Desco FCU](https://appshunter.io/ios/app/desco-fcu/id983021167) | 4.8 (1,832) | Free | Finance |
| [Kentucky Farmers Bank Mobile](https://appshunter.io/ios/app/kentucky-farmers-bank-mobile/id527252644) | 1.4 (7) | Free | Finance |

## More apps by Members Choice Credit Union (KY)

- [Members Choice Mobile Banking](https://appshunter.io/ios/app/members-choice-mobile-banking/id1077361236)

All apps by Members Choice Credit Union (KY): https://appshunter.io/developer/600085985

## Related topics

[mccu ky](https://appshunter.io/ios/topics/mccu-ky) · [members choice credit union](https://appshunter.io/ios/topics/members-choice-credit-union) · [members choice](https://appshunter.io/ios/topics/members-choice) · [member choice](https://appshunter.io/ios/topics/member-choice) · [mccu mobile banking](https://appshunter.io/ios/topics/mccu-mobile-banking) · [mccu](https://appshunter.io/ios/topics/mccu) · [ccncu](https://appshunter.io/ios/topics/ccncu)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-01.*