# MCCU-Mobile

> Mobile banking app for account management, payments, and money transfers. (iPhone/iPad app by Members Cooperative Credit Union.)

- Source: https://appshunter.io/ios/app/mccu-mobile/id1033259973 (this page in markdown: same URL + `.md`)
- Developer: [Members Cooperative Credit Union](https://appshunter.io/developer/506659266)
- Category: Finance
- Price: Free
- Rating: 4.72/5 from 4,670 App Store ratings · 88 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 118 MB
- Languages: English
- Released: 2015-10-15
- Data updated: 2026-08-27
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/mccu-mobile/id1033259973/reviews.md

## What is MCCU?

Mobile banking is easier than ever with Members Cooperative Credit Union's mobile app. Available 24/7 to all members of the credit union. MCCU Mobile allows you to check balances, transfer funds between your accounts, make bill payments, deposit checks.

Available features allow you to:
• Check your latest account balance and search recent transactions by date, amount, or Check number.
• Customize your dashboard and info.
• Easily transfer cash between your accounts
• Pay bills.
• Find the nearest MCCU branch and surcharge-free ATM.
-Zelle is a fast and easy way to send and receive money with people you know and trust.
• Make mobile check deposits. No need to wait until you're near an ATM or branch location***

* Your mobile carrier's message and data rates may apply.
** Terms, conditions, and fees apply.
***Deposits subject to verification; not available for immediate withdrawal. See terms for deposit limits/availability, other restrictions.

To sign on to mobile banking use your MCCU online banking service and password to access account information via MCCU Mobile. If you are not set up for online access, you can: 
1. Apply online: https://secure-membersccu.org/EnrollOnline/EnrollChoice.aspx
2. Call us: 800-296-8871 (8:00am-5:30pm CST) 
3. Email: memberservices@membersccu.org

## Key features

- Check account balances and transactions
- Transfer funds between accounts
- Pay bills
- Deposit checks via mobile
- Find branches and ATMs
- Send and receive money with Zelle

## What do users think of MCCU?

Overall sentiment: neutral

**Pros**

- 👍 Easy to use
- 🚀 Convenient mobile banking
- 💳 Good banking services
- 🤝 Friendly and helpful staff

**Cons**

- 🐛 Buggy and glitchy app
- ⏱️ Slow and unresponsive
- 🔒 Security issues with login
- 💻 Not optimized for tablets/iPads

**Commonly reported bugs**

- Frequent crashes and login issues
- Mobile deposit not working
- Accounts not syncing properly
- App freezes and becomes unresponsive

**Most requested features**

- Dark mode support
- Mobile check deposit
- Ability to see full account details
- Improved widget support

## Recent user reviews (10 of 88)

All indexed reviews: https://appshunter.io/ios/app/mccu-mobile/id1033259973/reviews.md

### 5/5 — Get this

*2026-07-16, version 25.2.0*

Easy app.. banking never been so much fun

### 5/5 — Amazing

*2026-06-29, version 25.2.0*

Easiest banking app to use. Face ID login and away you go.

### 5/5 — Members app

*2026-05-22, version 25.2.0*

It’s VERY convenient!

### 2/5 — First impressions

*2026-05-02, version 25.2.0*

So far yall  forgot to include the incentive  that’s on the billboard outside 
Then didn’t lay out the terms when I inquired bout getting it 
Set up mortgage payment to be reoccurring at the bank and yall didn’t do that right either… so far im not feeling confident my money is good hands

### 5/5 — Protecting yourself

*2026-03-19, version 25.1.0*

This app allows me to  keep my money safe with the transfer option so if my cards ever stolen nothing their to take just what I put on it right before. Make a purchase

### 5/5 — Awesome.

*2026-02-12, version 25.1.0*

Fantastic.

### 5/5 — Awesome

*2026-01-13, version 25.1.0*

Its the greatest bank in town

### 1/5 — Please banking programmers

*2025-12-17, version 25.1.0*

The application is so trash and non user friendly that it ruins the purpose of an app which is to help automate services like paying bills and viewing bills. 

