# MCTCU > Personal finance aggregator for managing multiple bank accounts and transactions. (iPhone/iPad app by MCT Credit Union.) - Source: https://appshunter.io/ios/app/mctcu/id1452356913 (this page in markdown: same URL + `.md`) - Developer: [MCT Credit Union](https://appshunter.io/developer/785448393) - Category: Finance - Price: Free - Rating: 4.90/5 from 2,644 App Store ratings · 23 written reviews indexed - Age rating: 4+ - Requires: iOS 18.4 · 173 MB - Languages: American English, European Spanish - Released: 2019-09-08 - Data updated: 2026-09-09 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/mctcu/id1452356913/reviews.md ## What is MCTCU? MCTCU is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with MCTCU: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the MCTCU Mobile app, you must be enrolled as a MCTCU Internet Banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials. ## Key features - Aggregate financial accounts - Organize transactions with tags and notes - Set balance alerts - Make payments and transfer money - Mobile check deposit - Debit card management - View monthly statements ## What do users think of MCTCU? Overall sentiment: positive **Pros** - 🚀 Fast and easy fund transfers - 👍 User-friendly app - 👍 Excellent customer service - 👍 Convenient for remote banking - 👍 Easy check depositing **Cons** - 🔒 Missing debit card lock option **Commonly reported bugs** - Payment system issues **Most requested features** - Password change frequency reduction ## Recent user reviews (10 of 23) All indexed reviews: https://appshunter.io/ios/app/mctcu/id1452356913/reviews.md ### 1/5 — App Never Works. *2026-08-06, version 3.36.0* The app has been down for about a week now. This is a regular issue with MCT. I have had many occasions where I will go to check my finances and I can’t even get into the app. I am entrusting this app with my money and it is constantly bugged and impossible to get into, I am furious quite frankly and considering switching to a different credit union/bank at this point. ### 1/5 — Trash *2026-07-29, version 3.36.0* Always behind never accurate and just randomly glitches out and will kick you then freeze and not let you in. Horrible app 0/10 wouldn’t recommend. ### 5/5 — MCT App *2026-04-29, version 3.26.1* Don’t know what I’d do without the App. It keeps me on top of my Account and keeps me from overdrafts and keeps me in the know of my account. I know just how much money I have in my account. So easy to stay on top of it. Don’t think I’ve had an overdraft since I’ve had the App. Love it!!!!Thank you MCT. ### 5/5 — Great! Easy *2026-03-27, version 3.26.1* I love this app!! ### 5/5 — Grateful *2025-12-11, version 3.26.1* I am so grateful that it is so fast and easy to transfer funds from my savings acct to my checking acct from my phone. It has made this holiday season so much easier and less stressful. ### 5/5 — MCTCU app *2025-10-31, version 3.26.1* This is a great user friendly app! ### 5/5 — Outstanding service *2025-04-21, version 3.22.0* Very easy to navigate the site! Even this old Cajun Dude can do it and I live 300 miles from the nearest branch! ### 5/5 — Deposit *2025-03-14, version 3.21.0* Great ### 5/5 — Deposit *2024-08-25, version 3.15.0* I live out of town and now my company is no longer doing direct deposit. This makes it easier for me to make my deposits ### 2/5 — Where is lock option for debit card *2024-07-18, version 3.14.0* In today’s age the has to be a lock option for debit card where is it???? ## Frequently asked questions about MCTCU ### What does the MCTCU app do? The MCTCU app acts as a personal financial advocate, allowing you to aggregate all your financial accounts, including those from other banks and credit unions, into a single, easy-to-manage view. It provides tools to organize transactions, set alerts, make payments, transfer money, and deposit checks. ### What are the key features of the MCTCU app? Key features include aggregating accounts from multiple institutions, organizing transactions with tags and photos, setting balance alerts, making payments and transfers, depositing checks via photo, managing debit cards, viewing statements, and finding branches/ATMs. It also offers secure login options like passcodes and biometric readers. ### Is the MCTCU app free to use? The app is free to download and use. While the description mentions in-app purchases and ads, the core functionality of aggregating accounts and managing finances is provided without an upfront cost or subscription fee. ### What are the compatibility requirements for the MCTCU app? To use the MCTCU Mobile app, you must be enrolled as an MCTCU Internet Banking user. If you already use their Internet Banking service, you can simply download the app and log in with your existing credentials. The app also supports fingerprint or face reader security on compatible devices. ### How can I secure my account with the MCTCU app? You can secure your account using a 4-digit passcode. Additionally, on supported devices, you can utilize fingerprint or face reader technology for enhanced security when logging into the app. ## Version history (last 5 releases) ### 3.37.0 — 2026-08-18 Version 3.37.0 • Bug fixes and performance improvements ### 3.36.0 — 2026-07-22 Version 3.36.0 • Bug fixes and performance improvements ### 3.26.1 — 2025-08-22 Version 3.26.1 • Bug fixes and performance improvements ### 3.26.0 — 2025-08-15 Version 3.26.0 • Bug fixes and performance improvements ### 3.25.1 — 2025-07-15 Version 3.25.1 • Bug fixes and performance improvements ## Apps similar to MCTCU | App | Rating | Price | Category | | --- | --- | --- | --- | | [Neches Federal Credit Union](https://appshunter.io/ios/app/neches-federal-credit-union/id467101039) | 4.8 (7,515) | Free | Finance | | [Gulf Credit Union](https://appshunter.io/ios/app/gulf-credit-union/id517240255) | 2.8 (28) | Free | Finance | | [Sabine FCU](https://appshunter.io/ios/app/sabine-fcu/id664855225) | 4.8 (806) | Free | Finance | | [Wellspring Credit Union](https://appshunter.io/ios/app/wellspring-credit-union/id935321555) | 3.0 (5) | Free | Finance | | [DuGood Federal Credit Union](https://appshunter.io/ios/app/dugood-federal-credit-union/id1151838597) | 4.8 (2,707) | Free | Finance | | [5Point Credit Union](https://appshunter.io/ios/app/5point-credit-union/id429053068) | 4.8 (5,147) | Free | Finance | ## More apps by MCT Credit Union - [MCT CARDS](https://appshunter.io/ios/app/mct-cards/id1520455111) All apps by MCT Credit Union: https://appshunter.io/developer/785448393 ## Related topics [mct credit union](https://appshunter.io/ios/topics/mct-credit-union) · [mct](https://appshunter.io/ios/topics/mct) · [mavcard get](https://appshunter.io/ios/topics/mavcard-get) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-09.*