# Me4U: Chat, Send/Receive Money — Me4U Modern way to convinence

> Secure social chat and money transfer app with marketplace and bill payments. (iPhone/iPad app by Memail Global Integrated Limited.)

- Source: https://appshunter.io/ios/app/me4u-chat-sendreceive-money/id6744161298 (this page in markdown: same URL + `.md`)
- Developer: [Memail Global Integrated Limited](https://appshunter.io/developer/1802558710)
- Category: Social Networking, Finance
- Price: Free
- Rating: 5.00/5 from 1 App Store ratings
- Age rating: 17+
- Requires: iOS 16.4 · 77 MB
- Languages: American English
- Released: 2025-12-02
- Data updated: 2026-07-20
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/me4u-chat-sendreceive-money/id6744161298/reviews.md

## What is Me4U?

Cashless trade and online business transactions have never been easier. In this cashless world are accepted globally; these options aid trade and make transactions easier and faster.

To make things even simpler, here is the Me4U application. Me4U provides a new user interface and secure way to Chat, Send and Receive cash and also instantly deal with your money transactions. It is the top choice for traders, customers, friends, and families that require easy e-money transactions.

Install the Me4U app on your smartphone today to chat with and call friends and business partners, share documents, send, and receive money. There is also an option for you to create groups for daily, weekly, and monthly monetary contributions.

Easy to Use
With its fresh and easy to navigate interface, you will find using this app stress-free.

Secure to Use
Protected by 128-bit encryption and secure transactions with PIN or OTP, Me4U provides the necessary security for your personal information as well as your monetary transactions.

We ensure every user verifies their identity and fill all their profile details required to engage in e-money transactions. This helps to make our platform more secure. As a user, remember to Update Account for you to enjoy our numerous services.

Connect with Friends
Enjoy connecting with friends and other Me4U users. Chat with friends and make friends with people near you. 

Connect with friends who have installed the Me4U app and wait for your friends to accept. Or invite friends to join the Me4U platform and enjoy our services.

Instant Deposits, Transfers, and Withdrawals
Don't run out of funds! 

With the Me4U app, you could instantly deposit money into your wallet. Withdrawal and transfer of funds can also be made instantly, anywhere, anytime using the preset methods provided; Credit/Debit Card, Mobile Money, Bank Transfer, PayPal, e-money, and many more.

Engage in Secure Trade
All users can access Me4U's marketplace; here, you can buy or sell items of your choosing. 

As a buyer, you can choose from several categories: Fashion, Electronics, Automobiles, Real Estate, and many more.

As a seller, you can easily buy a space for your product in the market place by filling a simple form. Me4U also provides advertisement services, which will increase the visibility of your product and, in turn, sales.

Payments for the services and products are made via the implemented wallet system.
Airtime and Bill Payments
Use the Me4U app to purchase airtime from your various network service providers, the process is straightforward and hassle-free. 

You can use the Me4U app to pay for your bills and utilities, including Cable/TV, Electricity, Taxes, etc. The process might differ based on the country you reside in. 

Help Causes, Create and Join Contribution Groups
Me4U provides an avenue for you to fund projects, donate to people, and other noble causes you deem fit. The Campaign Group option also lets you request donations.

You can create a group chat for finance purposes only; the groups can be used for contributions/savings. These contributions can be Daily, Weekly, or Monthly. 

Each Finance Group created will act based on a predetermined set of rules. NOTE: ENSURE TO ALWAYS SET AT LEAST TWO (2) ADMINS FOR WITHDRAWAL PURPOSES.
Customer Support
If you face any problem, our customers' support team is always ready to help you out. Contact us for further information needed. 

You can also visit our site, www.me4u.me, for more details.

Download the Me4U app today and enjoy our premium services.
Me4U is a product of Memail Global Integrated Limited.

## Key features

- Secure chat and money transactions
- Instant deposits, transfers, and withdrawals
- In-app marketplace for buying and selling
- Airtime and bill payments
- Create and join contribution groups
- User identity verification


## Frequently asked questions about Me4U

### What is Me4U?

Me4U is a social networking app that allows users to chat, send and receive money securely, buy and sell items, and pay bills. It aims to simplify cashless transactions.

### Is Me4U free to use?

Yes, Me4U is free to download and use. The app is available for iPhone, iPad, and iPod devices.

### How secure is Me4U?

Me4U uses 128-bit encryption and secure transactions with PIN or OTP for security. User identity verification is also required for e-money transactions.

### What payment methods does Me4U support for transfers?

Me4U supports instant fund transfers using Credit/Debit Card, Mobile Money, Bank Transfer, PayPal, and other e-money services.

### Can I buy and sell items on Me4U?

Yes, Me4U features a marketplace where users can buy items across categories like Fashion, Electronics, and Automobiles, or sell their own products.

### Does Me4U have ads?

Based on the provided data, Me4U does not contain advertisements.

### How often is Me4U updated?

The latest version of Me4U is 1.1.4, and it was last updated on February 16, 2026. This indicates a relatively frequent update cycle.

### What age rating does Me4U have?

Me4U has an age rating of 17+, suggesting it is intended for mature users due to its financial and social features.

## Version history (last 5 releases)

### 1.2.1 — 2026-07-11

Bug fixes

### 1.2.0 — 2026-07-07

Performance Improvements throughout the application
Polished look and feel throughout the application
Better error handling

### 1.1.5 — 2026-06-06

Bug fixes and UI/UX improvements

### 1.1.4 — 2026-02-16

Bug fixes
Feature improvements in both property and market modules

### 1.1.3 — 2026-02-02

- Bug fixes
- Improvements made to the market and added new features to it

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## More apps by Memail Global Integrated Limited

- [MeHome - Property & Decors](https://appshunter.io/ios/app/mehome-property-and-decors/id6743386979)

All apps by Memail Global Integrated Limited: https://appshunter.io/developer/1802558710

## Related topics

[me4u](https://appshunter.io/ios/topics/me4u)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-20.*