Things to do better please programmers:
-Links: taking you to sites but no exit button to go back to app if there is it is not easy to find, making you have to restart to login
-Just picky but make the phone number a link so if people are having so much issue with the app it’s easier to call.
- FaceId is not working properly and keeps giving error even though I called customer service like they asked. 

There are lots of things to improve and I believe y’all can make banking more easier and user friendly.

### 5/5 — Great Credit Union

*2025-12-16, version 25.1.0*

I love the vast products and services that they offer for online banking.  I hardly ever go into the facility, it’s sad that there is always new employees.  Just not as friendly as it used to be.

### 1/5 — Updated app doesn’t work

*2025-09-03, version 24.1.0*

After they updated the app I can no longer print my bank statement. You click on the download button and it does nothing. No one at my branch could help me either

## Frequently asked questions about MCCU

### What can I do with the MCCU-Mobile app?

The app allows you to check your account balances and recent transactions, transfer funds between your accounts, pay bills, and deposit checks remotely. You can also find the nearest MCCU branch and surcharge-free ATM, and use Zelle to send and receive money with people you know and trust.

### How do I sign in to the MCCU-Mobile app?

To sign in, you will use your existing MCCU online banking username and password. If you are not yet set up for online access, you can apply online, call the credit union, or email them to get started.

### Is the MCCU-Mobile app free to use?

The app itself is free to download and use. However, your mobile carrier's message and data rates may apply for usage. Additionally, terms, conditions, and fees may apply to certain banking services.

### Can I deposit checks using the app?

Yes, you can make mobile check deposits directly through the app. This means you don't need to visit an ATM or branch location. Please note that deposits are subject to verification and may not be available for immediate withdrawal, with specific terms and limits applying.

### What are the benefits of using the MCCU-Mobile app?

The app provides 24/7 access to your accounts, making banking more convenient. Key benefits include easy balance checking, quick fund transfers, streamlined bill payments, and the ability to deposit checks from anywhere, saving you time and trips to the bank.

## Version history (last 5 releases)

### 25.2.0 — 2026-04-23

Minor updates to improve functionality.

### 25.1.0 — 2025-12-15

Minor updates to improve functionality.

### 24.1.0 — 2024-10-10

Minor bug fixes and enhancements.

### 22.2.4 — 2024-05-21

what's new section: -Enhanced integrated debit card management
-Product improvements

### 22.2.3 — 2023-07-26

•	More user-friendly look
•	Improved data security 
•	Email notifications for important documents.

## Apps similar to MCCU

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Northwoods Credit Union](https://appshunter.io/ios/app/northwoods-credit-union/id1008923042) | 4.7 (566) | Free | Finance |
| [Northview Bank](https://appshunter.io/ios/app/northview-bank/id783911098) | 4.6 (350) | Free | Finance |
| [Superior Choice CU Mobile](https://appshunter.io/ios/app/superior-choice-cu-mobile/id1487153390) | 4.7 (226) | Free | Finance |
| [MCCU Mobile Banking](https://appshunter.io/ios/app/mccu-mobile-banking/id1002875632) | 4.7 (1,229) | Free | Finance |
| [Members Credit Union Mobile](https://appshunter.io/ios/app/members-credit-union-mobile/id1439609040) | 4.7 (1,404) | Free | Finance |
| [Centricity Credit Union](https://appshunter.io/ios/app/centricity-credit-union/id980238202) | 4.8 (674) | Free | Finance |

## More apps by Members Cooperative Credit Union

- [Members Video Banking](https://appshunter.io/ios/app/members-video-banking/id1480898391)
- [MCCU Card Secure](https://appshunter.io/ios/app/mccu-card-secure/id1523329746)

All apps by Members Cooperative Credit Union: https://appshunter.io/developer/506659266

## Related topics

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*