# ME Go

> Digital banking app for spending, saving, and home deposit accounts with bonus interest. (iPhone/iPad app by Members Equity Bank Pty Ltd.)

- Source: https://appshunter.io/ios/app/me-go/id1661052486 (this page in markdown: same URL + `.md`)
- Developer: [Members Equity Bank Pty Ltd](https://appshunter.io/developer/657670720)
- Category: Finance
- Price: Free
- Rating: 4.53/5 from 7,062 App Store ratings · 75 written reviews indexed
- Age rating: 4+
- Requires: iOS 14.0 · 166 MB
- Languages: English
- Released: 2023-06-26
- Data updated: 2026-09-01
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/me-go/id1661052486/reviews.md

## What is ME Go?

ME Go is ME’s brand-new app jam packed full of smart tools to help with your everyday spending and saving.
 
Open an account in 5 minutes and get Go’ing:
 
1. SpendME – an everyday account with a linked debit Visa card where we donate to your chosen charity every time you tap your digital card
2. SaveME – a savings account with bonus interest to get you to your goals sooner
3. HomeME – a savings account specifically designed for those saving for a home deposit.
 
1. Feel good about your spending with a SpendME Account.
• Every time you pay with your digital wallet, ME donates 1c to the charity aligned with your Visa debit card. Choose between the National Breast Cancer Foundation, Beyond Blue, Orange Sky, the Australian Wildlife Conservancy or Minus18.
• It’s not just more give, it’s also less take. We don’t charge monthly account keeping fees or international transaction fees or withdraw fees at over 10,000 Australian ATMs.
• Fast money is good money – so pay or be paid instantly with PayID, Osko and BPAY.
• Say bye bye to bill shock – Bill Tracker keeps you posted about upcoming bills, so you’re never caught off guard and can budget towards them (and stay ahead of them).
• Tag it … tag it real good. Add transaction tags to filter or group transactions to personalise your spending insights – then you’ll know what’s going towards a wedding and what’s going towards wild weekends.
• Savings without the thinking – Round Ups show that small change can make big change to your savings.
 
2. Give your savings a big fat bonus by opening a SaveME Account.
• The easiest money you’ll ever tap into. Earn bonus interest on your savings every month you meet the monthly qualifying criteria.
• Got loads of goals? Open loads of accounts. With up to 9 SaveME Accounts, you can save for rainy days, Rome, a Range Rover and Rihanna tickets all at once. Plus naming each goal will keep you focused and help you separate your savings.
• Don’t Go it alone. Open joint accounts directly from the app with a partner or friend, so you smash goals even faster, together.
 
3. Get in the front door of your first home sooner with a HomeME Account.
• With brilliant savings tools specifically designed to help you save for a deposit, HomeME is the only savings account you’ll need to save for your first home.
• Make yourself at home with easy money. Earn bonus interest on your savings every month you meet the monthly qualifying criteria.
• Advice delivered right to your front door (well, your app). Stay on track with tips and tricks to help you save faster and get home sooner.
 
Your Go-to for security.
• Log in securely with a smile or a swipe using face or fingerprint recognition and two factor authentication to ensure your accounts are safe.
• ME’s Fraud Protection: Guarantees that you won’t be held responsible for unauthorised charges made on your account.

 
In-app Live Chat means wherever you are, ME is too
 
Need more info? Visit our website at mebank.com.au or give us a call on 13 15 63.
 
 
ME Bank – a division of Bank of Queensland Limited ABN 32 009 656 740 AFSL and Australian Credit Licence Number 244616.Information provided is of general nature only and does not take into account your personal financial situation, needs or objectives. As we don’t know your financial needs, we can’t advise whether the products will suit you and prior to making any decision you should obtain and consider the relevant terms and conditions of each product before making any decision about whether to acquire or continue to hold it. For full terms and conditions, including information on eligibility criteria, fees and charges or go to https://www.mebank.com.au.

## Key features

- Everyday spending account with linked debit card
- Charity donations with card usage
- Savings accounts with bonus interest
- Dedicated home deposit savings account
- Bill tracking and budgeting tools
- Transaction tagging and insights
- Secure login with biometrics and 2FA

## Recent user reviews (10 of 75)

All indexed reviews: https://appshunter.io/ios/app/me-go/id1661052486/reviews.md

### 1/5 — Terrible app and online banking

*2026-08-24, version 2.8.0*

This is 2026. For a financial institution to not have a robust app that can perform basic & expected functions - this is an embarrassment. Don’t bank with them if you have other options.

### 1/5 — App is down

*2026-08-07, version 2.8.0*

The app is down and I can’t log into to access my money. What is going on?

