# mDenarnic@

> Mobile wallet for instant payments and loyalty card storage. (iPhone/iPad app by OTP banka d.d. (Slovenija).)

- Source: https://appshunter.io/ios/app/mdenarnic/id1534575062 (this page in markdown: same URL + `.md`)
- Developer: [OTP banka d.d. (Slovenija)](https://appshunter.io/developer/555317922)
- Category: Finance
- Price: Free
- Rating: 2.80/5 from 13 App Store ratings · 4 written reviews indexed
- Age rating: 4+
- Requires: iOS 14.0 · 69 MB
- Languages: American English
- Released: 2020-11-09
- Data updated: 2026-07-01
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/mdenarnic/id1534575062/reviews.md

## What is mDenarnic@?

mDenarnic@ je mobilna denarnica, ki omogoča:

- Takojšnje nakazilo denarja ali pošiljanje zahtevka za takojšnji prejem denarja s pomočjo kontaktnega podatka (številke mobilnega telefona ali elektronskega naslova) prek Flik z neposredno bremenitvijo osebnega računa. Znesek je na računu prejemnika takoj, tudi ob vikendih in praznikih.

- Hrambo vaših kartic zvestobe. Mobilna denarnica mDenarnic@ hrani vaše digitalne kartice zvestobe, zaradi česar lahko svojo fizično denarnico razbremenite plastičnih kartic zvestobe.


Uporabljate jo lahko uporabniki pametnih mobilnih naprav z operacijskim sistemom iOS različice iOS 13 ali višje.


Začetek uporabe mDenarnic@ je hiter in preprost. Izvedete ga v le nekaj korakih brez obiska poslovalnice (če banka že ima potrebne podatke, to je vašo davčno številko in številko mobilnega telefona).


Za več informacij pišite na info@otpbanka.si.

## Key features

- Instant money transfers via Flik
- Request money instantly
- Store digital loyalty cards
- Contact-based transactions
- Online setup

## Recent user reviews (4 of 4)

All indexed reviews: https://appshunter.io/ios/app/mdenarnic/id1534575062/reviews.md

### 1/5 — Aplikacija ne deluje.

*2025-02-20, version 4.0.9*

Ko odprem aplikacijo se izpiše mDenarnica in potem je to vse. Obtiči na belem zaslonu. Posledično ne morem potrditi nakupov pri katerih je to potrebno. iPhone 15 pro max

### 5/5 — Polly

*2024-09-29, version 4.0.9*

Works without any problems.

### 1/5 — -

*2022-03-28*

Katastrofa

### 1/5 — Polom

*2021-08-29*

Ne odpre aplikacije

## Frequently asked questions about mDenarnic@

### What is mDenarnic@?

mDenarnic@ is a mobile wallet designed for instant money transfers and the storage of digital loyalty cards. It simplifies financial transactions by allowing users to send and receive money quickly using just contact information.

### How does mDenarnic@ handle security?

The app facilitates secure transactions by leveraging contact information for payments. While specific security protocols are not detailed, it aims to provide a safe way to manage your finances and loyalty programs.

### What are the supported institutions for mDenarnic@?

mDenarnic@ is developed by OTP banka d.d. (Slovenija) and integrates with the Flik payment system. Users can link their personal bank accounts for direct debits and immediate fund transfers.

### Can I send money internationally with mDenarnic@?

The description focuses on immediate transfers within the Flik system, which typically operates domestically. International transfer capabilities are not explicitly mentioned in the provided details.

### Does mDenarnic@ have ads?

No, mDenarnic@ does not contain advertisements. The application is free to use and does not display any in-app ads, providing an uninterrupted user experience.

### What devices are compatible with mDenarnic@?

mDenarnic@ is available for users of iOS devices, specifically iPhones and iPods, running iOS version 13 or higher. It is not currently available for Android devices.

### How often is mDenarnic@ updated?

The latest version of mDenarnic@ is 4.1.0, which was last updated on December 10, 2025. This indicates a relatively active development cycle, with updates likely released to improve functionality and security.

### What is the user sentiment for mDenarnic@?

The app has a rating of 2.8 stars from 13 ratings. This suggests that while some users find value in its features, there may be areas for improvement based on overall user satisfaction.

## Version history (last 5 releases)

### 4.1.0 — 2025-12-10

Manjši popravki

### 4.0.15 — 2025-10-08

- manjši popravki in izboljšave

### 4.0.13 — 2025-08-11

Minor bug fixes and support for iOS version 26.

### 4.0.11 — 2025-08-07

- manjši popravki

### 4.0.10 — 2025-06-09

Manjši popravki

## Apps similar to mDenarnic@

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Flik Pay](https://appshunter.io/ios/app/flik-pay/id1467334271) | 4.5 (11) | Free | Finance |
| [eDavki](https://appshunter.io/ios/app/edavki/id1439580313) | 1.8 (5) | Free | Finance |
| [NLB Pay](https://appshunter.io/ios/app/nlb-pay/id1509897528) | 4.5 (73) | Free | Finance |
| [DH Denarnik](https://appshunter.io/ios/app/dh-denarnik/id1490853552) | 3.0 (2) | Free | Finance |
| [D-Mobile](https://appshunter.io/ios/app/d-mobile/id1495036034) | — | Free | Finance |
| [Moj GENERALI](https://appshunter.io/ios/app/moj-generali/id1266696007) | — | Free | Finance |

## More apps by OTP banka d.d. (Slovenija)

- [mBank@Net](https://appshunter.io/ios/app/mbanknet/id555317919)
- [mBank@Net com](https://appshunter.io/ios/app/mbanknet-com/id1529284705)
- [mBank@Net Invest](https://appshunter.io/ios/app/mbanknet-invest/id1623324594)

All apps by OTP banka d.d. (Slovenija): https://appshunter.io/developer/555317922

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-01.*