### 1/5 — Useless

*2026-08-07, version 2.8.0*

Totally useless app, no call support, no message support, most of time server outages and unreliable fund transfer.

Not at all recommended.

### 3/5 — Disappointed with ME go app

*2026-07-23, version 2.8.0*

Whilst it has some simplicity in function it seems to fall way short when trying to report issues or request support.

The email system was much better than this newer AI Alfred app experience.

When I try to use the Help ME function it does things like fill the screen with blarb expecting you to type a question then doesn't provide a keyboard to do it.

### 4/5 — Re-order Accounts fault

*2026-07-18, version 2.8.0*

After re-ordering accounts, when you first open app and tap an account that has changed position, it takes you to the default account that was in that position. Then, if you go back and tap the account a second time it takes you to the correct account. Frustrating!

### 2/5 — First time customer, issues with app

*2026-06-30, version 2.7.1*

There are issues with changing the offset accounts linked to a homeloan. The bug prevents me from changing it online

### 2/5 — Terrible app

*2026-06-10, version 2.7.1*

For a financial institution this app is soooo basic & TERRIBLE!!! If I had the choice I would have avoid this lender altogether. It’s 2026 - don’t create an app if you can’t perform basic requirements.

### 1/5 — No go

*2026-06-09, version 2.7.1*

No longer working on my iPad since the migration of my other accounts to this app very disappointing as was very good before.

### 1/5 — Rubbish bank

*2026-06-06, version 2.7.1*

The app might be ok but the bank itself is rubbish! Be very careful people because you may not see your money again!

### 1/5 — ME GO WITH ANOTHER BANK SOON

*2026-06-05, version 2.7.1*

I’ve been with ME Bank for several years and have my mortgage with them, so I expected better support when I needed assistance with my account.

Unfortunately, my experience with ME Go has been extremely disappointing. I’ve spent more than an hour on hold each day trying to speak with someone about my money, with no success.

Last week I transferred funds and also had rent paid by a tenant into my account, but the money still hasn’t appeared. After more than five business days, I still don’t know whether there has been an error or where the funds are. Until this is resolved, I have no confidence in transferring a larger sum through the ME Go app.

To make matters worse, the app doesn’t provide a secure messaging option like ING or CommBank, so there is no easy way to contact the bank other than waiting on hold. When customers are trying to locate missing funds, they should be able to get answers promptly.

As a long-term customer with a mortgage and other banking needs, I find the lack of communication and customer support unacceptable. This experience has seriously damaged my confidence in ME Go.

## Frequently asked questions about ME Go

### What is ME Go?

ME Go is a digital banking app designed to help users manage their everyday spending and savings. It offers features like a spending account with a linked debit card, savings accounts for various goals, and a dedicated account for home deposits.

### How secure is ME Go?

ME Go prioritizes security with features like secure login using face or fingerprint recognition, two-factor authentication, and ME’s Fraud Protection, which guarantees users won't be held responsible for unauthorized charges.

### Can I open multiple savings accounts with ME Go?

Yes, you can open up to 9 SaveME accounts with ME Go, allowing you to save for different goals simultaneously. Each account can be named to help you stay focused and organized.

### Does ME Go offer any interest on savings?

ME Go offers bonus interest on its SaveME and HomeME accounts. You can earn bonus interest every month by meeting the monthly qualifying criteria for these accounts.

### What kind of charities does ME Go support?

When you spend with your ME Go digital debit card, ME donates 1c to a chosen charity. Options include the National Breast Cancer Foundation, Beyond Blue, Orange Sky, the Australian Wildlife Conservancy, or Minus18.

### Are there any fees for using ME Go accounts?

ME Go does not charge monthly account keeping fees, international transaction fees, or withdrawal fees at over 10,000 Australian ATMs for its SpendME account.

### How often is ME Go updated?

The latest version of ME Go is 2.7.1, released on May 21, 2026. Updates are released periodically to introduce new features and improve performance.

### What devices is ME Go available on?

ME Go is available for devices with an age rating of 4+. It is a mobile application, implying compatibility with both iOS and Android operating systems, though specific OS version requirements are not detailed.

## Version history (last 2 releases)

### 2.8.0 — 2026-07-02

This update includes bug fixes & minor enhancements.

### 2.7.1 — 2026-05-21

This update includes bug fixes & minor enhancements.

## More apps by Members Equity Bank Pty Ltd

- [ME Bank](https://appshunter.io/ios/app/me-bank/id657670717)

All apps by Members Equity Bank Pty Ltd: https://appshunter.io/developer/657670720

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-01.*
